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2023
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2026
00547 [The real risk is not a downturn; only asset allocation that passes stress tests can survive.]00548 [Why can QQQI dividends feel stable and reassuring? The key is asset allocation and managing human nature, not the payout itself.]00549 [Investing is about choosing a system, not a ticker: non-U.S. tax residents should avoid U.S. accounts, stop worshiping bargain hunting, and young investors should avoid high dividends.]00550 [Not everyone is suited to getting rich with borrowed money; temperament matters more than returns.]00551 [Three fatal problems with Pre-Tax IRA accounts: RMD, high tax rates, and double taxation.]00552 [The fatal risks you may not know: without this, investing is hollow; taxes, inheritance, and misallocation.]00553 [How to use a QQQI + 433 allocation to build retirement cash flow with assets equal to 15 times annual expenses.]00554 [Born into capitalism: people trapped in the maze, and people with a map.]00555 [From worker to capitalist: boarding the ark of capitalism.]00556 [Why not repay stock-backed loans? The larger your assets, the more money you can use each year.]00557 [If the market falls 80%, can you still hold on? The key is asset allocation.]00558 [Investing is not trading; it is risk management: upgrading your cycle thinking.]00559 [The essence of dollar hegemony; when retirement savings are insufficient, how can you build stable cash flow for retirement?]00560 [You are not losing to the market; you are losing to your emotions: the truth about retail investing.]00561 [The market is not hard; the problem is human nature: the harsh truth about investment cycles.]00562 [Buy whenever you have money and never sell: why most people cannot get back in once they sell.]00563 [There is no standard answer in investing: from change to awakening, find your own path in life.]00564 [The greatest risk in life is not volatility, but living your whole life without assets.]00565 [Waiting is the dumbest investment strategy. You are not a god; buy at the market price now.]00566 [What makes PAL powerful: if you can avoid repaying the debt, do not repay it, so assets can pass from generation to generation.]00567 [Wealth is a gift: QQQ will eventually reach one thousand, ten thousand, and even one million.]00568 [Those who can change themselves are extraordinary; those who try to change others are deluded: after financial freedom, stop trading your life for trash.]00569 [Once you have assets worth 15 times annual expenses, stop selling your life for money; the broom of a Tibetan monk woke up countless lives.]00570 [Investing can make you wealthy, but relationships are what truly determine whether you are happy.]00571 [The truth about financial freedom: early retirement does not come from pinching pennies. In the AI boom, you need a Han Xin troop-counting starter-capital strategy.]00572 [The Investor's Declaration of Financial Independence]00573 [Only One Thing Truly Made Me Wealthy: Buy, Hold, and Never Sell!]00574 [Consumption Is the Mother of the Economy; Spending by the Wealthy Is a Virtue!]00575 [What Truly Teaches You Is Not the Result, but the Process!]00576 [Waiting Is Not a Strategy; Buying and Holding for the Long Term Is the True Path to Investing!]00577 [It Is Not Too Late to Invest in Your Sixties or Seventies: From 17 Times Annual Expenses and Pre-Retirement Credit Loans to QQQI Asset Allocation]00578 [In Education, Parents Shape Their Children by Example; In Investing, Why Do We Not Follow Buffett?]00579 [Children Become Adults, Parents Become Children: On Retirement Withdrawals, Slow Breathing, and the Rising Taiwan Dollar]00580 [Nvidia's Strong Earnings: Do Not Get Off the QQQ Train Too Easily—A Full Analysis of Retirement Allocation and the Investor Mindset]00581 [Do Not Blindly Trust AI or Neglect Your Partner: Give Yourself a Break and Rediscover Happiness and Freedom]00582 [Borrow Early to Get Ahead? Use Low-Interest Capital to Build Wealth While Young]00583 [Why Are You Still Afraid to Retire When You Have Enough Money? Think Through Life After Financial Freedom]
2026 Files
Hundred-Million Investment Life Lecture
X (Twitter)
Presentations

2026

Presentation materials from 2026.

Presentation materials from 2026.

January 2026

00547 [The real risk is not a market decline; an asset allocation that can survive must pass the simulation test.] Date: 2026-01-03 Presentation Materials

Presentation material: 00547 [The real risk is not a market decline; an asset allocation that can survive must pass the simulation test.] Date: 2026-01-03 Presentation Materials

00548 [Why is QQQI's dividends stable and secure? It's not about ration, it's about asset allocation and human management.] Date: 2026-01-10 Presentation Materials

Presentation material: 00548 [Why is QQQI's dividends stable and secure? It's not about ration, it's about asset allocation and human management.] Date: 2026-01-10 Presentation Materials

00549 [Investment is not a target, it's a system: non-U.S. taxers don't touch American accounts, don't copy superstitions, young people don't touch high dividends.] Date: 2026-01-17 Presentation Materials

Presentation material: 00549 [Investment is not a target, it's a system: non-U.S. taxers don't touch American accounts, don't copy superstitions, young people don't touch high dividends.] Date: 2026-01-17 Presentation Materials

00550 [Not everyone is good enough to be rich with borrowed money; psychological qualities are more important than pay rates!] Date: 2026-01-24 Presentation Materials

Presentation material: 00550 [Not everyone is good enough to be rich with borrowed money; psychological qualities are more important than pay rates!] Date: 2026-01-24 Presentation Materials

00551 [Pre-Tax IRA's three deadly issues: RMD, high tax rates, double taxation!] Date: 2026-01-31 Presentation Materials

Presentation material: 00551 [Pre-Tax IRA's three deadly issues: RMD, high tax rates, double taxation!] Date: 2026-01-31 Presentation Materials

February 2026

00552 [You don't know about the fatal risks, without it, investments are fake; taxes, inheritance and misallocation.] Date: 2026-02-07 Presentation Materials

Presentation material: 00552 [You don't know about the fatal risks, without it, investments are fake; taxes, inheritance and misallocation.] Date: 2026-02-07 Presentation Materials

00553 [How to use the QQQI+433 configuration to build 15 times the spent retirement cash stream?] Date: 2026-02-14 Presentation Materials

Presentation material: 00553 [How to use the QQQI+433 configuration to build 15 times the spent retirement cash stream?] Date: 2026-02-14 Presentation Materials

00554 [Born in capitalism: the maze, the man who got the guide.] Date: 2026-02-28 Presentation Materials

Presentation material: 00554 [Born in capitalism: the maze, the man who got the guide.] Date: 2026-02-28 Presentation Materials

March 2026

00555 [From worker to financier: on the American Ark.] Date: 2026-03-07 Presentation Materials

Presentation material: 00555 [From worker to financier: on the American Ark.] Date: 2026-03-07 Presentation Materials

00556 [Why don't you pay back the stock? The bigger you get, the more money you get every year!] Date: 2026-03-14 Presentation Materials

Presentation material: 00556 [Why don't you pay back the stock? The bigger you get, the more money you get every year!] Date: 2026-03-14 Presentation Materials

00557 [The market's going to drop by 80. How are you holding up? The key is asset allocation.] Date: 2026-03-21 Presentation Materials

Presentation material: 00557 [The market's going to drop by 80. How are you holding up? The key is asset allocation.] Date: 2026-03-21 Presentation Materials

00558 [Investment is not an operation. It's a risk management.] Date: 2026-03-28 Presentation Materials

Presentation material: 00558 [Investment is not an operation. It's a risk management.] Date: 2026-03-28 Presentation Materials

April 2026

00559 [The essence of dollar hegemony; the lack of a pension; how to get a stable cash stream to retire!] Date: 2026-04-04 Presentation Materials

Presentation material: 00559 [The essence of dollar hegemony; the lack of a pension; how to get a stable cash stream to retire!] Date: 2026-04-04 Presentation Materials

00560 [You're not losing in the market, you're losing in the mood!] Date: 2026-04-11 Presentation Materials

Presentation material: 00560 [You're not losing in the market, you're losing in the mood!] Date: 2026-04-11 Presentation Materials

00561 [It's not difficult, it's not human. It's the cruel truth of the anniversary.] Date: 2026-04-18 Presentation Materials

Presentation material: 00561 [It's not difficult, it's not human. It's the cruel truth of the anniversary.] Date: 2026-04-18 Presentation Materials

00562 [If you have money, you buy it and you don't sell it: why don't most people come back when they sell it?] Date: 2026-04-25 Presentation Materials

Presentation material: 00562 [If you have money, you buy it and you don't sell it: why don't most people come back when they sell it?] Date: 2026-04-25 Presentation Materials

May 2026

00563 [There's no standard answer to investing: from change to awakening, to finding your life. Province] Date: 2026-05-02 Presentation Materials

Presentation material: 00563 [There's no standard answer to investing: from change to awakening, to finding your life. Province] Date: 2026-05-02 Presentation Materials

00564 [The biggest risk to life is not a wave, but a lifetime without assets.] Date: 2026-05-09 Presentation Materials

Presentation material: 00564 [The biggest risk to life is not a wave, but a lifetime without assets.] Date: 2026-05-09 Presentation Materials

00565 [Waiting is the dumbest investment strategy! You're not a god.] Date: 2026-05-16 Presentation Materials

Presentation material: 00565 [Waiting is the dumbest investment strategy! You're not a god.] Date: 2026-05-16 Presentation Materials

00566 [PAL is really good: if you don't pay back, don't pay back!] Date: 2026-05-23 Presentation Materials

Presentation material: 00566 [PAL is really good: if you don't pay back, don't pay back!] Date: 2026-05-23 Presentation Materials

00567. Date: May 30, 2026. Feeds

Presentation material: 00567. Date: May 30, 2026. Feeds

June 2026

00568 [The one who can change himself is a god, and the one who wants to change others is a psycho: when property is free, no more life for garbage!] Date: 2026-06-06 Presentation Materials

Presentation material: 00568 [The one who can change himself is a god, and the one who wants to change others is a psycho: when property is free, no more life for garbage!] Date: 2026-06-06 Presentation Materials

00569 [After 15 years of spending money, don't work for money!] Date: 2026-06-13 Presentation Materials

Presentation material: 00569 [After 15 years of spending money, don't work for money!] Date: 2026-06-13 Presentation Materials

00570 will make you rich, but what really makes you unhappy is a relationship!

Presentation material: 00570 will make you rich, but what really makes you unhappy is a relationship!

The early retirement is not about saving money! AI, you need to start a fund strategy. Date: 27 June 2026

Presentation material: The early retirement is not about saving money! AI, you need to start a fund strategy. Date: 27 June 2026

July 2026

The Investor's Declaration of Financial Independence. Date: 4 July 2026

Presentation material: The Investor's Declaration of Financial Independence. Date: 4 July 2026

00573 [Only One Thing Truly Made Me Wealthy: Buy, Hold, and Never Sell!] Date: July 11, 2026

Presentation material: 00573 [Only One Thing Truly Made Me Wealthy: Buy, Hold, and Never Sell!] Date: July 11, 2026

00574 [Consumption Is the Mother of the Economy; Spending by the Wealthy Is a Virtue!] Date: July 18, 2026

Presentation material: 00574 [Consumption Is the Mother of the Economy; Spending by the Wealthy Is a Virtue!] Date: July 18, 2026

00575 [What Truly Teaches You Is Not the Result, but the Process!] Date: July 25, 2026

Presentation material: 00575 [What Truly Teaches You Is Not the Result, but the Process!] Date: July 25, 2026

August 2026

00576 [Waiting Is Not a Strategy; Buying and Holding for the Long Term Is the True Path to Investing!] Date: August 1, 2026

Presentation material: 00576 [Waiting Is Not a Strategy; Buying and Holding for the Long Term Is the True Path to Investing!] Date: August 1, 2026

00577 [It Is Not Too Late to Invest in Your Sixties or Seventies: From 17 Times Annual Expenses and Pre-Retirement Credit Loans to QQQI Asset Allocation] Date: August 8, 2026

Presentation material: 00577 [It Is Not Too Late to Invest in Your Sixties or Seventies: From 17 Times Annual Expenses and Pre-Retirement Credit Loans to QQQI Asset Allocation] Date: August 8, 2026

00578 [In Education, Parents Shape Their Children by Example; In Investing, Why Do We Not Follow Buffett?] Date: August 15, 2026

Presentation material: 00578 [In Education, Parents Shape Their Children by Example; In Investing, Why Do We Not Follow Buffett?] Date: August 15, 2026

00579 [Children Become Adults, Parents Become Children: On Retirement Withdrawals, Slow Breathing, and the Rising Taiwan Dollar] Date: August 22, 2026

Presentation material: 00579 [Children Become Adults, Parents Become Children: On Retirement Withdrawals, Slow Breathing, and the Rising Taiwan Dollar] Date: August 22, 2026

00580 [Nvidia's Strong Earnings: Do Not Get Off the QQQ Train Too Easily—A Full Analysis of Retirement Allocation and the Investor Mindset] Date: August 29, 2026

Presentation material: 00580 [Nvidia's Strong Earnings: Do Not Get Off the QQQ Train Too Easily—A Full Analysis of Retirement Allocation and the Investor Mindset] Date: August 29, 2026

September 2026

00581 [Do Not Blindly Trust AI or Neglect Your Partner: Give Yourself a Break and Rediscover Happiness and Freedom] Date: September 5, 2026

Presentation material: 00581 [Do Not Blindly Trust AI or Neglect Your Partner: Give Yourself a Break and Rediscover Happiness and Freedom] Date: September 5, 2026

00582 [Borrow Early to Get Ahead? Use Low-Interest Capital to Build Wealth While Young] Date: September 12, 2026

Presentation material: 00582 [Borrow Early to Get Ahead? Use Low-Interest Capital to Build Wealth While Young] Date: September 12, 2026

00583 [Why Are You Still Afraid to Retire When You Have Enough Money? Think Through Life After Financial Freedom] Date: September 19, 2026

Presentation material: 00583 [Why Are You Still Afraid to Retire When You Have Enough Money? Think Through Life After Financial Freedom] Date: September 19, 2026

Parking Mainland Funds in Treasury Bond Reverse Repos

Parking Mainland Funds in Treasury Bond Reverse Repos

00547 [The real risk is not a downturn; only asset allocation that passes stress tests can survive.]

00547 [The real risk is not a downturn; only asset allocation that passes stress tests can survive.]

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