If You Still Have to Ask About Stock-Pledge Asset Allocation, You Should Not Pledge or You May Go Bankrupt
If You Still Have to Ask About Stock-Pledge Asset Allocation, You Should Not Pledge or You May Go Bankrupt
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If you understand our articles and videos, you will definitely be able to make your own asset allocation. If you are still confused after reading our article and video, it means you have insufficient financial intelligence. There is no shame in having insufficient financial intelligence. Most people fall into this category. Many people with high IQs lack financial intelligence. Just admit that you can’t do it. To become rich by investing, you do not necessarily need to borrow or pledge a loan. A safe asset allocation that can go all the way to the end is what you need. It is easier to go all the way without pledging or borrowing money.
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If you have already built your own asset allocation, tell me which allocation or scenario you used and why. If you can explain it to me, then ask your question. That lets me confirm that you really understand. When someone is completely uninformed, every conversation becomes people talking past each other. If you do not read our articles and watch our videos first, and only try to learn by asking questions, you will never truly understand. If you do not understand asset allocation, you cannot achieve pledged asset allocation simply by asking.
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If you do not understand it, it is impossible for me to teach you step by step through emails or comments while you skip the articles and videos.
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If you don’t read the article information and videos below carefully, you will definitely have many problems. If you don’t understand, there will be bankruptcy risks. You must understand asset allocation before you can make a pledge. Even those with a master's degree in finance and above will take a long time to understand it. If you can't understand it, it's normal. You don't necessarily have to pledge the loan.
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Only if you can understand the article and watch the video can you have the financial intelligence and ability to make a pledge. If you can't figure it out, you can't make a pledge, and you will go bankrupt.
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If you can’t understand the article or the video and you still want to ask me, then there’s no need to ask, because you don’t have the ability to pledge for a loan. If you don’t have the ability, you will definitely go bankrupt if you have to pledge. Most people first consider not pledging and not using leverage. The most important thing is to live a good life. Don't force it. Some things and some people just can't do it, so don't force it.
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If you are unable to make your own asset allocation after watching our videos and articles, it means that you lack the financial intelligence and ability to understand our articles and videos.
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Do not pledge if your ability is not sufficient. Use 80% 00662 QQQ (or 00646 SPY) and 20% cash / 00864B (money market fund). You can still build wealth by rebalancing every year. Or use high-dividend products such as 0056 or SPHD if the dividends are enough to live on. You do not necessarily have to use pledge loans. Asset allocation does not have to chase the highest return; staying alive matters most.
(30%) Simple version simulating different investors' asset allocations, rev 4.0f2
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Please understand the information again. If you don't understand, you can't make a pledge, otherwise you will go bankrupt. If you don’t read the article and video, it is impossible for you to understand it, and the risk is very high. If you don’t understand, you can’t make a pledge. If you don’t understand, you will go bankrupt if you make a pledge.
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Investment Risk Management https://youtube.com/playlist?list=PLiskER8xug1dxX1-UVDicxBW2FfEicJis&si=e1Y5gKe9AH1A9LH1
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[About asset allocation issues] https://docs.google.com/file/d/1PPY5Um7sK_iNw2AUZ6jTb1ogslP87u_i/edit?usp=docslist_api&filetype=msword
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stock pledge loan
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https://youtube.com/playlist?list=PLiskER8xug1fnokKkXsrHAUaxNOp9XqAd&si=q6Oh-Fw8_p2YaEqm
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[Collection of asset-allocation articles] Read the article content and watch the videos carefully until you understand them. If you still do not understand, then you can ask. https://docs.google.com/file/d/1Ov3k3CcLYoCcaKAh_PWBIzJ6JVL4VGte/edit?usp=docslist_api&filetype=msword
(30%) Simple version simulating different investors' asset allocations, rev 4.0f2 (in an up year, 30% of the gains from the leveraged fund are transferred to cash). Video 00466.
CLEC Investment & Wealth Database