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YouTube Friend Sharing - (02/06/2023) Hello Teacher James~ I was a bit slow to discover CLEC. At the end of 2021, after listening to your classes on YouTube for about a week, I started taking action. I got a home equity loan and canceled my insurance, and aside from keeping living expenses and emergency funds, I invested all the money in batches into 00662. I am Taiwanese, my salary is very ordinary, and I originally only wanted to have a few million in savings when I got older.
YouTube Friends Sharing - (02/06/2023)
Hello, Teacher James~
I was relatively slow to learn about CLEC. After listening to your course on YouTube at the end of 2021, I started implementing it after about a week. For house refinancing and insurance cancellation, except for keeping living expenses and an emergency reserve, all the money was gradually invested in 00662.
I am Taiwanese, and my salary is quite average. I originally only wanted to have a few million in savings when I get old and then live off my pension. Having assets of over ten million seems really out of reach. Sometimes I also think about starting a business or investing in a side job, but I'm afraid of losing everything if I fail. As for children, it depends on their opportunities...
But your ideas have completely changed the lives of my child and me! Now, looking 20 or 30 years ahead, having tens of millions has become very normal. My child is only three and a half years old, and he barely understands what money is, but I will continue to invest his money in 00662. If you calculate it, he will have tens of millions in assets by the time he is under thirty, without having done anything. These are things I could never imagine before!
Beyond the financial aspect, what matters more is that your perspective and wisdom give me great peace of mind. I will no longer think about investing in other things or individual stocks, and I clearly understand that what I am doing now has great significance for the future. I sincerely want to say thank you to you!
The greatest truths are the simplest; what can be said is more or less those things. But you still tirelessly go online every week, and even reply to all the comments and letters. I really appreciate that~ But I think listening to you is more important for providing a sense of stability. So even though I can complete things quickly, I still listen to every video up to now, and I have been listening for more than a year without interruption.
I think doing these things every week must take up a lot of your time, and you probably have other life plans as well. But suddenly hearing that you are going to graduate, I really feel extremely reluctant. From childhood until now, having graduated so many times, I have never felt this reluctant.
A small suggestion here: could you change it to appear once every few months? Chat with everyone and give everyone some encouragement~
The principle is simple, but execution is not easy. Once this matter is put into practice, it will take decades of time. If you could occasionally appear and talk to everyone, everyone would surely feel more at ease and also very happy!
Thanks again to 
Wishing you and your family peace and happiness 


———-
Reply:
Long-term index investing is a path to wealth for ordinary people.
As long as you have money to invest and keep investing, wealth is inevitable.
I am very happy to hear about your journey of the heart, and even happier about your confidence in the future.
"Wealth is a gift from heaven" is the greatest wish we have in educating everyone.
"Happiness is a human right" Everyone does not need to worry about money.
Your three-year-old child might be the richest person!
James
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