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2023
2023-2024 Files
The Truth About Insurance: Buying Insurance Is Always a Loss. The More Insurance You Buy, the Poorer You Become! Do Not Buy Insurance: Casual Investment Talk, CLEC Investment Channel, Post Date: December 02, 202000049 Short: Questions from Taiwanese investors: Are 00662's internal expenses a problem? Tax issues with sub-brokerage and overseas brokers. CLEC Investment and Finance Channel, September 29, 2023November 27, 2023 Recalculation: The Very Different Fates of Buying and Renting After Thirty Years, Second Edition00004 Special Topic: Systemic Risks You Must Know About Securities-Backed Lending! Know the Risks; Understand the Risks; Control the Risks!2x and 3x LeverageBeta CalculationDo Not Open an Account with an Overseas Broker; Do Not Use Sub-BrokerageCan I Contribute to a Traditional IRA After Maxing Out My 401(k)?If You Still Have to Ask About Asset Allocation for Stock Pledging, You Should Not Pledge or You Could Go Bankrupt!My U.S. Brokerage Is Charles SchwabWhy We Recommend Investing in the Nasdaq-100 Index Fund Instead of the S&P 500Cash is like air: it may not generate profit, but it can keep you alive! Rev 1.1Which account is more tax-efficient for cash in money market funds and leveraged funds?Smart Rebalancing MethodQuestions About Asset AllocationThere Must Be a Limit to Human PessimismSimple Investing Method: Buy a Home or Rent and InvestSafe Asset Allocation for Retirees With No Income Who Use Pledged Stock Loans and Have Already Borrowed a Large Amount! rev. 2.0Asset Allocation When You Have Pledged Stock, Whether Retired or Not, and Whether You Borrow for Expenses or NotLeveraged Funds, Cash, and QQQ/SPY Portfolios: Risk and Return monte_carlo_sim_cagrUnited States and Taiwan: Retirement Asset Allocation for Living by Withdrawing From Assets, Without Pledging, Across Different Funding Levels!Who Can Use Stock Pledging, Who Can Use Leveraged Funds, and Understanding Their RisksWho Can Use Stock Pledging and Leveraged Funds: Understanding the Risks, rev 1.0Asset Allocation Article Information SummaryIf Your Funds Are Not Enough, You Have Not Started Pledging, You Have Not Watched the Videos Carefully, and You Have Not Studied the Excel File, Do Not Ask Pledging Questions!Stock-Collateral Loan Questions: Reply rev 1.0Asset Allocation for People Still Some Time Away from Retirement rev1.0Asset Allocation for People Still Some Time Away from Retirement rev2.000662 and QQQ Performance Question
2024
2025
2025 Files
2026
2026 Files
Hundred-Million Investment Life Lecture
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Presentations

2023-2024 Files

Presentation files collected for 2023-2024.

Presentation files collected for 2023-2024.

The Truth About Insurance: Buying Insurance Is Always a Loss. The More Insurance You Buy, the Poorer You Become! Do Not Buy Insurance: Casual Investment Talk, CLEC Investment Channel, Post Date: December 02, 2020

Presentation material: The Truth About Insurance: Buying Insurance Is Always a Loss. The More Insurance You Buy, the Poorer You Become! Do Not Buy Insurance: Casual Investment Talk, CLEC Investment Channel, Post Date: December 02, 2020

00049 Short: Questions from Taiwanese investors: Are 00662's internal expenses a problem? Tax issues with sub-brokerage and overseas brokers. CLEC Investment and Finance Channel, September 29, 2023

Presentation material: 00049 Short: Questions from Taiwanese investors: Are 00662's internal expenses a problem? Tax issues with sub-brokerage and overseas brokers. CLEC Investment and Finance Channel, September 29, 2023

November 27, 2023 Recalculation: The Very Different Fates of Buying and Renting After Thirty Years, Second Edition

Presentation material: November 27, 2023 Recalculation: The Very Different Fates of Buying and Renting After Thirty Years, Second Edition

00004 Special Topic: Systemic Risks You Must Know About Securities-Backed Lending! Know the Risks; Understand the Risks; Control the Risks!

Presentation material: 00004 Special Topic: Systemic Risks You Must Know About Securities-Backed Lending! Know the Risks; Understand the Risks; Control the Risks!

2x and 3x Leverage

Presentation material: 2x and 3x Leverage

Beta Calculation

Presentation material: Beta Calculation

Do Not Open an Account with an Overseas Broker; Do Not Use Sub-Brokerage

Presentation material: Do Not Open an Account with an Overseas Broker; Do Not Use Sub-Brokerage

Can I Contribute to a Traditional IRA After Maxing Out My 401(k)?

Presentation material: Can I Contribute to a Traditional IRA After Maxing Out My 401(k)?

If You Still Have to Ask About Asset Allocation for Stock Pledging, You Should Not Pledge or You Could Go Bankrupt!

Presentation material: If You Still Have to Ask About Asset Allocation for Stock Pledging, You Should Not Pledge or You Could Go Bankrupt!

My U.S. Brokerage Is Charles Schwab

Presentation material: My U.S. Brokerage Is Charles Schwab

Why We Recommend Investing in the Nasdaq-100 Index Fund Instead of the S&P 500

Presentation material: Why We Recommend Investing in the Nasdaq-100 Index Fund Instead of the S&P 500

Cash is like air: it may not generate profit, but it can keep you alive! Rev 1.1

Presentation material: Cash is like air: it may not generate profit, but it can keep you alive! Rev 1.1

Which account is more tax-efficient for cash in money market funds and leveraged funds?

Presentation material: Which account is more tax-efficient for cash in money market funds and leveraged funds?

Smart Rebalancing Method

Presentation material: Smart Rebalancing Method

Questions About Asset Allocation

Presentation material: Questions About Asset Allocation

There Must Be a Limit to Human Pessimism

Presentation material: There Must Be a Limit to Human Pessimism

Simple Investing Method: Buy a Home or Rent and Invest

Presentation material: Simple Investing Method: Buy a Home or Rent and Invest

Safe Asset Allocation for Retirees With No Income Who Use Pledged Stock Loans and Have Already Borrowed a Large Amount! rev. 2.0

Presentation material: Safe Asset Allocation for Retirees With No Income Who Use Pledged Stock Loans and Have Already Borrowed a Large Amount! rev. 2.0

Asset Allocation When You Have Pledged Stock, Whether Retired or Not, and Whether You Borrow for Expenses or Not

Presentation material: Asset Allocation When You Have Pledged Stock, Whether Retired or Not, and Whether You Borrow for Expenses or Not

Leveraged Funds, Cash, and QQQ/SPY Portfolios: Risk and Return monte_carlo_sim_cagr

Presentation material: Leveraged Funds, Cash, and QQQ/SPY Portfolios: Risk and Return monte_carlo_sim_cagr

United States and Taiwan: Retirement Asset Allocation for Living by Withdrawing From Assets, Without Pledging, Across Different Funding Levels!

Presentation material: United States and Taiwan: Retirement Asset Allocation for Living by Withdrawing From Assets, Without Pledging, Across Different Funding Levels!

Who Can Use Stock Pledging, Who Can Use Leveraged Funds, and Understanding Their Risks

Presentation material: Who Can Use Stock Pledging, Who Can Use Leveraged Funds, and Understanding Their Risks

Who Can Use Stock Pledging and Leveraged Funds: Understanding the Risks, rev 1.0

Presentation material: Who Can Use Stock Pledging and Leveraged Funds: Understanding the Risks, rev 1.0

Asset Allocation Article Information Summary

Presentation material: Asset Allocation Article Information Summary

If Your Funds Are Not Enough, You Have Not Started Pledging, You Have Not Watched the Videos Carefully, and You Have Not Studied the Excel File, Do Not Ask Pledging Questions!

Presentation material: If Your Funds Are Not Enough, You Have Not Started Pledging, You Have Not Watched the Videos Carefully, and You Have Not Studied the Excel File, Do Not Ask Pledging Questions!

Stock-Collateral Loan Questions: Reply rev 1.0

Presentation material: Stock-Collateral Loan Questions: Reply rev 1.0

Asset Allocation for People Still Some Time Away from Retirement rev1.0

Presentation material: Asset Allocation for People Still Some Time Away from Retirement rev1.0

Asset Allocation for People Still Some Time Away from Retirement rev2.0

Presentation material: Asset Allocation for People Still Some Time Away from Retirement rev2.0

00662 and QQQ Performance Question

Presentation material: 00662 and QQQ Performance Question

00450 December 27, 2023 How Much Do You Know About Wealth

00450 December 27, 2023 How Much Do You Know About Wealth

The Truth About Insurance: Buying Insurance Is Always a Loss. The More Insurance You Buy, the Poorer You Become! Do Not Buy Insurance: Casual Investment Talk, CLEC Investment Channel, Post Date: December 02, 2020

The Truth About Insurance: Buying Insurance Is Always a Loss. The More Insurance You Buy, the Poorer You Become! Do Not Buy Insurance: Casual Investment Talk, CLEC Investment Channel, Post Date: December 02, 2020