[Regular fixed amount or single purchase]

[Regular fixed amount or single purchase] Date of writing: July 28, 2018

Many investment friends will ask which one is better, [regular fixed quota] or [single purchase]?

I suggest that for investors in Taiwan who don’t have much money, it would be better to buy “Franklin High-Tech Fund” than to buy SPY and QQQ directly with an entrustment. "Franklin High-Tech Fund" performs better than QQQ and is a long-term stable fund.

Usually in a bull market, the sooner funds enter the market, the better. Now the United States is a bull market, so it should be bought in a single transaction. The sooner funds enter the market, the better. The characteristic of the long market is that the stock price will get higher and higher. (As for why it is judged that it is a bull market now, it requires real effort. To put it simply, the U.S. economy continues to grow, the Internet business model has just begun, corporate profits continue to accelerate, and the U.S. reduces tax rates. These are all good for the U.S. market).

The purpose of buying in batches is to buy in batches in a falling market. You don't know when the bottom will be. When it is relatively low, you should take advantage of the dips in batches. Therefore, in the falling short market, it is the time to buy regular fixed quotas, regular fixed quotas, or irregular fixed quotas. If you buy in batches in a long market, you will buy higher and higher. When the market reverses, you will be hurt.

In a long market, the sooner you enter the market, the better, and you should not trade in batches. Although a single purchase will be volatile in the short term of one or two months, it will still make money in three months to more than half a year.