Video Overview
The viewer plans to move 30% of 00670L gains into 00865B after an up year, deploy 2% cash after a 10% decline up to 10%, rebalance each August 25, and buy each of the three funds for four months per year. The speaker says he previously favored 4:4:2 but now more often proposes 4:3:3 or 4:2:4 because many investors struggle with leveraged volatility. He keeps rebalancing to once a year, permits the monthly rotation, and reserves NT$40,000 for a decline in the NT$2 million case. Allocation ratios, beta near 1, and deployment triggers are speaker rules; borrowing cost and volatility need testing.
Key Takeaways
- The NT$2 million investment comes from part of a NT$3.5 million mortgage increase, initially using 4:4:2.
- Because of tolerance for leveraged volatility, the speaker now prefers the higher-cash 4:3:3 or 4:2:4 for many investors.
- Annual rebalancing, monthly rotation, and a NT$40,000 reserve are video rules, not a guaranteed-return method.
Chapters
About 00:00:00 · Background and figures
The NT$2 million investment comes from part of a NT$3.5 million mortgage increase, initially using 4:4:2.
About 00:01:50 · Speaker proposal
Because of tolerance for leveraged volatility, the speaker now prefers the higher-cash 4:3:3 or 4:2:4 for many investors.
About 00:03:35 · Limits and verification
Annual rebalancing, monthly rotation, and a NT$40,000 reserve are video rules, not a guaranteed-return method.
Related Topics
4:4:2 allocation, 4:3:3 allocation, 4:2:4 allocation, 00670L, annual rebalancing, mortgage borrowing
This page was prepared with AI from selected portions of the video's audio to help readers understand the main topics. It may omit secondary material or contain transcription errors; the original video remains authoritative.
