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Date of writing: August 09, 2018 That’s right! The most difficult thing about investing is that when you first buy, the market is volatile and investors are nervous! Because investors are not used to market fluctuations, and because many analysts and news in the market are talking about how scary the market is! It scared everyone to buy and sell! Sell ​​and buy again, buy at the high point and kill at the low point. The market will always be volatile, so investors must be able to accept shocks and ignore them. Just remember that the market is very good for investors in the long run.

[How to teach young people to save] - A friend shared with me his experience in teaching his children to invest and manage money. The full text is as follows: My daughter had just turned 27 that year and was a very smart and independent girl. After graduating from college, I made a living independently in Irvine, Califorina. I just graduated with a small salary, but I know how to enjoy various activities of young people, such as watching movies, finding good restaurants to eat, attending friends’ parties, listening to concerts, and going to football games.

[Financial Management Sharing Forum] - If a young person regularly invests NT$3,000 every month, how much money will he have after forty years? Date of writing: August 03, 2018 As long as you regularly invest NT$3,000 in "Franklin Technology Fund" or "Franklin Growth Fund" every month, you will get a long-term annualized return of 10%. Forty years from now there will be $15 million. If you invest more, your future capital will be larger. I am attaching the long term US SP5

[How much money can you never use up?] - YouTube Writing date: July 30, 2018 Can you quit your job and retire? Can you start living your retirement life with your current money? How much money can you never use up? The key to retirement is that money can never be spent, and it has nothing to do with your age! Please watch YouTube for detailed explanation: Do you have enough money for retirement? [https://www.youtube.com/wat

[Financial Management Sharing Forum] - A student asked: SPY has risen a lot now... Is it worth buying? Date of writing: July 30, 2018 People who are investing in the US index (ETF) SPY now know how to calculate the value of SPY. If you buy it now for $280, what is the expected annual return? First of all, we need to know how much dividends SPY pays every year and what is the annual dividend growth rate. The past four seasons (Q3 ~Q4

Date written: July 29, 2018 Insurance won’t make you rich. Would you like to get rich by buying fire insurance or car insurance? Insurance is insurance, not investment! If you want to invest, just buy index funds. In fact, most of other investment-type insurance policies are selling people off like sheep, so don’t be fooled! Many insurance and annuity sellers only emphasize how much you can return in the end, how much you get back, and how much you pay out, without emphasizing whether you need it. Many people only hear that they can get back 20,000 yuan a year