![Chapter 42 [The Market is the Best Teacher!] Chapter 42 [The Market is the Best Teacher!]](/_next/image?url=%2Fimages%2Fblog%2Fjames-history-and-today%2Fen%2Fjames-history-and-today-0048-cover.png&w=3840&q=75)
In the investment market, there are a lot of people who will predict the market, there are a lot of well-meaning people who will tell you that now the market is going to fall again, it will continue to fall, it will fall to the floor, and then there will be the basement, and there will be 18 floors underground. How panicked you are! But usually the louder that sounds, the closer the market is to the bottom (but, remember, we don't predict the market). After the market has fallen sharply, even Buffett began to say that the value of the US market has emerged, Buffett has begun to buy,

![Chapter 41 [There is no master in the stock market, there is no standard answer to your question!] Chapter 41 [There is no master in the stock market, there is no standard answer to your question!]](/_next/image?url=%2Fimages%2Fblog%2Fjames-history-and-today%2Fen%2Fjames-history-and-today-0047-cover.png&w=3840&q=75)
Sometimes investors will listen to some investment advice and ask some investment questions, and many friends on the Internet are very enthusiastic. Whether the operation is good or bad, ask yourself why you believe the operation that the person said. If you believe it, whether the operation is good or bad, you should bear it yourself, because believing the advice of others is also you. If you don't believe it, then you should not follow his advice, which does not exist for you, so there is no such thing as good or bad advice. The average person will

![Chapter 40 [The best operation of investment is not to operate] Chapter 40 [The best operation of investment is not to operate]](/_next/image?url=%2Fimages%2Fblog%2Fjames-history-and-today%2Fen%2Fjames-history-and-today-0046-cover.png&w=3840&q=75)
The best strategy for investing is to buy index funds with money, hold them for a long time, and kill them. This is the best operation. Of course, many investors will want to use the operation to make more money, and they may actually make money, but we have to distinguish the difference between ROI (return on investment) and ROE (return on assets). For example, an option that invests $2000, earns $500, and ROI is 25%, but if a million dollars is retained in cash, the ROI is only

![Chapter 39 [Taking Care of Mother's Daily Life] Chapter 39 [Taking Care of Mother's Daily Life]](/_next/image?url=%2Fimages%2Fblog%2Fjames-history-and-today%2Fen%2Fjames-history-and-today-0045-cover.png&w=3840&q=75)
Since caring for my mother for two or three years, from hard care to happy companionship! Everyone is trying to take care of it, very hard, anger is a day, happiness is also a day. Mom is really old, mentally weak, and needs companionship. This care has changed her mindset from caregiver to companionship, and she feels that being able to accompany her mother is a blessing (every day is the mood of her last day as a companion). Mom doesn't like sports right now, so I use her to watch TV, lead her, accompany her

![Chapter 38 [Index Investing Is Simple, But Not Easy!] Chapter 38 [Index Investing Is Simple, But Not Easy!]](/_next/image?url=%2Fimages%2Fblog%2Fjames-history-and-today%2Fen%2Fjames-history-and-today-0044-cover.png&w=3840&q=75)
The simple thing: buy with money, hold for a long time, kill without selling (never leave the market). It's not easy: It's hard to go through 20, 40 years without moving like a mountain. Long-term index investing is easy, but not the easiest. Operator, looking at the wind is rain, buying and selling is easy. But it is not sustainable and stable long-term profits, or it is not a way for ordinary people to invest without doing anything. Operation is neither easy nor straightforward. Investors, not

![Chapter 37 [The Market Is Always Rising] Chapter 37 [The Market Is Always Rising]](/_next/image?url=%2Fimages%2Fblog%2Fjames-history-and-today%2Fen%2Fjames-history-and-today-0043-cover.png&w=3840&q=75)
The market decline is temporary, the long-term market is always up, and investing in US index funds will have high returns in the long run. When the market panics the most, try to calm down, “The market panics and I'm greedy." Therefore, when the market falls, we must bravely hold index funds, and even have money to buy more at low prices. Index funds are the overall US market, the entire United States, the United States of America that has continued to innovate for a long time, and the United States that is a fair and fair open market. In the long run, it will only rise. In the past 100 years, in the past 200 years,
