CLEC Investment & WealthCLEC Investment & Wealth Database
CLEC Investment & WealthCLEC Investment & Wealth Database
Homepage
Important Materials
Presentations
2023
2023-2024 Files
The Truth About Insurance: Buying Insurance Is Always a Loss. The More Insurance You Buy, the Poorer You Become! Do Not Buy Insurance: Casual Investment Talk, CLEC Investment Channel, Post Date: December 02, 202000049 Short: Questions from Taiwanese investors: Are 00662's internal expenses a problem? Tax issues with sub-brokerage and overseas brokers. CLEC Investment and Finance Channel, September 29, 2023November 27, 2023 Recalculation: The Very Different Fates of Buying and Renting After Thirty Years, Second Edition00004 Special Topic: Systemic Risks You Must Know About Securities-Backed Lending! Know the Risks; Understand the Risks; Control the Risks!2x and 3x LeverageBeta CalculationDo Not Open an Account with an Overseas Broker; Do Not Use Sub-BrokerageCan I Contribute to a Traditional IRA After Maxing Out My 401(k)?If You Still Have to Ask About Asset Allocation for Stock Pledging, You Should Not Pledge or You Could Go Bankrupt!My U.S. Brokerage Is Charles SchwabWhy We Recommend Investing in the Nasdaq-100 Index Fund Instead of the S&P 500Cash is like air: it may not generate profit, but it can keep you alive! Rev 1.1Which account is more tax-efficient for cash in money market funds and leveraged funds?Smart Rebalancing MethodQuestions About Asset AllocationThere Must Be a Limit to Human PessimismSimple Investing Method: Buy a Home or Rent and InvestSafe Asset Allocation for Retirees With No Income Who Use Pledged Stock Loans and Have Already Borrowed a Large Amount! rev. 2.0Asset Allocation When You Have Pledged Stock, Whether Retired or Not, and Whether You Borrow for Expenses or NotLeveraged Funds, Cash, and QQQ/SPY Portfolios: Risk and Return monte_carlo_sim_cagrUnited States and Taiwan: Retirement Asset Allocation for Living by Withdrawing From Assets, Without Pledging, Across Different Funding Levels!Who Can Use Stock Pledging, Who Can Use Leveraged Funds, and Understanding Their RisksWho Can Use Stock Pledging and Leveraged Funds: Understanding the Risks, rev 1.0Asset Allocation Article Information SummaryIf Your Funds Are Not Enough, You Have Not Started Pledging, You Have Not Watched the Videos Carefully, and You Have Not Studied the Excel File, Do Not Ask Pledging Questions!Stock-Collateral Loan Questions: Reply rev 1.0Asset Allocation for People Still Some Time Away from Retirement rev1.0Asset Allocation for People Still Some Time Away from Retirement rev2.000662 and QQQ Performance Question
2024
2025
2025 Files
2026
2026 Files
Hundred-Million Investment Life Lecture
X (Twitter)
Presentations2023-2024 Files

Smart Rebalancing Method

Smart Rebalancing Method

Smart Rebalancing Method cover
Number: P-036
Published: Not specified
Pages: 2
Source filename: 【聰明再平衡法：】 .pdf
Original PDF: Open PDF

Related Materials

  • Previous presentation: Which account is more tax-efficient for cash in money market funds and leveraged funds?
  • Next presentation: Questions About Asset Allocation

Document Text

In an up year, move 30% (or 50%) of that year's gain from the 2x leveraged fund into a money market fund or short-term bond fund. Unless you are relatively conservative, using 30% for smart rebalancing should produce somewhat better long-term performance.

In a down year, move an amount equal to 2% of the original total investment assets, including the unlevered fund, leveraged fund, and money market or short-term Treasury fund, from the money market or short-term Treasury fund into the 2x leveraged fund.

If your initial asset allocation is 10,000,000, then 2% is 200,000. Whether your assets later become 5,000,000 or 30,000,000, smart rebalancing still uses 200,000.

Definition of an up year: the QQQ (00662) price on December 31, 2024 is higher than the price on January 1, 2024. On the first market-opening day of 2025, move 30% (or 50%) of the 2024 appreciation in 00670L into 00864B. Moving 30% will gradually increase volatility; moving 50% keeps volatility roughly unchanged.

Disclaimer

Definition of a down year: the QQQ (00662) price on December 31, 2024 is lower than the price on January 1, 2024. Sell 200,000 of 00864B and use it to buy 200,000 of 00670L.

Disclaimer

All emails, video content, and replies are for reference only. I am not a professional investment adviser or tax professional. All information is only personal experience sharing. Invest carefully, and take responsibility for every investment decision and action yourself.

Draft: James.

Which account is more tax-efficient for cash in money market funds and leveraged funds?

Which account is more tax-efficient for cash in money market funds and leveraged funds?

Questions About Asset Allocation

Questions About Asset Allocation

Table of Contents

Related MaterialsDocument Text