
Today a friend mentioned how he was preparing to retire and how to best arrange it: The teacher used this case to illustrate how to manage money wisely and retire richly. Hello, James: Since I heard about your Clubhouse investment property at the end of 2021, I will definitely listen to it every Saturday morning when I have time. At the beginning of 2022, I gradually converted the bonds I bought before to QQQ, and the purchase price ranged from $394 to $265.

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We recommend that everyone must keep a living reserve. When we retain a living reserve, some active investors think that this will reduce the investment position. In order to increase the investment position, they can consider investing a small amount of funds in twice-leveraged funds. * However, it is clearly stated at the outset that "it is not recommended that you invest in leveraged funds." Index funds with twice the leverage will fall quickly and violently. Triple leverage funds prohibit all investors from investing. * QQQ fell 37.78 in 2022

![Chapter 77 [Walking slowly on a long road - letter sharing part 2] Chapter 77 [Walking slowly on a long road - letter sharing part 2]](/_next/image?url=%2Fimages%2Fblog%2Fjames-history-and-today%2Fen%2Fjames-history-and-today-0083-cover.png&w=3840&q=75)
Hello, Mr. James: In this issue, some friends have asked questions about individual stocks, such as whether stocks of a certain concept can be bought, and whether those stocks will have the opportunity to rise sharply in the future. In my opinion, it may be that QQQ has started to correct after bottoming out, and everyone is more or less impatient (cannot bear loneliness, want to recover floating losses or want to make money faster). These psychological emotions are taboos when investing in the stock market. Let me first talk about my experience in the stock market. I entered A shares in 2017

![Chapter 76 [Walking slowly on a long road - letter sharing part one] Chapter 76 [Walking slowly on a long road - letter sharing part one]](/_next/image?url=%2Fimages%2Fblog%2Fjames-history-and-today%2Fen%2Fjames-history-and-today-0082-cover.png&w=3840&q=75)
Hello, Mr. James: In this issue, some friends have asked questions about individual stocks, such as whether stocks of a certain concept can be bought, and whether those stocks will have the opportunity to rise sharply in the future. In my opinion, it may be that QQQ has started to correct after bottoming out, and everyone is more or less impatient (cannot bear loneliness, want to recover floating losses or want to make money faster). These psychological emotions are taboos when investing in the stock market. Let me first talk about my experience in the stock market. I entered the A-share market in 2017.

![Chapter 75 [Investment Questions and Answers Part 2] Chapter 75 [Investment Questions and Answers Part 2]](/_next/image?url=%2Fimages%2Fblog%2Fjames-history-and-today%2Fen%2Fjames-history-and-today-0081-cover.png&w=3840&q=75)
8. I heard that in the latest issue, the teacher mentioned cycles, because I don’t know when to judge when it is an opportunity and when it is a risk. In addition to my previous experience, the judgment of the previous day is different from the opening trend of the day. That is, the judgment can be wrong, so I dare not judge the stock market trend any more. Can I win the world by buying 00662 and not selling it? Or is it better to learn the cycle? In fact, it seems that I only know how to buy when I have the money and not sell until I die. Teacher, you often talk about this in your videos.

![Chapter 74 [Investment Q&A Part 1] Chapter 74 [Investment Q&A Part 1]](/_next/image?url=%2Fimages%2Fblog%2Fjames-history-and-today%2Fen%2Fjames-history-and-today-0080-cover.png&w=3840&q=75)
[James’ Origin and Today] Chapter 74 - [Investment Q&A Part 1] (10/16/2023) Hi James, hello, I am a new friend. When I was having dinner with my friends this Lunar New Year, I heard a friend introduce your video. I couldn’t stop watching it. Many of your ideas repeatedly impacted my original thoughts. I really benefited a lot from watching it. I regret that I didn’t get to know you earlier and start learning investment earlier. I started watching it from the first episode
