FB Posts
Buying Funds in Taiwan: Bank Fund Fees of 2%-3% Are Very Expensive, Plus Annual Custody Fees
The post lists preferred fund-buying channels in Taiwan, including Franklin Templeton and FundRich, to reduce transaction fees.
FB Posts
Facebook Reader Question: Why Do We Only Recommend U.S. Index Funds, Not Global Indexes or Emerging Markets?
The reply argues that U.S. index funds such as QQQ and SPY have stronger long-term returns and recovery ability than emerging markets and commodities.
FB Posts
Student Comment: How Much Emergency Reserve Is Needed? Is the Market Distorted?
The reply distinguishes emergency cash for workers and retirees, and argues that investment is about future company growth, not current economic headlines.
FB Posts
Student Comment: If Recent Annual Returns Are 20%, Is Buy-Only Better? If Returns Are 7%, Should We Sell Before a Crash and Buy Back?
The reply explains why the strategy is not to predict when to sell, but to keep emergency cash, invest the rest, hold long term, and sell only when needed.
FB Posts
Student Comment: Why Do We Not Avoid Bubble Risk? Will Inflation Make Our Retirement Money Insufficient?
The reply argues that repeated attempts to avoid bubbles can cost more than buying and holding through a bear market.
FB Posts
Student Comment: Is Buy and Hold the Same as Taiwan-Style Dividend Stock Saving?
The reply compares buy-and-hold index investing with Taiwan-style dividend stock saving and argues index funds have better long-term total return.