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The best allocation strategy and single trust planning for 30 million assets
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00615

The best allocation strategy and single trust planning for 30 million assets

With about NT$30 million of liquid funds and NT$60,000 monthly spending, the video discusses a 70/30 allocation, a rental-property decision, and trust supervision for a single person without children.

Published
Dec 24, 2025
Total duration
6:07
Source
CLEC Investment & Wealth

Categories

  • Short

Video Overview

The case has about NT$30 million of available funds. The video proposes 70% in 00662 and 30% in 00865B, or approximately NT$21 million and NT$9 million. Monthly spending is around NT$60,000, making annual spending NT$720,000. The speaker multiplies this by 30 for a NT$21.6 million retirement threshold and models 2% of assets, about NT$600,000 yearly, as available cash flow. A rental property under renovation is expected to earn about NT$45,000 per month; the speaker favors selling based on the video's rent and market-return assumptions. For a single person without children, a bank trust can be supervised by relatives, lawyers or accountants, a foundation, or a bank, with succession and long-term-care instructions. Allocation, property returns, and legal effects require verification.

Key Takeaways

  • NT$30 million of liquid funds is split into about NT$21 million of 00662 and NT$9 million of 00865B.
  • NT$720,000 annual spending times 30 gives NT$21.6 million, while 2% of assets is about NT$600,000.
  • Expected rent is about NT$45,000 monthly, and the proposed sale depends on return assumptions.
  • Trust supervisors can include relatives, professionals, entities, or banks, with succession defined in advance.

Chapters

About 00:00:07 · A NT$30 million 70/30 split

The video allocates liquid funds to 00662 and 00865B and clears other holdings.

About 00:01:08 · Spending and the retirement threshold

NT$60,000 monthly is converted into annual spending, a 30-times target, and a 2% use amount.

About 00:02:17 · Whether to keep the rental

Expected rent, repairs, and management costs are compared with a sale.

About 00:03:23 · Trust supervision for a single person

Relatives, professionals, foundations, and banks differ in continuity, expertise, and cost.

Related Topics

NT$30 million portfolio, 70/30 allocation, 00662, 00865B, Retirement cash flow, Rental property, Single-person trust, Trust supervisor

This page was prepared with AI from selected portions of the video's audio to help readers understand the main topics. It may omit secondary material or contain transcription errors; the original video remains authoritative.

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