Video Overview
A 48-year-old writer from New Taipei with one child recounts several turning points. He sold in fear during the financial crisis, later held China Steel and 0056, and sold Yang Ming Marine near his cost before its subsequent surge. He then bought a VIX ETF that was liquidated after its net asset value fell below NT$2. During 2021 and 2022, he stayed out of the market and developed a periodic investment method that increased purchases below moving averages. In practice, cash accumulated until the cash-to-stock ratio reached three to one. After finding the channel, he and his wife, who works at a bank, discussed a home loan of more than NT$10 million over 30 years with a three-year grace period. Their proposed 604 allocation included 00646, 00662, and 0050. The speaker says to retain only 00662 for the growth sleeve. That leverage and allocation stance is his response to this individual case.
Key Takeaways
- The writer describes fear-driven selling during the financial crisis, an early exit from Yang Ming Marine, and liquidation of a VIX ETF.
- During 2021 and 2022, his moving-average purchase rules left cash accumulating until it was three times the stock allocation.
- The couple discusses a home loan above NT$10 million with a 30-year term and three-year grace period as part of a 604 allocation.
- The original plan included 00646, 00662, and 0050, while the speaker favors using only 00662 for the growth sleeve.
Chapters
About 00:01:35 · From the financial crisis to Yang Ming Marine
The writer recounts panic selling, later holdings in China Steel and 0056, and leaving Yang Ming Marine before its later rise.
About 00:02:51 · The VIX ETF liquidation
He bought a VIX ETF that was liquidated after net asset value fell below NT$2, leaving him with only residual value.
About 00:03:36 · Waiting for dips builds a cash surplus
His moving-average method failed to deploy the available money, producing a three-to-one cash-to-stock ratio.
About 00:05:03 · Mortgage, 604, and fund selection
After the couple discusses mortgage financing and 604, the speaker responds to the proposed mix of 00646, 00662, and 0050.
Related Topics
investment loss history, Yang Ming Marine, VIX ETF, periodic investing, cash allocation, mortgage investing, 604 allocation, 00662
This page was prepared with AI from selected portions of the video's audio to help readers understand the main topics. It may omit secondary material or contain transcription errors; the original video remains authoritative.
