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CLEC Investment & WealthCLEC Investment & Wealth

CLEC content, long-term investing tools, and source materials for learning and independent review.

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Disclaimer

Important notice about the CLEC name, the nature of our content, and investment risk

2026/07/09

Name Change and Identity Notice

Since July 2023, we have begun deregistering the company registration and non-profit status of "CLEC Education Academy" and have changed all names to "CLEC Investment & Wealth Channel," formerly "CLEC Investment & Wealth Education Academy." We still use the name CLEC. Please note: unless it is James Chen himself, it has nothing to do with us — please do not be deceived.

Content Is for Educational Purposes Only

Our videos and related content are for educational purposes only, with no commercial intent. We do not run any discussion groups or communities. If someone invites you to join one, please beware of fraud.

Voluntary Teaching, Never for Profit

For over twenty years we have been dedicated to teaching on a voluntary basis and have never profited from it. Please do not trust any paid investment advice. Although ads may appear on our YouTube videos, this is beyond our control and we do not profit from them.

Not Professional Financial Advice

All information we provide is a sharing of personal experience only and is not the advice of a Certified Financial Advisor / Planner. Investment decisions should be based on your own research and should not rely on the video content alone.

Investment Risk Warning

Investing carries high risk and may lead to significant losses. If you cannot withstand a loss of more than 10% in the short term, or a decline of more than 20% over a few years, we recommend that you do not invest. Please mind the safety of your own cash flow, and act only after you fully understand our investment philosophy. Invest with caution; you are solely responsible for all your decisions.

Handout Downloads and Related Links

There is a pinned comment from me in the YouTube comment section that provides handout downloads and related link information.