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2023
2023-2024 Files
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2025
00497 [A Basket of Fresh Fruit Is Better Than Picking Short-Term Trades From a Rotten Basket. Why You Need to Completely Update Your Investing Mindset and Take Control of Your Financial Future] January 4, 2025 CLEC Investment and Personal Finance Channel00498 [Asset Allocation and Pledge Strategies: Wealth Management on Autopilot] January 11, 2025 CLEC Investment and Personal Finance Channel00499 [Future Wealth Planning: Capital Allocation for the AI Era. Cash, QQQ, and QLD: Three Steps Toward Optimal Asset Allocation] January 18, 2025, CLEC Investment and Personal Finance Channel00500 January 25, 2025: The Market Only Rises Over the Long Run00501 February 8, 202500502 February 15, 202500503 February 22, 202500504 March 1, 202500506 How to Use Stock Financing to Amplify Investment Returns: Index Investing Community Exchange, March 8, 202500507 [The Most Precious Thing in Life Is Time, Not Money. The Truth of Capitalism: How Finance and Government Trap People in Labor] March 15, 202500508 [Practical Simulation 2000-2025: Robust Borrowing and Asset-Multiplication Strategies, With a Full Explanation of HSBC Hong Kong Wealth Portfolio Lending] March 22, 2025 CLEC Investment and Personal Finance Channel00509 [Do Not Let Greed and Fear Ruin Your Investing Life: Investing Is Not About Who Rushes Fastest, but Who Lasts to the End] March 29, 202500510 April 5, 2025 [Facing the Unpredictability of Short-Term Market Volatility; The Real Purpose of Investing: Stay Alive and You Can Become Wealthy]00511 [Risk and Cash Are the Real Starting Point of Investing] April 12, 202500512 [Complete Asset-Allocation Simulation Guide: Practical Exercises in Leverage, Rebalancing, and Cash Conversion] April 19, 202500513 Times Are Changing: Choose the Best Index, Such as the Nasdaq 100, and an AI-Era Imagination | April 26, 2025 Presentation00514 Cash Levels and Risk Capacity: Investor Psychology, Allocation Logic, and the Humility Needed to Preserve Wealth | May 17, 2025 Presentation00516 The Middle-Class Dilemma and Rich-Person Thinking: The Truth About Gaps in Happiness, Investing, and Institutional Design | May 31, 2025 CLEC Presentation00517 A Must-Watch for Retired Investors: Even If the Market Fell to Zero, You Would Not Need to Fear | June 7, 2025 Presentation00518 From Houses to Bonds: Asset Allocation Is the Key, Avoiding Scams, Understanding Risk, and Returning to Index Investing | June 14, 2025 Presentation00519 The Highest Level of Investing: Getting Rich Through Boredom, Staying Firm Through Risk -- From Pledging to Allocation, the Ultimate Life Lesson in Investing (June 21, 2025)00520 Stop Being Taken Advantage Of: The Truth About Investment Scams and the Right Money Mindset | June 28, 2025 Presentation00521 [From Short-Term Trading Losses to Index-Based Wealth: Rules for Surviving Volatile Markets] July 5, 202500522 Everything Outside Is Noise, and Market Volatility Is a Blessing: Seeing the Essence of Investing Through Asset Allocation and Life Choices | July 12, 2025 Presentation00523 People Hiding in Caves: Why Do They Always Miss Long-Term Wealth Opportunities? | July 19, 2025 Presentation00515 [Stock Pledging Is Discipline; Day Trading Is Gambling: If You Do Not Understand the System, the System Will Consume You] July 25, 202500524 Knowledge Is Our Revolution: Escape the Poverty Trap and Reverse Your Fate Through Your Own Effort | July 26, 2025 Presentation00525 Reverse Mortgages and Financial Mortgages: Retirement Asset Allocation in an Era of Capital Monopoly; Has Renting Become an Exploitation Trap? | August 2, 2025 Presentation00526 QQQ Can Make You One of the World's Richest People; Investing in VT Will Only Keep You Poor | August 9, 2025 Presentation00527 From 60 Million to 6 Billion? The Miracle Path of Long-Term Compounding Plus 2% Pledged Borrowing | August 16, 2025 Presentation00528 Achieving Financial Freedom Through Proper Asset Allocation and Stock Pledged Borrowing: A Long-Term Investment Strategy from 60 Million to 700 Million | August 23, 2025 Presentation00529 Raise Children, Not Houses: The Truth About Reverse Mortgages and Retirement Cash Flow | August 30, 2025 Presentation00530 Believers Stay the Course, Doubters Lose Money: Do You Still Want to Get Rich with VT? | September 6, 2025 Presentation00531 Correct Asset Allocation Is More Stable Than a House and Avoids TQQQ Wipeout Risk! September 13, 202500532 Retirement Cash Flow Choices: Home Equity for Retirement and Investment DNA That Can Survive Harsh Markets. September 20, 202500533 Staying Alive Matters More Than Returns: Set the Cash Ratio First, Then Choose Beta, and Investing Becomes Stable. September 27, 202500534 Retirement Asset Allocation and Withdrawal Rates: Staying Alive Matters More Than Returns. October 4, 202500535 Start Personal Finance with Cash Flow: Investing Without Understanding Cash Flow Is Like Feeling an Elephant Blindfolded. October 11, 202500536 People Who Use AI Get Busier; People Who Invest in QQQ Get Freer: Learning to Invest Is the Real Artificial Intelligence. October 18, 202500537 Financial Mortgage Plus Antifragile Retirement: a 15-Year Cash Safety Cushion and Smart Borrowing to Build Wealth. October 25, 202500538 Flexible Rebalancing 2.0: Keep 15 Years of Cash Intact and Upgrade Safety to Win More and Lose Less. November 1, 202500539 The Market Is Making New Highs and You Are Still Hesitating? Investing Relies on Discipline, Not Luck. November 8, 202500540 How People in Emerging Countries Can Use Nasdaq 100 to Escape the Exploitation Cycle and Change Their Fate by Becoming Owners of America. November 15, 202500541 2x Leverage Will Not Go to Zero, but It Can Fall Until You Question Your Life: Without Rebalancing, No One Can Save You. November 22, 202500542 The Key to a 2.5% Retirement Withdrawal Rate: QQQ Is Not Technology, It Is the Strongest Companies. Investing Is About the Logic of Long-Term Wealth, Not Sector Labels. November 29, 202500543 What Should You Do When the Market Is Fearful? Wealth-Building Mindsets for Market Fear and the Real Estate Cage. December 6, 202500544 The Market May Fall for Ten Years. Are You Ready? Cash, Debt, and QQQ Survival Rules. December 13, 202500545 Turning a Family from Tragedy into Comedy: Sober Investing and the Power of Companionship. December 20, 202500546 Short Talk: You Could Have Retired Long Ago; You Just Did Not Dare To. December 27, 202500505 My Investment Sharing, CLEC00506 Using Stock Financing to Borrow Against Stocks00506 Nasdaq Planet Salon, Session 10: Using Stock Financing Well
2025 Files
2026
2026 Files
Hundred-Million Investment Life Lecture
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Presentations

2025

Presentation materials from 2025.

Presentation materials from 2025.

January 2025

00497 [Having a basket of fresh fruit is better than picking out four short-term deals in a rotten fruit basket and stinking yourself. The need to completely update the investment concept and control the financial future] January 4, 2025 CLEC Investment and Personal Finance Channel

Presentation material: 00497 [Having a basket of fresh fruit is better than picking three or four short-term deals in a rotten fruit basket. The need to completely update the investment concept and control the financial future] January 4, 2025 CLEC Investment and Personal Finance Channel

00498 Asset Allocation and Pledge Strategies: Wealth Management with Autopilot. January 11, 2025 CLEC Investment and Personal Finance Channel

Presentation material: 00498 [Asset Allocation and Pledge Strategies: Wealth Management for Automated Navigation.]January 11, 2025 CLEC Investment and Personal Finance Channel

00499 Future Wealth Planning in the AI Era: Cash, QQQ, and QLD in Three Steps to Asset Allocation (January 18, 2025)

Presentation material: 00499 Future wealth planning for the AI era: cash, QQQ, and QLD in three steps to asset allocation, January 18, 2025.

00500, January 25, 2025.

Press release: 00500 January 25, 2025

February 2025

00501 February 8, 2025 Presentation Materials

Presentation material: 00501 February 8, 2025 Presentation Materials

It's February 15, 2025.

Presentation data: 00502 February 15, 2025

00503 February 22, 2025.

Press release: 00503 February 22, 2025

March 2025

00504 March 1st, 2025.

Presentation data: 00504 March 2025

00506 How do you leverage your investment gains through equity? Indicator Investment Community Exchange: Learning, Sharing, Growing Together, March 8, 2025.

How do you maximize your investment earnings through equity? Indicator Investment Community Exchange: Learning, Sharing, Growing Together, March 8, 2025.

The most precious thing in life is not money, but time; the truth of capitalism: how finance and government get people into a labor trap?

Statement material: 00507

On March 22, 2025, CLEC Investment Channel presented its data.

Statement material: 00508

Don't let greed and fear ruin your investment life: not who's the fastest hit, but who's laughing to the last of March 29th, 2025?

Investment material: Don't let greed and fear ruin your investment life: invest not as fast as anybody, but who can laugh until the final release on March 29, 2025.

April 2025

April 5, 2025. ♪ 5th of April ♪

Presentation material: 00510 April 5, 2025. ♪ 5th of April ♪

00511. April 12, 2025.

Presentation material: 00511. April 12, 2025.

00512. April 19th, 2025.

Production material: 00512 April 19th, 2025.

00513 Times Are Changing: Choose the Best Index, Such as the Nasdaq 100, and an AI-Era Imagination | April 26, 2025 Presentation

Presentation materials: 00513 Times are changing: choose the best index, such as the Nasdaq 100, and an AI-era imagination. April 26, 2025.

May 2025

00514 The capacity to manage the levels and risks of cash: the psychological qualities and the logic of the investors; and the need to be modest and fear the market. This is May 17, 2025.

Presentation material: 00,514 in cash water levels and risk-taking capacity: the mental qualities and configurations of investors; the preservation of wealth must be tempered by a sense of modesty and fear of the market. This is May 17, 2025.

00516 CLEC Investment Channel, 31 May 2025

Presentation material: 00516 CLEC Investment Channel, 31 May 2025

June 2025

00517 [Retired investors must watch; markets will fall to zero] June 7th, 2025.

Regulation material: 00517 June 7th, 2025.

From the house to the bonds: the asset allocation is a miracle, avoiding fraud, understanding risks, re-entry. Date of birth: 14 June 2025

- From house to bond: Date of birth: 14 June 2025

00519 The Highest Level of Investing: Getting Rich Through Boredom, Staying Firm Through Risk -- From Pledging to Allocation, the Ultimate Life Lesson in Investing (June 21, 2025)

Presentation material: 00519 The highest level of investing: getting rich through boredom and staying firm through risk, from pledging to allocation, June 21, 2025.

00520. Brief on June 28th, 2025.

Presentation material: 005220. Brief on June 28th, 2025.

July 2025

00521 [From Short-Term Trading Losses to Index-Based Wealth: Rules for Surviving Volatile Markets] July 5, 2025 Presentation Materials

Presentation material: 00521 [From Short-Term Trading Losses to Index-Based Wealth: Rules for Surviving Volatile Markets] July 5, 2025 Presentation Materials

00522. July 12th, 2025.

00522. July 12th, 2025.

00523 [People in caves: Why always miss the opportunity to be rich for a long time? It's July 19, 2025.

Presentation material: 00523 It's July 19, 2025.

00515 [Stock Pledging Is Discipline; Day Trading Is Gambling: If You Do Not Understand the System, the System Will Consume You] July 25, 2025 Presentation Materials

Presentation material: 00515 [Stock Pledging Is Discipline; Day Trading Is Gambling: If You Do Not Understand the System, the System Will Consume You] July 25, 2025 Presentation Materials

00524 Knowledge is our revolution: Jumping out of the poverty cauldron, turning your own fate upside down. July 26th, 2025.

Knowledge material: 00524. July 26th, 2025.

August 2025

00525 [Household-raising and finance-type mortgages: retirement asset allocation in capital-constrained times; renting houses becomes a ripping trap? This is August 2nd, 2025.

Presentation property: 00525. This is August 2nd, 2025.

00526 [QQQ makes you the world's top rich man; investing in VT only makes you poor. This is August 9th, 2025.

Investment material: 00526. This is August 9th, 2025.

00527. August 16, 2025.

Presentation material: 00527. August 16, 2025.

00528 Correct asset allocation with stock holding, financial freedom: long-term investment strategy from $60 to $700 million August 23rd, 2025.

Presentation material: 00528 August 23rd, 2025.

00529 The truth about old age and retirement cash August 30, 2025.

Presentation material: 00529 August 30, 2025.

September 2025

00530 [Sincerely believers, unbelievers lose! Do you want to be rich on VT? It's September 6th, 2025.

Presentation material: 00530. It's September 6th, 2025.

00531. It's September 13, 2025.

Presentation material: 00531 [correct asset allocation, more stable than house, avoiding zero risk of TQQQ! It's September 13, 2025.

00532 [The choice of retirement cash flow: old age with a home; only by investing in advanced DNA can we survive in a bad market environment. It's September 20, 2025.

Presentation material: 00532. It's September 20, 2025.

00533. Brief on September 27, 2025.

Presentation material: 00533. Brief on September 27, 2025.

October 2025

00534. October 4th, 2025.

Retirement asset: 00534 October 4th, 2025.

00535. October 11, 2025.

Presentation material: 00535. October 11, 2025.

00536. October 18th, 2025.

Presentation material: 00536. October 18th, 2025.

00537. October 25, 2025.

Q: 00537 Fifteen years in cash, 15 years in security. October 25, 2025.

November 2025

00538. November 1, 2025.

Production material: 00538 November 1, 2025.

00539 [The Market Hits New Highs and You Are Still Hesitating? Investing Relies on Discipline; Wealth Does Not Rely on Luck] November 8, 2025 Presentation Materials

Presentation material: 00539 [The Market Hits New Highs and You Are Still Hesitating? Investing Relies on Discipline; Wealth Does Not Rely on Luck] November 8, 2025 Presentation Materials

00540 [How people jump out of the ripping loop with a finger of 100 in the new nation!] It's November 15, 2025.

Presentation material: 00540. It's November 15, 2025.

November 22nd, 2025.

Presentation material: 00541

00542 Retirement rate 2.5; QQQ is not technology, it's the strongest company! The investment is not product classification, it's the right logic of long-term enrichment. November 29th, 2025.

Presentation material: 00542. November 29th, 2025.

December 2025

00543 [What Should You Do When the Market Is Fearful? Wealth-Building Mindsets for Market Fear and the Real Estate Trap] December 6, 2025 Presentation Materials

Presentation material: 00543 [What Should You Do When the Market Is Fearful? Wealth-Building Mindsets for Market Fear and the Real Estate Trap] December 6, 2025 Presentation Materials

00544. Cash, debt and survival laws of QQQ.

Presentation material: 00544. Cash, debt and survival laws of QQQ.

00545 [Turning a Family from Tragedy into Comedy: Clear-Headed Investing and the Power of Companionship] December 20, 2025 Presentation Materials

Presentation material: 00545 [Turning a Family from Tragedy into Comedy: Clear-Headed Investing and the Power of Companionship] December 20, 2025 Presentation Materials

00546 Short Talk [You Could Have Retired Long Ago; You Just Did Not Dare To] December 27, 2025 Presentation Materials

Presentation material: 00546 Short Talk [You Could Have Retired Long Ago; You Just Did Not Dare To] December 27, 2025 Presentation Materials

Undated

00505, my investment sharing, CLEC.

Investment management: 00505

00506 Loans of shares in equity financing

Share-financed mortgages

00506 is the tenth issue of Planet Sharon.

Production material: 00506

00451 The first lesson of 2024: Investing in Life Handout

00451 2024 First Class Investment Life Handout

00497 [A Basket of Fresh Fruit Is Better Than Picking Short-Term Trades From a Rotten Basket. Why You Need to Completely Update Your Investing Mindset and Take Control of Your Financial Future] January 4, 2025 CLEC Investment and Personal Finance Channel

00497 [A Basket of Fresh Fruit Is Better Than Picking Short-Term Trades From a Rotten Basket. Why You Need to Completely Update Your Investing Mindset and Take Control of Your Financial Future] January 4, 2025 CLEC Investment and Personal Finance Channel

Table of Contents

January 2025February 2025March 2025April 2025May 2025June 2025July 2025August 2025September 2025October 2025November 2025December 2025Undated