
Thank you for your guidance. I was thinking that the annual stock-bond rebalancing in books and so-called financial internet celebrities is also a timing operation. The problem is that the short-term market cannot be accurately predicted! What's more, the liabilities of the United States and the borrowings of American companies are not used to develop the economy, so why not invest in American companies that are struggling for the economy? It is also wrong to invest in other countries. Many companies in leading emerging countries are no longer making money? Will it still grow in the long term? Will the Internet bubble of 2000 happen again in the future? The question is if the layout is long-term


I don’t recommend starting a business again. If you want to start a business, don’t leave your job. Unless you want to create something that does not exist on earth today and want to provide the greatest welfare to mankind, such a business only makes sense. I often say that if you want to open a coffee shop, I will ask you, "What is the purpose of your coffee shop?" If you open a coffee shop that is very successful, do you want to become a company like Starbucks? If so, then you should invest your money in Starbucks. Human beings in the world do not need two companies with the same success.

![Chapter 82 [Sharing relatives’ LINE to cheat and play futures] Chapter 82 [Sharing relatives’ LINE to cheat and play futures]](/_next/image?url=%2Fimages%2Fblog%2Fjames-history-and-today%2Fen%2Fjames-history-and-today-0088-cover.png&w=3840&q=75)
James’ Origin and Today】Chapter 82 - [Sharing Relatives LINE Scams and Playing Futures] (11/14/2023) Hello James: Since I listened to your concept, I quickly decided to invest in 00662. My child is currently over three years old, and he also invested all his money in 00662. I also shared this concept with my mother, but I thought she was unlikely to listen to me, so I simply mentioned it to her and then sent her the video link.

![Chapter 81 [Letter from students asking questions] Chapter 81 [Letter from students asking questions]](/_next/image?url=%2Fimages%2Fblog%2Fjames-history-and-today%2Fen%2Fjames-history-and-today-0087-cover.png&w=3840&q=75)
"Hi James, thank you for your reply. \"That is assuming that you happened to buy at the highest point in 2007. If you buy at the lowest point in 2009, the annualized return can reach 20%. The annualized return depends on your fate! Investors in 2007, the end of 2021 and the beginning of 2022 are a little worse. Those who start investing at the end of 2009 and now will have a better life. One fate, two luck, and three themselves." This sentence is really well written, do you think 2023


The US dollar has become the world's reserve currency because of its historical background, but it is also backed by its actual economic strength. Why do other countries need to hold U.S. dollars, or why does one country need to hold another country's currency? The main reason is that you have trade relations with this country. But assuming you have trade with 100 countries, you don't want to hold the currencies of so many countries. That is very difficult to manage, so you may concentrate on the currencies of only a few of your main trading countries. But there is


Today a friend mentioned how he was preparing to retire and how to best arrange it: The teacher used this case to illustrate how to manage money wisely and retire richly. Hello, James: Since I heard about your Clubhouse investment property at the end of 2021, I will definitely listen to it every Saturday morning when I have time. At the beginning of 2022, I gradually converted the bonds I bought before to QQQ, and the purchase price ranged from $394 to $265.
