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Investing Tools

Nasdaq-100 DCA Calculator

Quickly estimate or backtest long-term DCA results using QQQ's adjusted total-return basis.

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Ending value

US$959.08K

Total contributed

US$130K

Total gain

US$829.08K

Total return

637.75%

Annualized return

16.18%

Total fees

US$0

Number of trades

241

Shares held

959,076.48

Portfolio growth

Scroll to zoom the time axis · double-click to reset

QQQ long-term total return chart

Shown as QQQ closing price in USD; the total-return line reinvests dividends and starts at the same price · The chart uses QQQ's adjusted total-return basis, assuming dividends are reinvested by default.

Scroll to zoom the time axis · double-click to reset

Disclaimer
  • The backtest uses QQQ's adjusted total-return basis, assuming dividends are reinvested, which more closely simulates a long-term ETF holding. Contributions falling on non-trading days are deferred to the next available trading day.
  • The default 16.18% is QQQ's annualized total return over the past 20 years, verified on 2026-10-16 with the source last updated 2026-10-15. This figure is only a default example and does not represent future returns.
  • Shares held: in the historical backtest this is the total QQQ shares accumulated (each period's net investment ÷ that day's adjusted close, summed). In Estimate mode there is no real price, so shares are valued at a unit net asset value of 1 — the figure therefore equals the projected ending value and is for reference only.
  • The currency selector only changes number formatting; this tool does not convert between currencies or apply exchange rates.

This tool's QQQ backtest uses an adjusted total-return basis, assuming dividends are reinvested; results are for education and scenario simulation only, do not represent future returns, and do not constitute investment advice. Actual returns are affected by purchase price, transaction costs, taxes, exchange rates, fund fees, data sources, and market liquidity.

Source: offline-generated from QQQ adjusted historical data · https://finance.yahoo.com/quote/QQQ/history/