00694 2026 First Investment Lesson: A 1 Billion Yuan Investment Lecture, Chapter 1, May 5, 2026 (128kbit_AAC)

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Voice note: 00694 2026 First Investment Lesson, "A 1 Billion Yuan Investment Lecture," Chapter 1, May 5, 2026 (128kbit_AAC)

[0:00:00,000 – 0:00:08,000] Hello everyone, this is CRAC investment and financial management channel

[0:00:08,000 – 0:00:19,000] Our course today is the first investment lecture worth 1 billion yuan in 2026

[0:00:19,000 – 0:00:26,000] In the past, our first lectures were titled Investment Lectures Worth 100 Million Yuan

[0:00:26,000 – 0:00:34,000] Now there should be a lot of our students with more than NT$100 million.

[0:00:34,000 – 0:00:38,000] So if you still invest NT$100 million in lectures

[0:00:38,000 – 0:00:42,000] A little bit outdated

[0:00:42,000 – 0:00:46,000] So I changed it to a billion-dollar investment seminar

[0:00:46,000 – 0:00:52,000] I hope there will be an investment seminar worth tens of billions of dollars in a few years.

[0:00:52,000 – 0:00:58,000] Then if you agree with this title, you can continue reading.

[0:00:58,000 – 0:01:02,000] You think this title is a bit sensational

[0:01:02,000 – 0:01:06,000] Or you don’t deserve more than 1 billion yuan in assets

[0:01:06,000 – 0:01:10,000] Then you don’t need to continue reading.

[0:01:10,000 – 0:01:13,000] Because you don’t think you can be rich.

[0:01:13,000 – 0:01:16,000] Then you can’t be rich

[0:01:16,000 – 0:01:19,000]So wealth is a gift

[0:01:19,000 – 0:01:24,000] You will only be rich if you think you can be rich.

[0:01:24,000 – 0:01:30,000] Before I start, let me introduce myself.

[0:01:30,000 – 0:01:34,000]Some people may not understand me.

[0:01:34,000 – 0:01:36,000] Of course we have thousands of videos on our channel

[0:01:36,000 – 0:01:41,000]I come from a technical background

[0:01:41,000 – 0:01:44,000]Always working at Acer

[0:01:44,000 – 0:01:50,000]Also working in Acer’s multimedia business group in the United States

[0:01:50,000 – 0:01:56,000]The multimedia system of all the computers you use now

[0:01:56,000 – 0:01:59,000] The most basic thing is my design

[0:01:59,000 – 0:02:06,000] The standard of Microsoft multimedia one also uses my design

[0:02:06,000 – 0:02:11,000] And HyperNet for all computers now

[0:02:11,000 – 0:02:15,000] That is to say, if you shut down your computer and turn it on immediately, you can restore it immediately.

[0:02:15,000 – 0:02:19,000] Like now when you open your APP on your mobile phone, it’s still there

[0:02:19,000 – 0:02:23,000] The one you own is mine.

[0:02:23,000 – 0:02:25,000] HyperNet

[0:02:25,000 – 0:02:30,000] Then I am the retired head of Acer’s business group.

[0:02:30,000 – 0:02:33,000] My retirement date is 2024

[0:02:33,000 – 0:02:37,000] Then I must have paid the investment for 22 years.

[0:02:37,000 – 0:02:40,000] Free investment

[0:02:41,000 – 0:02:44,000] Then I have almost 40 years of investment experience.

[0:02:44,000 – 0:02:49,000] Then it’s been 22 and 23 years since I retired.

[0:02:49,000 – 0:02:52,000]The more I use my assets, the more I use them.

[0:02:52,000 – 0:02:56,000]So I think I should be qualified to share it with you here

[0:02:56,000 – 0:03:00,000]The underlying logic of investment

[0:03:00,000 – 0:03:04,000]Okay, I’m James

[0:03:04,000 – 0:03:07,000] Then let’s look down

[0:03:08,000 – 0:03:17,000] Disclaimer We are interested in teaching and sharing experience.

[0:03:17,000 – 0:03:20,000] None of us are professional investment professionals

[0:03:20,000 – 0:03:22,000]I don’t have a license either

[0:03:22,000 – 0:03:25,000] So it’s impossible to help you manage your money for a fee.

[0:03:25,000 – 0:03:29,000] If someone uses our avatar in my name

[0:03:29,000 – 0:03:33,000]Then convene a group or collect money from you

[0:03:33,000 – 0:03:37,000] will do it for you or drag you into the group

[0:03:37,000 – 0:03:40,000] Those are all scams, so be careful.

[0:03:40,000 – 0:03:42,000]The investment risk is very high

[0:03:42,000 – 0:03:47,000] You may suffer large losses at any time due to market fluctuations

[0:03:47,000 – 0:03:51,000]But short-term market fluctuations are not a risk

[0:03:51,000 – 0:03:54,000] You’ll be rewarded very well in the long run

[0:03:54,000 – 0:03:56,000] Your long-term return is low

[0:03:56,000 – 0:03:58,000] is the biggest risk

[0:03:58,000 – 0:04:00,000] Because everyone is rich

[0:04:00,000 – 0:04:01,000]Everyone is rich

[0:04:01,000 – 0:04:03,000]If you are still a poor person

[0:04:03,000 – 0:04:05,000]You don’t have enough assets

[0:04:05,000 – 0:04:07,000]You will be poor

[0:04:07,000 – 0:04:09,000]I’m made poor again

[0:04:09,000 – 0:04:11,000]Okay

[0:04:11,000 – 0:04:13,000] So in our video

[0:04:13,000 – 0:04:18,000]Many students or many friends are already familiar with our channel

[0:04:18,000 – 0:04:20,000] Then after I finish speaking today

[0:04:20,000 – 0:04:21,000]If you have

[0:04:21,000 – 0:04:27,000] Or you think in this video or in the first class

[0:04:27,000 – 0:04:29,000] You want to know something else

[0:04:29,000 – 0:04:31,000] We have a lot of chapters

[0:04:31,000 – 0:04:33,000] Today is the first chapter

[0:04:33,000 – 0:04:35,000] Then you are in the first chapter

[0:04:35,000 – 0:04:37,000] Do you want to know more

[0:04:37,000 – 0:04:39,000]You can also leave a message below

[0:04:39,000 – 0:04:44,000] Then our handouts will also be pinned to the top of the message board of YouTube

[0:04:44,000 – 0:04:45,000] There will also be handouts

[0:04:45,000 – 0:04:47,000] So you can download it yourself

[0:04:49,000 – 0:04:54,000]The focus of our first chapter is to tell you

[0:04:54,000 – 0:04:57,000]Are you a laborer or a capitalist?

[0:04:57,000 – 0:05:00,000]The difference between workers and capitalists

[0:05:00,000 – 0:05:04,000] What is the difference between the lives of workers and capitalists?

[0:05:06,000 – 0:05:11,000] So many people in the traditional concept

[0:05:11,000 – 0:05:13,000] It’s all about studying hard

[0:05:13,000 – 0:05:15,000] Get good grades

[0:05:15,000 – 0:05:17,000]Go to a good university

[0:05:17,000 – 0:05:20,000] Take a master’s degree course

[0:05:20,000 – 0:05:22,000]It is best to graduate with a Ph.D.

[0:05:22,000 – 0:05:23,000] What’s the point?

[0:05:24,000 – 0:05:27,000]The point is to be able to find a good job

[0:05:28,000 – 0:05:30,000] What to do to find a good job

[0:05:30,000 – 0:05:31,000] Make money

[0:05:31,000 – 0:05:32,000] So actually

[0:05:34,000 – 0:05:38,000] You don’t just have to go to work to make money.

[0:05:39,000 – 0:05:42,000]You have another way to make money

[0:05:42,000 – 0:05:44,000] You are a capitalist

[0:05:44,000 – 0:05:48,000] Usually when your capital is not strong enough

[0:05:48,000 – 0:05:49,000]Of course you have to work as a laborer first

[0:05:49,000 – 0:05:52,000] But slowly you start to do it on the first day of work

[0:05:52,000 – 0:05:54,000]You can save

[0:05:55,000 – 0:05:57,000]For example, NT$10,000 and US$500

[0:05:57,000 – 0:05:59,000] Then you can start investing

[0:06:00,000 – 0:06:04,000] Then you have both labor and capitalists.

[0:06:05,000 – 0:06:08,000] Finally slowly you capitalist

[0:06:08,000 – 0:06:12,000] How much money you make investing in your assets

[0:06:12,000 – 0:06:15,000] Slowly make more money than your labor

[0:06:15,000 – 0:06:17,000] Then you will have wealth and freedom

[0:06:20,000 – 0:06:23,000] So what’s the difference between a landlord and a tenant farmer?

[0:06:23,000 – 0:06:26,000] The landlord just sleeps until he wakes up naturally every day

[0:06:27,000 – 0:06:29,000]The sharecropper and the sharecropper’s child

[0:06:29,000 – 0:06:33,000] It means getting up at three or four in the middle of the night

[0:06:33,000 – 0:06:35,000] Go to the fields to cultivate

[0:06:36,000 – 0:06:39,000]The way sharecroppers educate their children

[0:06:39,000 – 0:06:42,000] You want to learn farming with me

[0:06:42,000 – 0:06:45,000] Just like how everyone educates children now

[0:06:45,000 – 0:06:46,000] Just study hard

[0:06:46,000 – 0:06:48,000] There will be work to do later

[0:06:49,000 – 0:06:51,000] Just like the sharecroppers of the past

[0:06:51,000 – 0:06:56,000] You have to follow your parents to farm in the fields

[0:06:56,000 – 0:06:58,000] Under the freezing ice water

[0:06:59,000 – 0:07:04,000] Only then will landlords ask you to farm.

[0:07:05,000 – 0:07:09,000] Then I hope everyone can understand it clearly

[0:07:09,000 – 0:07:12,000]You are not destined to be a sharecropper your whole life.

[0:07:12,000 – 0:07:15,000]You are not destined to be a laborer your whole life.

[0:07:16,000 – 0:07:18,000]You should learn to be a landlord

[0:07:18,000 – 0:07:20,000]Learn to be a capitalist

[0:07:20,000 – 0:07:23,000]Then the sharecroppers in the past should be

[0:07:23,000 – 0:07:25,000] The rice you earn

[0:07:25,000 – 0:07:27,000] Some should be saved

[0:07:28,000 – 0:07:30,000] Accumulate assets slowly

[0:07:30,000 – 0:07:32,000] Finally you can buy a piece of land

[0:07:33,000 – 0:07:35,000] You can farm it yourself

[0:07:35,000 – 0:07:37,000] Then you can also help the landowners farm

[0:07:37,000 – 0:07:41,000] As you accumulate more and more lands,

[0:07:41,000 – 0:07:43,000] As your assets increase,

[0:07:43,000 – 0:07:45,000]You don’t need to help the landlord farm

[0:07:45,000 – 0:07:47,000]You will become a landlord

[0:07:47,000 – 0:07:49,000] You can help cultivate your own fields

[0:07:49,000 – 0:07:52,000] Or you can start by hiring other tenants

[0:07:52,000 – 0:07:54,000] to help you farm

[0:07:55,000 – 0:07:58,000]This is the logic behind tenant farmers becoming landlords

[0:07:58,000 – 0:08:01,000] with an idea

[0:08:01,000 – 0:08:03,000] And his path

[0:08:04,000 – 0:08:06,000] Same as you are a laborer

[0:08:06,000 – 0:08:08,000] Your first paycheck when you start making money

[0:08:08,000 – 0:08:10,000] Just let your salary be a capitalist

[0:08:10,000 – 0:08:11,000]Start investing

[0:08:12,000 – 0:08:13,000] And

[0:08:14,000 – 0:08:17,000] In Taiwan or Singapore

[0:08:17,000 – 0:08:18,000] They should all

[0:08:18,000 – 0:08:20,000] As long as you have salary income

[0:08:20,000 – 0:08:22,000]You can get a credit loan

[0:08:22,000 – 0:08:24,000] When you get your first paycheck

[0:08:24,000 – 0:08:26,000]You can go to a bank for credit

[0:08:27,000 – 0:08:29,000] What credit does is

[0:08:29,000 – 0:08:31,000]You invest first and enjoy first

[0:08:31,000 – 0:08:33,000] Then pay slowly

[0:08:33,000 – 0:08:34,000]Of course some people say

[0:08:34,000 – 0:08:36,000] Then I will buy the balance in batches

[0:08:36,000 – 0:08:37,000] Is it the same

[0:08:38,000 – 0:08:40,000]Actually, it’s still different.

[0:08:40,000 – 0:08:42,000] Would you rather borrow it for 10 years

[0:08:42,000 – 0:08:44,000] 7 years of credit

[0:08:44,000 – 0:08:45,000] One million borrowed at a time

[0:08:45,000 – 0:08:46,000] Just put it in for him

[0:08:46,000 – 0:08:48,000]You only have 1 million to grow

[0:08:50,000 – 0:08:51,000] Doubled in 7 years

[0:08:51,000 – 0:08:52,000] Doubled in 5 years

[0:08:52,000 – 0:08:54,000] Then if you invest slowly

[0:08:54,000 – 0:08:56,000] You might be at 7 years

[0:08:56,000 – 0:08:59,000] You may not have 2 million

[0:08:59,000 – 0:09:00,000]But you buy it now

[0:09:00,000 – 0:09:01,000] A million borrowed

[0:09:01,000 – 0:09:04,000] But then it will become 2 million

[0:09:04,000 – 0:09:05,000] or 2.5 million

[0:09:05,000 – 0:09:07,000] So it’s different

[0:09:08,000 – 0:09:11,000] So the first thing capitalists do

[0:09:11,000 – 0:09:13,000] What you have to learn is to borrow money

[0:09:13,000 – 0:09:15,000]You young people are

[0:09:15,000 – 0:09:16,000]First day on the job

[0:09:16,000 – 0:09:18,000] If you know how to invest, you need to borrow money.

[0:09:18,000 – 0:09:21,000] Borrowing credit to invest in index funds

[0:09:22,000 – 0:09:24,000]Of course you will learn slowly

[0:09:24,000 – 0:09:26,000]What are index funds?

[0:09:27,000 – 0:09:29,000] Which index fund makes you rich?

[0:09:30,000 – 0:09:32,000]You didn’t buy many funds

[0:09:32,000 – 0:09:33,000] ETF bought

[0:09:33,000 – 0:09:35,000]You will be rich

[0:09:35,000 – 0:09:37,000] If you buy VT

[0:09:37,000 – 0:09:38,000]You will be poor

[0:09:38,000 – 0:09:40,000]You buy the World Fund

[0:09:40,000 – 0:09:41,000]You will be poor

[0:09:41,000 – 0:09:43,000] So don’t buy the World Fund

[0:09:43,000 – 0:09:45,000]Don’t buy funds randomly

[0:09:45,000 – 0:09:47,000] You don’t get rich just by buying funds.

[0:09:48,000 – 0:09:50,000] Because people become 1 billion or 2 billion

[0:09:50,000 – 0:09:52,000]You’re less than 50 million

[0:09:52,000 – 0:09:54,000]Of course you are poor

[0:09:55,000 – 0:09:56,000] So be careful

[0:09:56,000 – 0:10:00,000] It’s not that long-term investment will make you rich.

[0:10:00,000 – 0:10:01,000]The key point is still to

[0:10:01,000 – 0:10:03,000]You can choose good targets

[0:10:04,000 – 0:10:05,000]We are on this channel

[0:10:05,000 – 0:10:07,000] will teach you how to become

[0:10:08,000 – 0:10:10,000] Ten billionaires Trillionaires

[0:10:11,000 – 0:10:15,000]So everyone must know

[0:10:15,000 – 0:10:19,000]That is to say, the sooner you invest, the better

[0:10:19,000 – 0:10:22,000] Then you will find

[0:10:22,000 – 0:10:24,000] If you don’t know how to be a capitalist

[0:10:24,000 – 0:10:27,000] Then you, a laborer, have nothing to do with the general tax flow

[0:10:28,000 – 0:10:29,000] Taiwanese says buffalo

[0:10:30,000 – 0:10:31,000] It’s the cattle that plow the fields.

[0:10:31,000 – 0:10:33,000]Is there any difference?

[0:10:33,000 – 0:10:35,000]You will work till you die.

[0:10:36,000 – 0:10:37,000]You don’t have wealth either

[0:10:38,000 – 0:10:39,000] Right?

[0:10:39,000 – 0:10:40,000] So are buffaloes rich?

[0:10:40,000 – 0:10:41,000]No way

[0:10:41,000 – 0:10:43,000]He works so hard every day

[0:10:43,000 – 0:10:46,000] So if you don’t know how to be a capitalist

[0:10:47,000 – 0:10:50,000] You are just like an ordinary cow.

[0:10:51,000 – 0:10:54,000] Then why can some people become capitalists?

[0:10:54,000 – 0:10:55,000] Some are still laborers

[0:10:56,000 – 0:10:59,000] This is like the book Rich Dad Poor Dad

[0:10:59,000 – 0:11:01,000] My dad is a laborer

[0:11:01,000 – 0:11:03,000] So my dad was a sharecropper.

[0:11:03,000 – 0:11:06,000] So if I inherit my father’s

[0:11:06,000 – 0:11:10,000] The words of this knowledge that my elders taught me

[0:11:10,000 – 0:11:14,000]Then I will never escape the fate of laborers and sharecroppers

[0:11:15,000 – 0:11:17,000] Then I am a capitalist

[0:11:17,000 – 0:11:19,000] So I’m going to tell you

[0:11:20,000 – 0:11:21,000] Being rich is a gift

[0:11:22,000 – 0:11:26,000]I fulfill my duty to inform

[0:11:26,000 – 0:11:29,000] I’m going to tell you how to become a capitalist

[0:11:30,000 – 0:11:31,000] Then since you have been informed

[0:11:32,000 – 0:11:36,000]You should seriously study to be a capitalist

[0:11:37,000 – 0:11:38,000] Become a rich and happy person

[0:11:39,000 – 0:11:40,000] Because wealth is a gift

[0:11:42,000 – 0:11:50,000] It’s like if no one tells you about your natural rights

[0:11:50,000 – 0:11:53,000] That means the right to vote

[0:11:54,000 – 0:11:56,000] And your freedom

[0:11:57,000 – 0:11:58,000] And your freedom of speech

[0:11:59,000 – 0:12:00,000] If no one tells you

[0:12:00,000 – 0:12:02,000] If you have this freedom

[0:12:02,000 – 0:12:09,000] Then you think it’s normal not to have the right to vote

[0:12:10,000 – 0:12:13,000] It’s like black Americans couldn’t vote in the old days.

[0:12:14,000 – 0:12:17,000] So if no one awakens black people’s consciousness

[0:12:17,000 – 0:12:21,000] Then black people think that for generations

[0:12:21,000 – 0:12:25,000] I thought I didn’t have the right to vote.

[0:12:26,000 – 0:12:29,000] It’s like America has never had

[0:12:29,000 – 0:12:31,000] Women don’t have the right to vote

[0:12:33,000 – 0:12:37,000] So if no one wakes up to women having the right to vote

[0:12:37,000 – 0:12:42,000] It’s natural for women to think they don’t have the right to vote

[0:12:42,000 – 0:12:43,000] is normal

[0:12:43,000 – 0:12:44,000]That’s wrong

[0:12:44,000 – 0:12:45,000] So the same

[0:12:46,000 – 0:12:50,000]Many people think that it is normal for them to work as laborers all their lives.

[0:12:50,000 – 0:12:51,000]That’s not right

[0:12:52,000 – 0:12:55,000] Being rich is normal

[0:12:56,000 – 0:12:57,000] Then someone needs to tell

[0:12:58,000 – 0:13:00,000] So I’m telling you today

[0:13:01,000 – 0:13:02,000] Being rich is a gift

[0:13:03,000 – 0:13:07,000]labor what is labor

[0:13:07,000 – 0:13:10,000] Most people study hard for years

[0:13:11,000 – 0:13:12,000]Twenty years and thirty years

[0:13:12,000 – 0:13:15,000] and finally enter the labor camp

[0:13:16,000 – 0:13:18,000] Apply for a job

[0:13:18,000 – 0:13:20,000] Very happy

[0:13:20,000 – 0:13:22,000]Congratulations from the whole family

[0:13:23,000 – 0:13:26,000] Entering the National Protectorate Mountain

[0:13:27,000 – 0:13:28,000]You go watch that video

[0:13:28,000 – 0:13:31,000] The sacred mountain that protects the country is miserable

[0:13:33,000 – 0:13:34,000] The alarm goes off in the morning

[0:13:35,000 – 0:13:36,000] Getting up painfully

[0:13:37,000 – 0:13:40,000] The boss’s fierce eyes

[0:13:40,000 – 0:13:43,000] appears right before your eyes

[0:13:48,000 – 0:13:52,000] Life in the concentration camp was painful

[0:13:52,000 – 0:13:53,000] Let me tell you

[0:13:53,000 – 0:13:57,000] Unless you are doing a job that you are interested in

[0:13:58,000 – 0:14:01,000] So I want to tell you young people

[0:14:01,000 – 0:14:06,000] Do you want to choose a job with a high salary or a job that you are interested in?

[0:14:06,000 – 0:14:09,000] My center’s suggestion is that you have to choose

[0:14:10,000 – 0:14:12,000] Jobs that you are interested in

[0:14:13,000 – 0:14:16,000] Money is not made from labor

[0:14:17,000 – 0:14:21,000] Money has to be earned from investments

[0:14:21,000 – 0:14:24,000] Money needs to be earned by capitalists

[0:14:25,000 – 0:14:28,000] The money you make from labor is what you do

[0:14:29,000 – 0:14:32,000] Even if you enter the National Protectorate Mountain

[0:14:32,000 – 0:14:35,000] You make money because of it.

[0:14:36,000 – 0:14:38,000] Labor and money are also about it.

[0:14:38,000 – 0:14:42,000] In front of the capitalists, that is sesame seeds and mung beans.

[0:14:43,000 – 0:14:44,000] So you want to be a capitalist

[0:14:46,000 – 0:14:49,000] So the workers get up in the morning

[0:14:49,000 – 0:14:51,000] Nervously rushing to work

[0:14:52,000 – 0:14:54,000] You have to work overtime at night

[0:14:55,000 – 0:14:57,000]The child will go to day care class

[0:14:57,000 – 0:14:58,000] Nine to five

[0:14:59,000 – 0:15:02,000] Can’t eat well or sleep well

[0:15:03,000 – 0:15:04,000]No money to spend

[0:15:04,000 – 0:15:06,000] And you have to pay a bunch of taxes

[0:15:08,000 – 0:15:10,000] Pay a bunch of loans

[0:15:11,000 – 0:15:12,000] Bought a luxury car

[0:15:12,000 – 0:15:13,000] Bought a mansion

[0:15:13,000 – 0:15:16,000]But it’s overwhelming

[0:15:16,000 – 0:15:17,000]That’s not right

[0:15:18,000 – 0:15:19,000] So I’m telling you

[0:15:19,000 – 0:15:21,000]Young people should not buy a house

[0:15:22,000 – 0:15:26,000]A house is a very risky asset

[0:15:28,000 – 0:15:29,000] Too many people bought houses

[0:15:29,000 – 0:15:31,000] Now laid off

[0:15:31,000 – 0:15:33,000] Really nervous

[0:15:34,000 – 0:15:36,000] You’d rather have children

[0:15:36,000 – 0:15:38,000] Don’t keep a house either

[0:15:38,000 – 0:15:39,000] Do you understand?

[0:15:40,000 – 0:15:42,000] When you have enough money to buy a house

[0:15:42,000 – 0:15:44,000] It’s like buying slippers

[0:15:44,000 – 0:15:45,000]What mansion do you want to live in?

[0:15:45,000 – 0:15:46,000] Actually, both

[0:15:47,000 – 0:15:49,000]Don’t start your life by

[0:15:50,000 – 0:15:52,000] Bet inside the house

[0:15:52,000 – 0:15:53,000] Wait thirty years

[0:15:53,000 – 0:15:54,000] You paid off your mortgage

[0:15:54,000 – 0:15:56,000]There is only one shabby room left

[0:15:57,000 – 0:15:58,000]What do you have left?

[0:15:58,000 – 0:15:59,000]But people

[0:15:59,000 – 0:16:00,000]What do you have left?

[0:16:00,000 – 0:16:02,000] But they want to buy your house

[0:16:02,000 – 0:16:03,000]Easy

[0:16:03,000 – 0:16:07,000] And no one wants to buy your old house.

[0:16:08,000 – 0:16:09,000] People go buy new ones

[0:16:10,000 – 0:16:11,000]Buy a mansion

[0:16:11,000 – 0:16:13,000] And without using your own money

[0:16:14,000 – 0:16:16,000] Just go to the bank and move the money.

[0:16:16,000 – 0:16:20,000] Then this dilapidated and leaky house that you are clinging to

[0:16:21,000 – 0:16:22,000] So don’t buy a house

[0:16:25,000 – 0:16:26,000] Labor’s family

[0:16:26,000 – 0:16:28,000] You work overtime to make money

[0:16:28,000 – 0:16:30,000]Working hard for this family

[0:16:30,000 – 0:16:31,000]But your family

[0:16:32,000 – 0:16:33,000] Your relationship with your children

[0:16:34,000 – 0:16:36,000] Your relationship as a spouse

[0:16:36,000 – 0:16:38,000] How are your parents doing?

[0:16:40,000 – 0:16:42,000]In fact, this kind of labor family

[0:16:42,000 – 0:16:44,000] Usually it’s a mess

[0:16:45,000 – 0:16:48,000] So why is there such a mess?

[0:16:48,000 – 0:16:52,000] Because I’m completely tied up in money.

[0:16:52,000 – 0:16:54,000] Because you’re nervous

[0:16:54,000 – 0:16:55,000] Very nervous

[0:16:56,000 – 0:16:59,000] You don’t make enough money as a laborer

[0:16:59,000 – 0:17:01,000] And you’ll be nervous

[0:17:01,000 – 0:17:03,000] What to do when you retire in the future

[0:17:03,000 – 0:17:04,000] And nervous to say

[0:17:04,000 – 0:17:06,000]I’m not buying a house right now

[0:17:06,000 – 0:17:08,000] You may not be able to afford it in the future.

[0:17:08,000 – 0:17:09,000] So it’s going to be very stressful.

[0:17:10,000 – 0:17:12,000] You were under a lot of pressure after that.

[0:17:12,000 – 0:17:14,000] Work is stressful

[0:17:15,000 – 0:17:17,000] No sense of fulfillment in the future

[0:17:17,000 – 0:17:19,000] No hope for the future

[0:17:19,000 – 0:17:21,000] You are very stressed

[0:17:21,000 – 0:17:24,000] The whole family is very nervous in life.

[0:17:24,000 – 0:17:29,000]This is the culprit that caused the whole family to be in a mess

[0:17:30,000 – 0:17:32,000] So when you get to know us

[0:17:32,000 – 0:17:35,000] After the billion dollar investment lecture

[0:17:35,000 – 0:17:38,000] You have hope for the future

[0:17:38,000 – 0:17:41,000] Know that you will be very rich in the future

[0:17:41,000 – 0:17:44,000] It’s legal for you to spend some money now

[0:17:44,000 – 0:17:46,000] So you won’t be so nervous

[0:17:46,000 – 0:17:49,000] As long as you don’t buy a house

[0:17:50,000 – 0:17:53,000] So labor is very nervous

[0:17:53,000 – 0:17:55,000] Very stressful days

[0:17:55,000 – 0:17:56,000] Day after day

[0:17:56,000 – 0:17:59,000] Actually, after working for thirty or forty years,

[0:17:59,000 – 0:18:02,000]In fact, I have no wealth and no money.

[0:18:03,000 – 0:18:07,000] In the end, if the family is not destroyed,

[0:18:07,000 – 0:18:10,000] This is already the best fate for workers

[0:18:10,000 – 0:18:12,000] So wait until thirty or forty years

[0:18:12,000 – 0:18:14,000]After working and retiring

[0:18:14,000 – 0:18:16,000]The lifespan may be less than ten years.

[0:18:16,000 – 0:18:20,000] Because your past life is a poison

[0:18:21,000 – 0:18:24,000] Do you want to live like this?

[0:18:24,000 – 0:18:27,000] Do you want to live a toxic life for thirty or forty years?

[0:18:27,000 – 0:18:29,000]Of course not

[0:18:29,000 – 0:18:31,000] So I’m here to tell you

[0:18:32,000 – 0:18:34,000] Being rich is a gift

[0:18:34,000 – 0:18:35,000]You have to understand

[0:18:35,000 – 0:18:37,000]I have invested for more than 40 years

[0:18:37,000 – 0:18:39,000]Retired for twenty-two years

[0:18:40,000 – 0:18:42,000] I don’t have to do anything

[0:18:43,000 – 0:18:45,000] I’ll be richer

[0:18:45,000 – 0:18:47,000] So what is this method?

[0:18:49,000 – 0:18:51,000] No one will tell you

[0:18:51,000 – 0:18:57,000]But I am willing to spend twenty or thirty years teaching you how to invest for free.

[0:18:57,000 – 0:18:59,000]You should listen to it at least

[0:19:00,000 – 0:19:02,000] So if you are a laborer

[0:19:02,000 – 0:19:05,000] Isn’t this like the life of a buffalo?

[0:19:05,000 – 0:19:08,000] And sometimes the buffaloes are left fallow

[0:19:08,000 – 0:19:13,000] I don’t have to go to work for two or three months a year.

[0:19:13,000 – 0:19:14,000]What about you?

[0:19:14,000 – 0:19:16,000]You still have thirty or forty years

[0:19:19,000 – 0:19:21,000] Seven days a week

[0:19:21,000 – 0:19:26,000] Sixteen hours a day at work

[0:19:26,000 – 0:19:29,000]Buffalo still has winter and summer vacations

[0:19:29,000 – 0:19:32,000]So you, a laborer, are worse than a buffalo

[0:19:33,000 – 0:19:37,000] So whether you are in the National Protectorate Mountain

[0:19:37,000 – 0:19:38,000] Or the mountains that protect the country

[0:19:38,000 – 0:19:40,000] Or another 7-11

[0:19:40,000 – 0:19:42,000] Or other high-level jobs

[0:19:42,000 – 0:19:44,000]Whether it’s a lawyer

[0:19:44,000 – 0:19:45,000]Accountant

[0:19:45,000 – 0:19:47,000] No matter if you are a lawyer or a lawyer

[0:19:47,000 – 0:19:49,000] We are all workers

[0:19:51,000 – 0:19:53,000] Even if you become the general manager

[0:19:53,000 – 0:19:54,000] Assuming you don’t know how to invest

[0:19:54,000 – 0:19:56,000]You are also a worker

[0:19:56,000 – 0:19:58,000] So remember

[0:19:58,000 – 0:20:01,000] 99.999% of people are workers

[0:20:02,000 – 0:20:04,000] It’s not that labor is bad

[0:20:05,000 – 0:20:07,000] Labor must be able to serve the people

[0:20:07,000 – 0:20:11,000] Without shying away from it, only those who bend their backs for five buckets of rice are considered laborers.

[0:20:11,000 – 0:20:14,000] Then if you don’t have to sacrifice five buckets of rice

[0:20:14,000 – 0:20:15,000] It’s not that I made a mistake

[0:20:15,000 – 0:20:18,000] A capitalist is one who doesn’t give in to five buckets of rice

[0:20:18,000 – 0:20:20,000] If you work for money

[0:20:20,000 – 0:20:22,000] All are laborers

[0:20:22,000 – 0:20:23,000] They are all laborers

[0:20:25,000 – 0:20:30,000] Capitalist families and traditional education

[0:20:30,000 – 0:20:33,000] Reading is a hobby

[0:20:33,000 – 0:20:34,000]You want to learn an instrument

[0:20:34,000 – 0:20:36,000] You can learn to draw if you want

[0:20:36,000 – 0:20:38,000] As long as you are interested

[0:20:38,000 – 0:20:40,000] Money is no object

[0:20:42,000 – 0:20:44,000] Reading is leisure

[0:20:45,000 – 0:20:48,000] The family education of our true capitalists

[0:20:48,000 – 0:20:50,000] Serve the society

[0:20:51,000 – 0:20:53,000] is the purpose of life

[0:20:54,000 – 0:20:58,000]This is the most basic concept of capitalists

[0:21:00,000 – 0:21:01,000] Let’s return to the life of a capitalist

[0:21:01,000 – 0:21:04,000] means sleeping until you wake up naturally in the morning

[0:21:04,000 – 0:21:07,000] Find a healthy breakfast

[0:21:08,000 – 0:21:10,000]Happy leisure

[0:21:10,000 – 0:21:12,000] Easy life

[0:21:12,000 – 0:21:14,000]This is the capitalist

[0:21:14,000 – 0:21:17,000]I have been retired for over twenty years

[0:21:17,000 – 0:21:19,000]That’s how it goes

[0:21:19,000 – 0:21:21,000] Sleep until you wake up naturally every day

[0:21:22,000 – 0:21:25,000] Counting money makes my hands cramp

[0:21:26,000 – 0:21:27,000]What do you want to eat?

[0:21:27,000 – 0:21:29,000] You don’t have to do anything

[0:21:29,000 – 0:21:32,000] Have a nice cup of coffee

[0:21:32,000 – 0:21:34,000] Have a good chat with your spouse

[0:21:34,000 – 0:21:36,000]Get along well with your children

[0:21:36,000 – 0:21:38,000] Eat well with your parents

[0:21:38,000 – 0:21:40,000]Take your family to travel well

[0:21:40,000 – 0:21:42,000]This is the capitalist

[0:21:42,000 – 0:21:44,000] Life takes its time

[0:21:44,000 – 0:21:46,000] Just do one thing a day

[0:21:46,000 – 0:21:49,000] Sometimes I have two things I need to do

[0:21:49,000 – 0:21:50,000] I’ll just say

[0:21:50,000 – 0:21:52,000] Then just do a few things today.

[0:21:52,000 – 0:21:54,000]Because there is one thing left

[0:21:54,000 – 0:21:56,000] Just do it tomorrow

[0:21:56,000 – 0:21:57,000] So I enjoy

[0:21:57,000 – 0:22:00,000] A time when there is nothing to do

[0:22:00,000 – 0:22:02,000] Very good

[0:22:02,000 – 0:22:04,000]So you can spend time with your spouse

[0:22:04,000 – 0:22:05,000]Drink coffee

[0:22:05,000 – 0:22:06,000] Spend time with your children

[0:22:06,000 – 0:22:08,000] Talk about your children’s dreams

[0:22:08,000 – 0:22:10,000] Chat with your parents

[0:22:10,000 – 0:22:13,000] Talk about their past history

[0:22:14,000 – 0:22:19,000]So the life and life of a capitalist

[0:22:19,000 – 0:22:21,000]It’s about realizing your dreams

[0:22:21,000 – 0:22:23,000]Enhance the lives of all human beings

[0:22:23,000 – 0:22:25,000]This is the capitalist

[0:22:27,000 – 0:22:29,000]The focus of life

[0:22:30,000 – 0:22:31,000]Okay

[0:22:31,000 – 0:22:34,000] The job of a capitalist is to serve

[0:22:34,000 – 0:22:36,000] Not for the money

[0:22:36,000 – 0:22:38,000] Will not exchange labor and time for money

[0:22:38,000 – 0:22:40,000]It’s the capitalists

[0:22:40,000 – 0:22:42,000] Because there will be too much money to use up.

[0:22:43,000 – 0:22:46,000] Actually, you can’t make much money.

[0:22:46,000 – 0:22:48,000] If you use labor and time

[0:22:48,000 – 0:22:50,000] You can’t make much money either

[0:22:51,000 – 0:22:54,000] My wealth in this life should be

[0:22:54,000 – 0:22:58,000] The salary part should be just a fraction

[0:22:58,000 – 0:23:01,000] Like Buffett before he turned 50

[0:23:01,000 – 0:23:04,000]Only 1% of his assets

[0:23:04,000 – 0:23:09,000] 99% of his assets were earned later

[0:23:11,000 – 0:23:13,000] You can only make money without working

[0:23:13,000 – 0:23:15,000] No need to spend time making money

[0:23:15,000 – 0:23:17,000] are the truly wealthy capitalists

[0:23:17,000 – 0:23:19,000] So I want to tell everyone

[0:23:19,000 – 0:23:21,000] Being rich is a gift

[0:23:21,000 – 0:23:24,000] is the best gift that capitalism has given us

[0:23:24,000 – 0:23:26,000] This is within the capitalist system

[0:23:26,000 – 0:23:28,000] right in front of you

[0:23:28,000 – 0:23:29,000] Fair and open

[0:23:29,000 – 0:23:32,000] A gift available to everyone

[0:23:32,000 – 0:23:34,000] But no one understands

[0:23:36,000 – 0:23:38,000]Our traditional general culture

[0:23:38,000 – 0:23:40,000] Just study hard

[0:23:40,000 – 0:23:41,000] Go to college well

[0:23:41,000 – 0:23:43,000]Graduate a good PhD

[0:23:43,000 – 0:23:45,000]Look for TSMC

[0:23:46,000 – 0:23:49,000]Find a job to protect the country and the mountains

[0:23:49,000 – 0:23:52,000] Work hard and get paid for the rest of your life

[0:23:53,000 – 0:23:55,000]This is good

[0:23:55,000 – 0:23:59,000]But it’s not the best solution for capitalism

[0:24:00,000 – 0:24:01,000] Being rich is a gift

[0:24:01,000 – 0:24:04,000] Definitely not going to work

[0:24:04,000 – 0:24:06,000] If you just go to work

[0:24:06,000 – 0:24:10,000] You only earn 1% of your lifetime assets

[0:24:11,000 – 0:24:15,000] Really 99% is earned by investing as a capitalist

[0:24:16,000 – 0:24:18,000] And everyone can

[0:24:18,000 – 0:24:20,000] So I’m going to tell you today

[0:24:20,000 – 0:24:22,000] That’s everybody.

[0:24:23,000 – 0:24:26,000]This is a system that has been designed

[0:24:27,000 – 0:24:28,000] Wealth is talent.

[0:24:28,000 – 0:24:30,000] So you just have to learn

[0:24:30,000 – 0:24:32,000] And it’s a no-brainer

[0:24:33,000 – 0:24:35,000] Just do this

[0:24:35,000 – 0:24:38,000] What I’m going to tell you in this class is

[0:24:38,000 – 0:24:42,000] Tell how to become a wealthy capitalist

[0:24:42,000 – 0:24:43,000] As long as you want

[0:24:43,000 – 0:24:45,000]Everyone can be rich

[0:24:46,000 – 0:24:50,000] Capitalists can live freely

[0:24:50,000 – 0:24:52,000] Redeem your soul

[0:24:53,000 – 0:24:55,000]Complete the mission of life

[0:24:55,000 – 0:24:58,000] Money is just a tool to complete the mission

[0:24:58,000 – 0:25:01,000]So capitalists can’t spend all their money

[0:25:01,000 – 0:25:04,000] Capitalists spend money without thinking about money

[0:25:04,000 – 0:25:06,000] Take the whole family to play

[0:25:06,000 – 0:25:09,000] Book the hotel you like for him

[0:25:10,000 – 0:25:12,000] Stay as many days as you like

[0:25:12,000 – 0:25:13,000]This is the capitalist

[0:25:15,000 – 0:25:18,000] Money is just a tool to complete the mission

[0:25:18,000 – 0:25:19,000]Correct direction

[0:25:19,000 – 0:25:22,000]Being rich and successful is only a matter of time

[0:25:23,000 – 0:25:24,000]You’re going in the wrong direction

[0:25:24,000 – 0:25:25,000]Your efforts are wrong

[0:25:25,000 – 0:25:27,000] Let’s say you’ve been working as a laborer

[0:25:27,000 – 0:25:28,000] You work and die

[0:25:28,000 – 0:25:29,000]Be a hundred years old

[0:25:29,000 – 0:25:31,000] You can’t be rich either

[0:25:31,000 – 0:25:33,000]Since it is impossible to be rich on this road

[0:25:33,000 – 0:25:36,000] Why are you so obsessed with being a laborer?

[0:25:37,000 – 0:25:40,000] So we just want to teach you

[0:25:40,000 – 0:25:42,000] Being rich

[0:25:43,000 – 0:25:45,000]No one will teach you this in your life

[0:25:45,000 – 0:25:48,000]This is the biggest trap of capitalism

[0:25:49,000 – 0:25:51,000] The entire capitalist society

[0:25:51,000 – 0:25:53,000] It’s The Truman World

[0:25:54,000 – 0:25:57,000] Just raise a group of workers

[0:25:58,000 – 0:26:02,000] The school came out of Germany

[0:26:02,000 – 0:26:03,000] Coming out of the UK

[0:26:04,000 – 0:26:06,000] Why was there such a thing as a school at that time?

[0:26:07,000 – 0:26:08,000] Because after the industrial revolution

[0:26:08,000 – 0:26:10,000]After the development of the steam engine

[0:26:10,000 – 0:26:12,000]After the factory came out

[0:26:12,000 – 0:26:13,000]After the assembly line comes out

[0:26:13,000 – 0:26:16,000] Capitalist capitalist discovery

[0:26:16,000 – 0:26:20,000] How does this laborer tame these laborers?

[0:26:21,000 – 0:26:22,000] So the school was opened

[0:26:22,000 – 0:26:25,000] So that they can go to class on time

[0:26:25,000 – 0:26:26,000] Class ends on time

[0:26:26,000 – 0:26:27,000] Eat on time

[0:26:28,000 – 0:26:29,000] Such training

[0:26:29,000 – 0:26:31,000] Finally entered the factory

[0:26:31,000 – 0:26:33,000] will take orders from the factory

[0:26:33,000 – 0:26:34,000] Get to work on time

[0:26:34,000 – 0:26:35,000] Rest on time

[0:26:35,000 – 0:26:37,000] Eat on time

[0:26:37,000 – 0:26:38,000]Get off work on time

[0:26:39,000 – 0:26:41,000] Slowly you have to ask him to work overtime

[0:26:41,000 – 0:26:43,000] Slowly you have to ask him to work overtime

[0:26:43,000 – 0:26:44,000] He works overtime

[0:26:44,000 – 0:26:48,000] Then this is all labor education cultivated by schools.

[0:26:48,000 – 0:26:52,000] A capitalist’s life of happiness and prosperity

[0:26:52,000 – 0:26:53,000]That’s not the case

[0:26:55,000 – 0:27:02,000]So capitalists want to get rid of the labor mentality

[0:27:02,000 – 0:27:06,000] Get rid of the idea that school teaches you

[0:27:08,000 – 0:27:09,000]You enter school

[0:27:09,000 – 0:27:10,000]You go to college

[0:27:10,000 – 0:27:11,000]You’re studying for a Ph.D.

[0:27:11,000 – 0:27:13,000] Not for the money

[0:27:13,000 – 0:27:15,000] Not to get a good job

[0:27:16,000 – 0:27:19,000] but to enhance the lives of all human beings

[0:27:24,000 – 0:27:29,000] Listened to Nietzsche’s book yesterday

[0:27:30,000 – 0:27:31,000]Tell me one

[0:27:31,000 – 0:27:32,000] All schools

[0:27:32,000 – 0:27:34,000] All the experts

[0:27:34,000 – 0:27:36,000] All in the ivory tower

[0:27:37,000 – 0:27:41,000] Not creating a life for all human beings at all

[0:27:42,000 – 0:27:45,000] How to research from your knowledge

[0:27:45,000 – 0:27:48,000] capable of creating life for all human beings

[0:27:48,000 – 0:27:50,000]This is the purpose

[0:27:52,000 – 0:27:54,000] Entrepreneurs like these in the United States

[0:27:54,000 – 0:27:57,000] From Steve Jobs

[0:27:57,000 – 0:27:59,000] Elon Musk

[0:28:01,000 – 0:28:03,000]These innovators

[0:28:03,000 – 0:28:06,000]In fact, their school

[0:28:07,000 – 0:28:09,000] Giving them education is not the point.

[0:28:09,000 – 0:28:15,000]The point is that they all serve innovative people

[0:28:15,000 – 0:28:16,000] Get things done

[0:28:16,000 – 0:28:20,000]The mission of solving humanity’s difficulties

[0:28:21,000 – 0:28:24,000]This is what other than capitalists

[0:28:24,000 – 0:28:25,000] Human beings

[0:28:25,000 – 0:28:29,000]To enhance the greatest meaning of life for all human beings

[0:28:30,000 – 0:28:33,000]Innovative people like them

[0:28:33,000 – 0:28:36,000] Definitely not for the money.

[0:28:36,000 – 0:28:38,000] Steve Jobs

[0:28:38,000 – 0:28:40,000] Elon Musk

[0:28:40,000 – 0:28:42,000] Bill Gates

[0:28:42,000 – 0:28:46,000] They think they can fix something

[0:28:46,000 – 0:28:48,000]Enhance the lives of all human beings

[0:28:48,000 – 0:28:50,000] So they are not workers

[0:28:50,000 – 0:28:52,000] Although they are not capitalists

[0:28:53,000 – 0:28:58,000]But they achieved their purpose in life

[0:28:59,000 – 0:29:03,000] So capitalists can make money work automatically

[0:29:03,000 – 0:29:08,000] What’s the difference between a capitalist and an entrepreneur?

[0:29:09,000 – 0:29:12,000]We capitalists are investment entrepreneurs

[0:29:12,000 – 0:29:16,000] Making entrepreneurs’ dreams come true

[0:29:16,000 – 0:29:18,000] So we capitalists

[0:29:18,000 – 0:29:21,000] Even greater than all labor contributions

[0:29:22,000 – 0:29:24,000] Because if there were no capitalists

[0:29:24,000 – 0:29:28,000] There is no way to support Elon’s electric car

[0:29:28,000 – 0:29:30,000] There are no capitalists

[0:29:31,000 – 0:29:35,000] Bill Gates can’t get funding

[0:29:35,000 – 0:29:36,000] There are no capitalists

[0:29:36,000 – 0:29:39,000] Steve Jobs’ Apple couldn’t do it either

[0:29:40,000 – 0:29:44,000] So we capitalists are directly

[0:29:44,000 – 0:29:46,000] With our real money

[0:29:46,000 – 0:29:49,000]Enhance the lives of all human beings

[0:29:49,000 – 0:29:52,000]So capitalists deserve respect

[0:29:53,000 – 0:29:55,000] Although we don’t have to work

[0:29:55,000 – 0:29:58,000]But we use our own real money

[0:29:58,000 – 0:30:00,000]Creating life for all human beings

[0:30:01,000 – 0:30:04,000]This is what it takes to be rich

[0:30:04,000 – 0:30:06,000]The life of a free capitalist

[0:30:07,000 – 0:30:09,000]Happy work

[0:30:09,000 – 0:30:11,000]Happy life

[0:30:12,000 – 0:30:15,000] We capitalists are happy investors

[0:30:15,000 – 0:30:17,000]Happy life

[0:30:17,000 – 0:30:19,000]So everyone must remember

[0:30:19,000 – 0:30:22,000] We want to be the capitalists who contribute most to the world

[0:30:23,000 – 0:30:25,000] We use our real money

[0:30:25,000 – 0:30:27,000] Promote the lives of all human beings

[0:30:28,000 – 0:30:31,000]A life worth living

[0:30:31,000 – 0:30:33,000] Being rich is a gift

[0:30:33,000 – 0:30:36,000]You need to know that you have the right to be rich

[0:30:37,000 – 0:30:40,000] You have the right to be rich.

[0:30:40,000 – 0:30:42,000]No need to ask others

[0:30:42,000 – 0:30:44,000] Your life begins as soon as you are born

[0:30:44,000 – 0:30:46,000]You should be rich

[0:30:46,000 – 0:30:49,000] So can you be rich?

[0:30:49,000 – 0:30:51,000] Be told

[0:30:51,000 – 0:30:53,000] So our channel

[0:30:53,000 – 0:30:55,000] It’s about telling people all over the world

[0:30:55,000 – 0:30:58,000] You can be rich under capitalism

[0:30:59,000 – 0:31:02,000]We want to make everyone rich

[0:31:02,000 – 0:31:05,000] We want to eradicate poverty

[0:31:05,000 – 0:31:08,000]But why do so many people wonder

[0:31:08,000 – 0:31:11,000] I’m going to tell him I’m going to make you rich

[0:31:11,000 – 0:31:13,000] He thinks we’re a fraud

[0:31:13,000 – 0:31:15,000] on behalf of these people

[0:31:15,000 – 0:31:19,000] There is an aversion to being rich.

[0:31:19,000 – 0:31:22,000] who can stay on our channel

[0:31:22,000 – 0:31:27,000] It’s really only one in ten million

[0:31:28,000 – 0:31:31,000] There may only be one or two people out of ten million

[0:31:31,000 – 0:31:32,000] Acceptable

[0:31:32,000 – 0:31:38,000] Because most people are fooled by labor education

[0:31:39,000 – 0:31:44,000] So our channel is poverty eradication

[0:31:46,000 – 0:31:49,000] Being rich is a natural right.

[0:31:49,000 – 0:31:54,000] You should have human rights and freedom of speech as soon as you are born.

[0:31:54,000 – 0:31:56,000] Then you should be rich from birth

[0:31:56,000 – 0:31:58,000] You can be rich

[0:31:58,000 – 0:32:00,000] If you were told you couldn’t be rich

[0:32:00,000 – 0:32:03,000] That’s your giving up this right

[0:32:03,000 – 0:32:05,000]Happiness is a human right

[0:32:05,000 – 0:32:09,000] In addition to telling everyone that you can be rich

[0:32:09,000 – 0:32:11,000]You can be happy

[0:32:11,000 – 0:32:14,000] In your relationships

[0:32:14,000 – 0:32:15,000] in your life

[0:32:15,000 – 0:32:16,000] On your job

[0:32:16,000 – 0:32:19,000] You can say no to anything that makes you unhappy

[0:32:19,000 – 0:32:22,000] We live in the world

[0:32:22,000 – 0:32:24,000] Anyone, anything, or any relationship

[0:32:24,000 – 0:32:27,000] You have to do it only if you feel happy in the end

[0:32:27,000 – 0:32:31,000]You have the right to refuse anyone, anything, or any relationship

[0:32:31,000 – 0:32:34,000] If he can’t make you happy

[0:32:36,000 – 0:32:41,000] What is your most important goal in life?

[0:32:41,000 – 0:32:46,000] What is the greatest contribution you can make to humanity?

[0:32:46,000 – 0:32:51,000]Many people may have forgotten their childhood dreams

[0:32:51,000 – 0:32:54,000] But if you have $100 million

[0:32:54,000 – 0:32:55,000] You have a billion dollars

[0:32:55,000 – 0:32:59,000]You have NT$3 billion or NT$10 billion

[0:32:59,000 – 0:33:03,000]Would your life goals be different?

[0:33:03,000 – 0:33:05,000] It will still be the same

[0:33:05,000 – 0:33:06,000] Let me tell you

[0:33:06,000 – 0:33:12,000] Suppose you have NT$3 billion or NT$30 billion or NT$300 billion

[0:33:12,000 – 0:33:16,000] Your life goals will not change

[0:33:16,000 – 0:33:20,000] Then you don’t deserve to be rich

[0:33:20,000 – 0:33:24,000] In addition to teaching you how to own more than NT$100 million, our courses

[0:33:24,000 – 0:33:27,000] Beyond a billion dollar fortune

[0:33:27,000 – 0:33:30,000] We also need to educate everyone

[0:33:31,000 – 0:33:35,000] Your dreams can be infinite.

[0:33:35,000 – 0:33:38,000] Only your dreams are infinite

[0:33:38,000 – 0:33:41,000]Your wealth can be infinite

[0:33:41,000 – 0:33:45,000] Because what do you need so much money for?

[0:33:45,000 – 0:33:48,000] Unless you really need it

[0:33:48,000 – 0:33:50,000] So I often say

[0:33:50,000 – 0:33:52,000]How big is your dream?

[0:33:52,000 – 0:33:54,000] As much wealth as you have

[0:33:54,000 – 0:33:56,000]So wealth is a gift

[0:33:56,000 – 0:33:58,000]Happiness is a human right

[0:33:58,000 – 0:34:00,000]This is our class

[0:34:00,000 – 0:34:02,000] This whole series

[0:34:02,000 – 0:34:05,000] Whether it’s a billion dollars now

[0:34:05,000 – 0:34:09,000] Or the next ten billion yuan or one trillion yuan lecture

[0:34:09,000 – 0:34:11,000] Being rich is a gift

[0:34:11,000 – 0:34:12,000]Happiness is a human right

[0:34:12,000 – 0:34:14,000] This will never change

[0:34:14,000 – 0:34:17,000]Okay

[0:34:17,000 – 0:34:21,000] Let’s take a look at the rat dragon of today’s labor force

[0:34:21,000 – 0:34:26,000] Work hard as soon as you start working

[0:34:26,000 – 0:34:33,000] You will have a lot of ailments in your body

[0:34:33,000 – 0:34:36,000] Help the boss make money

[0:34:36,000 – 0:34:40,000]Exchanging life for money

[0:34:40,000 – 0:34:43,000] You make money and pay a bunch of taxes to the country

[0:34:43,000 – 0:34:47,000] If you buy a house, you still have to pay real estate tax

[0:34:47,000 – 0:34:49,000] Some people are stupid enough to buy a house.

[0:34:49,000 – 0:34:51,000] Some people are stupid enough to buy insurance.

[0:34:51,000 – 0:34:52,000] Don’t buy insurance

[0:34:52,000 – 0:34:53,000] Don’t buy insurance

[0:34:53,000 – 0:34:54,000] Don’t buy insurance

[0:34:54,000 – 0:34:56,000]The important thing is to pay it three times

[0:34:56,000 – 0:34:58,000] Don’t buy any insurance

[0:34:58,000 – 0:35:03,000] What savings insurance, annuity, cancer insurance, long-term care insurance?

[0:35:03,000 – 0:35:04,000]No risk whatsoever

[0:35:04,000 – 0:35:06,000]You are the safest if you have money

[0:35:06,000 – 0:35:07,000] Do you understand?

[0:35:07,000 – 0:35:10,000] If you buy a bunch of insurance now, you will become poor.

[0:35:10,000 – 0:35:12,000] I only see poor people buying a bunch of insurance

[0:35:12,000 – 0:35:18,000] I don’t see rich people buying a bunch of insurance

[0:35:18,000 – 0:35:20,000] Make money for the bank

[0:35:20,000 – 0:35:21,000] Going to pay the loan

[0:35:21,000 – 0:35:23,000]Pay taxes

[0:35:23,000 – 0:35:25,000] Buy a big house, buy a big car

[0:35:25,000 – 0:35:27,000] Buy insurance and enjoy material things

[0:35:27,000 – 0:35:29,000] These will make you poor

[0:35:33,000 – 0:35:37,000] In the end, you can only beg your boss to give you a raise.

[0:35:37,000 – 0:35:43,000]This is a rat cage for general labor.

[0:35:43,000 – 0:35:45,000] Don’t want to go to work

[0:35:45,000 – 0:35:47,000]But you have to work hard

[0:35:47,000 – 0:35:51,000] Because you have to pay taxes and loans

[0:35:51,000 – 0:35:54,000] There’s a car loan to pay and a new car to buy.

[0:35:54,000 – 0:35:56,000] To live a better life

[0:35:56,000 – 0:35:58,000] Bought a bunch of junk

[0:35:58,000 – 0:36:00,000] Lost in the warehouse

[0:36:00,000 – 0:36:04,000] Then pray to the company to give you a salary increase

[0:36:04,000 – 0:36:06,000] Accepting more pressure

[0:36:06,000 – 0:36:08,000] In the end, the body became sick

[0:36:08,000 – 0:36:10,000]This is labor

[0:36:12,000 – 0:36:15,000] Can you retire very early?

[0:36:15,000 – 0:36:16,000] Like me

[0:36:16,000 – 0:36:18,000] Nothing to do

[0:36:18,000 – 0:36:20,000] There are more and more assets.

[0:36:20,000 – 0:36:29,000] You have to learn the normal and correct principles of capitalism and capitalists

[0:36:29,000 – 0:36:34,000] So most people can never finish this cycle.

[0:36:34,000 – 0:36:36,000] In the end, I felt a lot of pain in my body.

[0:36:36,000 – 0:36:39,000]Less than ten years left to retire

[0:36:39,000 – 0:36:40,000] Just left

[0:36:40,000 – 0:36:43,000] This kind of life is similar to that of a buffalo

[0:36:43,000 – 0:36:46,000] Probably not as good as a buffalo, not as good as a cow

[0:36:46,000 – 0:36:49,000] So we have to get out of this rat cage

[0:36:49,000 – 0:36:51,000]Your key to wealth

[0:36:51,000 – 0:36:54,000]Here is the key to getting rich

[0:36:54,000 – 0:36:57,000]Of course you may not be a rich second generation at first

[0:36:57,000 – 0:36:59,000] Then if you are a rich second generation

[0:36:59,000 – 0:37:01,000] Maybe not even working anymore

[0:37:01,000 – 0:37:04,000] Not working is pride in not working

[0:37:04,000 – 0:37:06,000] Understand? Don’t take pride in your work

[0:37:09,000 – 0:37:12,000]Then you have to transcend the beginning of the rat cage

[0:37:12,000 – 0:37:15,000] You have to save money or save money

[0:37:15,000 – 0:37:21,000] Then only when you have money can you invest in the growth of money energy.

[0:37:23,000 – 0:37:29,000] The growth of financial energy and the growth of spiritual energy are complementary to each other.

[0:37:29,000 – 0:37:32,000] So if you didn’t take our class

[0:37:32,000 – 0:37:35,000] How can you make money if you don’t have energy?

[0:37:36,000 – 0:37:39,000] Spiritual energy is what we are going to give you in this class

[0:37:39,000 – 0:37:41,000]You have this mental energy

[0:37:41,000 – 0:37:45,000] Only you can hold more money energy

[0:37:46,000 – 0:37:49,000] Otherwise you have no mental energy

[0:37:49,000 – 0:37:52,000] No matter how much money you have, you will eventually lose it.

[0:37:53,000 – 0:37:58,000] This is why lottery winners end up poor.

[0:37:58,000 – 0:38:03,000] There are also people who end up poor even though they have a high salary.

[0:38:03,000 – 0:38:05,000] There are many divisions

[0:38:05,000 – 0:38:07,000]Whether it’s an accountant, a lawyer

[0:38:07,000 – 0:38:09,000]What division

[0:38:09,000 – 0:38:11,000] Although the salary is high

[0:38:11,000 – 0:38:16,000] Although the hosts of some variety shows are highly paid

[0:38:16,000 – 0:38:18,000]But when they don’t have enough energy

[0:38:18,000 – 0:38:20,000] Don’t know how to be a capitalist

[0:38:20,000 – 0:38:27,000]In the end, he was riddled with all kinds of diseases and was in poverty.

[0:38:29,000 – 0:38:33,000]Can’t live a life alone

[0:38:34,000 – 0:38:39,000] Just live like animals

[0:38:40,000 – 0:38:45,000]So we humans must live a worthwhile life

[0:38:46,000 – 0:38:49,000] OK, so you have to have enough mental energy

[0:38:49,000 – 0:38:52,000] When you start making money, you need to increase your mental energy.

[0:38:52,000 – 0:38:54,000] To learn

[0:38:54,000 – 0:38:59,000]So I suggest that the best way for everyone to learn is to read more books

[0:38:59,000 – 0:39:00,000]Read more books

[0:39:00,000 – 0:39:03,000] All my words

[0:39:03,000 – 0:39:08,000]Although it is the original flavor created by myself

[0:39:08,000 – 0:39:11,000] Absolutely you can’t find any book outside

[0:39:11,000 – 0:39:15,000] But my internalization of these contents

[0:39:15,000 – 0:39:17,000] This emergent knowledge

[0:39:17,000 – 0:39:21,000] Although it’s not written in books

[0:39:21,000 – 0:39:27,000] But it must be after I have a lot of input databases

[0:39:28,000 – 0:39:33,000] emergent thinking

[0:39:33,000 – 0:39:35,000] Same as AI

[0:39:35,000 – 0:39:37,000] AI is for a bunch of knowledge

[0:39:37,000 – 0:39:41,000] AI will emerge on its own that does not exist

[0:39:41,000 – 0:39:44,000] Then this is spiritual energy

[0:39:44,000 – 0:39:46,000]So I suggest you read more books

[0:39:46,000 – 0:39:48,000]Read more books

[0:39:49,000 – 0:39:52,000] Peace of mind

[0:39:52,000 – 0:39:54,000] Free from market interference

[0:39:54,000 – 0:39:56,000] Only then can you invest successfully

[0:39:57,000 – 0:40:01,000] Then you have to live a simple life

[0:40:01,000 – 0:40:03,000]I’m not saying you don’t spend money

[0:40:03,000 – 0:40:07,000]In fact, the so-called simple life is like Buffett

[0:40:07,000 – 0:40:10,000] People say Buffett, why are you so frugal?

[0:40:10,000 – 0:40:12,000] Buffett said tell me

[0:40:12,000 – 0:40:14,000] I need something

[0:40:14,000 – 0:40:15,000]I’m going to buy it now

[0:40:15,000 – 0:40:17,000] I’ll buy it in the afternoon

[0:40:17,000 – 0:40:20,000]The problem is that he doesn’t think he needs it

[0:40:20,000 – 0:40:23,000] If you feel the need to take your whole family on a trip today

[0:40:23,000 – 0:40:26,000] Just spend money to take your whole family on a trip

[0:40:26,000 – 0:40:28,000] You think you want to buy something

[0:40:28,000 – 0:40:31,000] Then go buy something

[0:40:31,000 – 0:40:33,000] Then if you don’t need anything

[0:40:33,000 – 0:40:36,000] Because we almost live now

[0:40:36,000 – 0:40:37,000]You bought something

[0:40:37,000 – 0:40:39,000]You have to think about it after a few years

[0:40:39,000 – 0:40:43,000] Will this thing still be useful?

[0:40:43,000 – 0:40:46,000] Actually I also found that what I bought

[0:40:46,000 – 0:40:50,000] Many things become useless after one use.

[0:40:51,000 – 0:40:54,000] I thought it was very useful at first.

[0:40:54,000 – 0:40:56,000] It won’t be useful after that.

[0:40:56,000 – 0:40:58,000] Like a lot of people I believe

[0:40:58,000 – 0:40:59,000]I don’t

[0:40:59,000 – 0:41:03,000] I remember many people in Taiwan at that time

[0:41:03,000 – 0:41:06,000] Automatic bread making machines are very developed.

[0:41:06,000 – 0:41:09,000] So many people will buy that at home

[0:41:09,000 – 0:41:13,000] Automatic bread making machine

[0:41:13,000 – 0:41:16,000] In the beginning, they will make it for me to eat

[0:41:16,000 – 0:41:17,000]will also give it to us

[0:41:17,000 – 0:41:23,000]Slowly, after half a year, no one made bread anymore.

[0:41:23,000 – 0:41:26,000] I don’t know if that machine is in a warehouse now or

[0:41:26,000 – 0:41:28,000] Same as my words

[0:41:28,000 – 0:41:29,000] Me too

[0:41:29,000 – 0:41:33,000] I bought an espresso machine before

[0:41:33,000 – 0:41:36,000]Of course it’s not very expensive either.

[0:41:36,000 – 0:41:38,000] It just works

[0:41:38,000 – 0:41:41,000] Now I make coffee by hand

[0:41:41,000 – 0:41:45,000] I think pour-over coffee is better

[0:41:45,000 – 0:41:47,000] As a result, my espresso machine

[0:41:47,000 – 0:41:51,000] He recycled it and threw it away.

[0:41:51,000 – 0:41:55,000] I bought a juicer before that

[0:41:55,000 – 0:41:57,000] It’s from the juicer

[0:41:57,000 – 0:41:59,000] That’s three months

[0:41:59,000 – 0:42:02,000] Later I found out that juicers are bad for blood sugar

[0:42:02,000 – 0:42:04,000] As a result, that machine is wasted

[0:42:04,000 – 0:42:07,000] It takes up a lot of space right now.

[0:42:07,000 – 0:42:10,000] So we found

[0:42:10,000 – 0:42:11,000] What is needed

[0:42:11,000 – 0:42:13,000] There’s a lot more

[0:42:13,000 – 0:42:15,000] percent I think more than half the stuff I bought

[0:42:15,000 – 0:42:18,000] It didn’t work in the end.

[0:42:18,000 – 0:42:20,000]So the so-called simple life

[0:42:20,000 – 0:42:23,000] It’s not that you’re economical

[0:42:23,000 – 0:42:24,000]No

[0:42:24,000 – 0:42:27,000] You have to think about it after buying it

[0:42:27,000 – 0:42:29,000] What will it look like in half a year?

[0:42:29,000 – 0:42:32,000] And think about what you’ve bought in the past

[0:42:32,000 – 0:42:34,000] I said it was needed at first

[0:42:34,000 – 0:42:38,000] Isn’t it lying in the garbage now?

[0:42:38,000 – 0:42:41,000] So this is the so-called simple life

[0:42:41,000 – 0:42:46,000] I’m not telling you to be a frugal and thrifty person.

[0:42:46,000 – 0:42:47,000]No

[0:42:47,000 – 0:42:49,000] So I found out later

[0:42:49,000 – 0:42:51,000] Go have a nice meal

[0:42:51,000 – 0:42:52,000] Travel well

[0:42:52,000 – 0:42:54,000] You will never regret that one

[0:42:54,000 – 0:42:57,000] But if you buy something

[0:42:57,000 – 0:42:58,000] Moving into a home

[0:42:58,000 – 0:43:00,000]Electrical appliances

[0:43:00,000 – 0:43:03,000] What to use at home

[0:43:03,000 – 0:43:07,000] Usually material things end up being trash.

[0:43:08,000 – 0:43:11,000] Just the cost of spiritual things

[0:43:11,000 – 0:43:13,000] Won’t disappear

[0:43:13,000 – 0:43:16,000] Have a good meal with your family

[0:43:16,000 – 0:43:19,000] For two hundred dollars

[0:43:19,000 – 0:43:21,000] Have a meal

[0:43:21,000 – 0:43:23,000] None of that will be wasted

[0:43:23,000 – 0:43:25,000] Because after eating it, it’s gone

[0:43:25,000 – 0:43:26,000] There will be no balance

[0:43:26,000 – 0:43:27,000] There will be no garbage

[0:43:27,000 – 0:43:31,000] Never say that food has gone bad for a while

[0:43:31,000 – 0:43:33,000]No

[0:43:33,000 – 0:43:35,000] But if you buy a good food processor

[0:43:35,000 – 0:43:37,000]What kind of coffee machine should I buy?

[0:43:37,000 – 0:43:38,000] What to buy?

[0:43:38,000 – 0:43:40,000] After a while you don’t want to use it anymore

[0:43:40,000 – 0:43:42,000]Another way

[0:43:42,000 – 0:43:44,000] What kind of machine?

[0:43:44,000 – 0:43:47,000] It didn’t work in the end.

[0:43:47,000 – 0:43:51,000] That’s your decision

[0:43:51,000 – 0:43:55,000] So when you spend your money traveling

[0:43:55,000 – 0:43:57,000] Spending time at family dinners

[0:43:57,000 – 0:43:59,000] Spend this

[0:43:59,000 – 0:44:02,000] After using it, you can

[0:44:02,000 – 0:44:07,000] Preserving memories and good memories

[0:44:07,000 – 0:44:08,000] It’s all worth spending

[0:44:08,000 – 0:44:14,000] So this is called increasing mental energy.

[0:44:14,000 – 0:44:17,000] Material things are really bought

[0:44:17,000 – 0:44:18,000]You buy a big TV

[0:44:18,000 – 0:44:20,000] Like I bought a big TV at home

[0:44:20,000 – 0:44:21,000] Sony’s biggest TV at the time

[0:44:21,000 – 0:44:23,000] It’s rarely opened now

[0:44:23,000 – 0:44:27,000] So any physical substance

[0:44:27,000 – 0:44:31,000] Usually think twice

[0:44:31,000 – 0:44:33,000] If you can’t afford it, don’t buy it

[0:44:33,000 – 0:44:35,000] But you’re going to travel

[0:44:35,000 – 0:44:37,000] Go on a cruise

[0:44:37,000 – 0:44:39,000] Go eat delicious food

[0:44:39,000 – 0:44:41,000] Take the whole family for coffee

[0:44:41,000 – 0:44:43,000] Traveling as a family

[0:44:43,000 – 0:44:45,000] It’s definitely worth it

[0:44:45,000 – 0:44:48,000] Because in a few years everyone will remember

[0:44:48,000 – 0:44:52,000] When is the cruise to Alaska?

[0:44:52,000 – 0:44:54,000] When have you traveled to Europe?

[0:44:54,000 – 0:44:56,000] When to go to Spain

[0:44:56,000 – 0:44:58,000] When to go to Portugal

[0:44:58,000 – 0:45:00,000] Go with your classmates

[0:45:00,000 – 0:45:02,000] Go with the elders at home

[0:45:02,000 – 0:45:04,000] Go with the kids

[0:45:04,000 – 0:45:05,000]Kids will remember

[0:45:05,000 – 0:45:07,000] When to go to Europe

[0:45:07,000 – 0:45:14,000] But all the machines I bought in the past are gone.

[0:45:14,000 – 0:45:16,000] Then everyone needs to understand this

[0:45:16,000 – 0:45:18,000]What does it mean to increase spiritual energy?

[0:45:18,000 – 0:45:19,000]What is matter?

[0:45:19,000 – 0:45:20,000]What is spirituality

[0:45:20,000 – 0:45:21,000] Consumption

[0:45:21,000 – 0:45:23,000] This needs to be divided into points

[0:45:24,000 – 0:45:29,000]So finally we need to increase our mental energy

[0:45:29,000 – 0:45:33,000] Convert monetary energy into spiritual energy

[0:45:33,000 – 0:45:35,000] Let’s start with spiritual energy

[0:45:35,000 – 0:45:37,000]Investment

[0:45:37,000 – 0:45:40,000] Holding more money energy

[0:45:40,000 – 0:45:44,000] This is a cycle of capitalists getting rich

[0:45:44,000 – 0:45:46,000]This is a positive cycle

[0:45:46,000 – 0:45:48,000] instead of a rat trail

[0:45:49,000 – 0:45:51,000] So these two

[0:45:51,000 – 0:45:55,000] The previous loop was the rat dragon

[0:45:55,000 – 0:45:57,000] Labor’s rat-dragon cycle

[0:45:57,000 – 0:46:01,000] This cycle is a capitalist cycle

[0:46:02,000 – 0:46:04,000] So

[0:46:04,000 – 0:46:07,000] Understand the meaning of wealth and money

[0:46:07,000 – 0:46:09,000]You must understand this

[0:46:09,000 – 0:46:11,000] We ended up with tens of billions

[0:46:11,000 – 0:46:12,000] Hundreds of billions

[0:46:12,000 – 0:46:14,000] Trillions

[0:46:14,000 – 0:46:16,000] One hundred million per year

[0:46:16,000 – 0:46:17,000] Actually it’s not an exaggeration

[0:46:17,000 – 0:46:19,000] Not luxurious at all

[0:46:19,000 – 0:46:21,000] As long as you think it’s worth the money

[0:46:21,000 – 0:46:24,000] It’s better to spend it spiritually

[0:46:24,000 – 0:46:26,000] We finally leave

[0:46:26,000 – 0:46:29,000] Money is only the inheritance of the heirs

[0:46:29,000 – 0:46:30,000] to one leaving

[0:46:30,000 – 0:46:31,000]For you

[0:46:31,000 – 0:46:33,000]It’s all garbage.

[0:46:33,000 – 0:46:34,000] Doesn’t matter

[0:46:34,000 – 0:46:35,000] So

[0:46:35,000 – 0:46:37,000] Even if you have tens of billions

[0:46:37,000 – 0:46:38,000] Trillions

[0:46:38,000 – 0:46:41,000] If you can spend it in your lifetime

[0:46:41,000 – 0:46:43,000] Actually the best

[0:46:43,000 – 0:46:45,000]Finally

[0:46:45,000 – 0:46:47,000] People are in heaven

[0:46:47,000 – 0:46:48,000] Debt in the bank

[0:46:48,000 – 0:46:51,000]This is the best and most ideal state

[0:46:51,000 – 0:46:54,000]Why not replace trash with family now?

[0:46:54,000 – 0:46:56,000]Why don’t we replace the current garbage

[0:46:56,000 – 0:47:00,000] Replace it with the spiritual energy of your life

[0:47:00,000 – 0:47:03,000] So we need money

[0:47:03,000 – 0:47:05,000] To exchange family ties

[0:47:05,000 – 0:47:08,000] to increase mental energy

[0:47:08,000 – 0:47:12,000] Make life better for the people at home

[0:47:12,000 – 0:47:14,000] Do your own good learning

[0:47:14,000 – 0:47:17,000]This is the greatest meaning of money

[0:47:17,000 – 0:47:20,000] Instead of accumulating assets all the time

[0:47:20,000 – 0:47:22,000] Then I will teach you

[0:47:22,000 – 0:47:25,000] You don’t have to spend a dime of your assets

[0:47:25,000 – 0:47:30,000] You can still live a very comfortable life

[0:47:30,000 – 0:47:33,000] Borrowing money is the highest form of capitalism

[0:47:33,000 – 0:47:37,000]The highest level of financial operations

[0:47:37,000 – 0:47:39,000]If you don’t know how to borrow money

[0:47:39,000 – 0:47:41,000] You just have money.

[0:47:41,000 – 0:47:44,000] You can’t become rich

[0:47:44,000 – 0:47:45,000] It’s like a company

[0:47:45,000 – 0:47:47,000] If you don’t borrow money from the bank

[0:47:47,000 – 0:47:50,000] Whether this company becomes big or not, it’s the same

[0:47:50,000 – 0:47:55,000] But the money you have is going to be spent

[0:47:55,000 – 0:47:57,000] That’s like the life I’m living now

[0:47:57,000 – 0:47:58,000] All taxes paid

[0:47:58,000 – 0:48:00,000] All living expenses

[0:48:00,000 – 0:48:01,000] Travel expenses

[0:48:01,000 – 0:48:02,000] What meal expenses?

[0:48:02,000 – 0:48:03,000]What fee?

[0:48:03,000 – 0:48:04,000]I finished swiping my card

[0:48:04,000 – 0:48:07,000] I always borrow money to pay.

[0:48:07,000 – 0:48:08,000]Card payment fee

[0:48:08,000 – 0:48:09,000] I borrow money

[0:48:09,000 – 0:48:11,000] Not a dime of my assets is spent.

[0:48:11,000 – 0:48:14,000] Even my Apple Card

[0:48:14,000 – 0:48:15,000] Apple’s credit card

[0:48:15,000 – 0:48:21,000] Give me a commission refund of three to four hundred dollars every month

[0:48:21,000 – 0:48:23,000]I will invest it as well

[0:48:23,000 – 0:48:24,000]My commission refund money

[0:48:24,000 – 0:48:26,000] to make more money

[0:48:26,000 – 0:48:28,000] The money I made at the end

[0:48:28,000 – 0:48:31,000] All the money I spend is free

[0:48:31,000 – 0:48:35,000]I said I spent a hundred dollars

[0:48:35,000 – 0:48:38,000] I got two dollars in commission

[0:48:38,000 – 0:48:42,000] I borrowed a hundred dollars to spend

[0:48:42,000 – 0:48:45,000] I might end up owing the bank fifteen hundred dollars.

[0:48:45,000 – 0:48:47,000]But I have two dollars

[0:48:47,000 – 0:48:48,000] Forty years later

[0:48:48,000 – 0:48:51,000] I could probably have two thousand or three thousand

[0:48:51,000 – 0:48:53,000] It’s equal to the hundred dollars I spent

[0:48:53,000 – 0:48:54,000]No money at all

[0:48:54,000 – 0:48:58,000] We will share this with you later

[0:48:58,000 – 0:49:01,000] So money has to be spent

[0:49:01,000 – 0:49:05,000] Being rich is a gift

[0:49:05,000 – 0:49:07,000] We are happy to spend money

[0:49:07,000 – 0:49:09,000] Because money is garbage

[0:49:09,000 – 0:49:11,000] We need money in exchange for

[0:49:11,000 – 0:49:14,000] The improvement of spiritual energy in our lives

[0:49:14,000 – 0:49:16,000] We need to be healthy

[0:49:16,000 – 0:49:17,000]We have a family relationship

[0:49:17,000 – 0:49:19,000] We have a relationship

[0:49:19,000 – 0:49:22,000] We have the assets to get rich

[0:49:22,000 – 0:49:24,000] So money is garbage

[0:49:24,000 – 0:49:28,000] But we don’t have to make money in this life

[0:49:28,000 – 0:49:29,000]The money will come naturally

[0:49:29,000 – 0:49:35,000] In the end we can get the life we deserve

[0:49:35,000 – 0:49:37,000]Okay this is our channel

[0:49:37,000 – 0:49:43,000] Then you can watch our 00451

[0:49:43,000 – 0:49:45,000] This is the value of one dollar investment lecture in the past

[0:49:45,000 – 0:49:47,000]Of course starting now

[0:49:47,000 – 0:49:52,000] We will have a billion dollar investment seminar in 2026

[0:49:52,000 – 0:49:57,000] Then the next class

[0:49:57,000 – 0:50:04,000] Let me give you a preview first

[0:50:04,000 – 0:50:09,000]The next lesson we are going to talk about is index funds.

[0:50:09,000 – 0:50:13,000] Then you can check out this APP for this index fund

[0:50:13,000 – 0:50:14,000] Let me tell you

[0:50:14,000 – 0:50:18,000]I’ll use the iPad app right now

[0:50:18,000 – 0:50:22,000] This Yahoo APP does not seem to be available on the computer

[0:50:22,000 – 0:50:25,000] The web page on the computer is not easy to use.

[0:50:25,000 – 0:50:27,000] Then I use the iPad APP

[0:50:27,000 – 0:50:29,000] The iPad is bigger

[0:50:29,000 – 0:50:30,000] Cell phones are too small to use

[0:50:30,000 – 0:50:32,000] Then this QQQ

[0:50:32,000 – 0:50:34,000]Look QQQ

[0:50:34,000 – 0:50:39,000] Then QQQ from the earliest

[0:50:39,000 – 0:50:44,000] When it came out, it was a few years old

[0:50:44,000 – 0:50:49,000] March 1, 1999

[0:50:49,000 – 0:50:53,000] It was 50 yuan and 53 yuan at that time

[0:50:53,000 – 0:50:54,000] 53 yuan

[0:50:54,000 – 0:50:57,000] Now 672 blocks

[0:50:57,000 – 0:50:59,000]That

[0:51:05,000 – 0:51:10,000] 672 divided by 53 blocks

[0:51:10,000 – 0:51:13,000] Then the root number will be opened if it rises 12 times

[0:51:13,000 – 0:51:16,000] 26 years

[0:51:18,000 – 0:51:20,000] 10% is pretty standard.

[0:51:20,000 – 0:51:22,000] So this rate of return is pretty standard

[0:51:22,000 – 0:51:24,000] So you know

[0:51:24,000 – 0:51:29,000]Although this market is so volatile

[0:51:29,000 – 0:51:32,000] The market is very volatile

[0:51:38,000 – 0:51:39,000] The market is very volatile

[0:51:39,000 – 0:51:41,000]You see this market is very dangerous

[0:51:41,000 – 0:51:44,000] This is a drop of 85%

[0:51:44,000 – 0:51:50,000] Here’s the 2008 subprime debt crisis and its fall again

[0:51:50,000 – 0:51:53,000] But this risk is very high

[0:51:53,000 – 0:51:55,000] You probably started in 2000

[0:51:56,000 – 0:51:58,000] until

[0:51:59,000 – 0:52:03,000] Only paid back in 2015

[0:52:03,000 – 0:52:05,000] So that’s the risk of investing in the long term

[0:52:05,000 – 0:52:07,000] 15 years

[0:52:07,000 – 0:52:11,000] 15You could be in the red for 15 years

[0:52:11,000 – 0:52:14,000] Especially if someone retires at a high point

[0:52:14,000 – 0:52:15,000]You are at risk

[0:52:15,000 – 0:52:17,000] So we’re going to tell you

[0:52:17,000 – 0:52:21,000]Why investing is simple but not easy

[0:52:21,000 – 0:52:24,000] Sometimes it takes you 15 years to get your money back

[0:52:24,000 – 0:52:26,000] Then if you retire here

[0:52:26,000 – 0:52:30,000]It’s not like young people who can continue to buy

[0:52:30,000 – 0:52:31,000]You risk

[0:52:31,000 – 0:52:34,000]So how to control asset allocation and cash flow?

[0:52:34,000 – 0:52:35,000] be able to survive this risk

[0:52:35,000 – 0:52:37,000] Especially retired friends

[0:52:37,000 – 0:52:40,000]In the future, we will teach you how to allocate assets

[0:52:40,000 – 0:52:42,000] So the next lesson

[0:52:42,000 – 0:52:44,000] We’re going to tell you

[0:52:44,000 – 0:52:46,000]The return rate of this index fund

[0:52:46,000 – 0:52:47,000] Index Fund Returns

[0:52:47,000 – 0:52:49,000] Let’s give a preview first

[0:52:49,000 – 0:52:50,000]Okay

[0:52:50,000 – 0:52:56,000] So I think our first lesson today is here.

[0:52:58,000 – 0:53:02,000] If you are interested, you can check out our 00451

[0:53:02,000 – 0:53:06,000]This playlist on our channel

[0:53:06,000 – 0:53:10,000] We have a lot of shows on our channel playlist

[0:53:14,000 – 0:53:16,000]Our channel

[0:53:20,000 – 0:53:23,000] Let me look at this

[0:53:23,000 – 0:53:25,000]You go inside <YouTube

[0:53:25,000 – 0:53:27,000] is inside <YouTube

[0:53:33,000 – 0:53:35,000]That

[0:53:38,000 – 0:53:41,000]You can search for CLC investment and financial management channel

[0:53:41,000 – 0:53:43,000]That’s why we don’t look above

[0:53:43,000 – 0:53:45,000] That’s blowing up that.

[0:53:45,000 – 0:53:46,000] Then this is our channel

[0:53:46,000 – 0:53:48,000] Then our channel has a playlist

[0:53:48,000 – 0:53:51,000] There are many, many playlists in Nadu

[0:53:51,000 – 0:53:56,000] Then you can watch this one-dollar investment lecture

[0:53:57,000 – 0:53:59,000]That’s right too

[0:54:01,000 – 0:54:03,000] short

[0:54:03,000 – 0:54:04,000]There are short stories

[0:54:04,000 – 0:54:08,000] Let me take a look at a lecture on investment worth one dollar.

[0:54:08,000 – 0:54:11,000] I broke it down into short stories

[0:54:12,000 – 0:54:14,000]Yeah

[0:54:17,000 – 0:54:18,000] Inside

[0:54:18,000 – 0:54:20,000] There’s

[0:54:20,000 – 0:54:22,000] There are all

[0:54:27,000 – 0:54:29,000] Recording

[0:54:29,000 – 0:54:31,000]Here are all

[0:54:31,000 – 0:54:33,000] There are all

[0:54:34,000 – 0:54:36,000]Today’s lecture

[0:54:36,000 – 0:54:37,000] Let’s first look at all the

[0:54:37,000 – 0:54:39,000] You can go in and see

[0:54:41,000 – 0:54:43,000]Okay

[0:54:45,000 – 0:54:49,000] Today’s lecture notes will be at this link YouTube

[0:54:49,000 – 0:54:50,000] There is a link in the message area

[0:54:50,000 – 0:54:51,000] I’ll put it up

[0:54:51,000 – 0:54:53,000] So on each platform

[0:54:53,000 – 0:54:56,000]You can subscribe, like and leave a message

[0:54:56,000 – 0:54:58,000] And you can

[0:54:58,000 – 0:54:59,000] Keep you

[0:54:59,000 – 0:55:01,000] What you want to know most

[0:55:01,000 – 0:55:03,000]In our class

[0:55:03,000 – 0:55:05,000] What you most want to know

[0:55:05,000 – 0:55:08,000] And the capitalists and workers in front

[0:55:08,000 – 0:55:09,000]You have something you want to share

[0:55:09,000 – 0:55:10,000] You can also write it down

[0:55:10,000 – 0:55:12,000] Then I can send your information to

[0:55:12,000 – 0:55:14,000] Or what you want to know

[0:55:14,000 – 0:55:16,000] added to our

[0:55:16,000 – 0:55:17,000]Classroom

[0:55:17,000 – 0:55:19,000] The content of future classes

[0:55:19,000 – 0:55:23,000] So if you have questions about investing or anything

[0:55:23,000 – 0:55:24,000]You can write me an email

[0:55:24,000 – 0:55:27,000] Both of these emails can find me

[0:55:27,000 – 0:55:28,000]Contact me

[0:55:28,000 – 0:55:30,000] It’s also my personal

[0:55:30,000 – 0:55:32,000] Will read the email

[0:55:32,000 – 0:55:33,000]Okay

[0:55:33,000 – 0:55:37,000] So I guess our first lesson today

[0:55:37,000 – 0:55:40,000] The first chapter of a billion-dollar investment lecture

[0:55:40,000 – 0:55:42,000] Let’s go up here first

[0:55:42,000 – 0:55:43,000]Okay

[0:55:43,000 – 0:55:45,000] So next week I want the same time

[0:55:45,000 – 0:55:48,000] We should be estimating now

[0:55:48,000 – 0:55:51,000]Wednesday morning in Taiwan

[0:55:51,000 – 0:55:58,000] The United States will release a billion-dollar investment lecture course on Tuesday afternoon

[0:55:58,000 – 0:55:59,000] OK

[0:55:59,000 – 0:56:00,000]Okay

[0:56:00,000 – 0:56:01,000] See you next week

[0:56:01,000 – 0:56:02,000] Then every Saturday

[0:56:02,000 – 0:56:05,000] We are still a clubhouse and will continue to hold events

[0:56:05,000 – 0:56:09,000] That’s the live dialogue and live broadcast

[0:56:09,000 – 0:56:10,000] OK

[0:56:10,000 – 0:56:11,000]Okay

[0:56:11,000 – 0:56:12,000]Bye