![[Regular fixed amount or single purchase] [Regular fixed amount or single purchase]](/_next/image?url=%2Fimages%2Fblog%2Ffb-posts%2Fen%2Ffb-post-0027-cover.png&w=3840&q=75)
[Periodic fixed quota or single purchase] Date of writing: July 28, 2018 Many investment friends will ask which one is better, [periodic fixed quota] or [single purchase]? I suggest that for investors in Taiwan with limited funds, it is better to buy "Franklin High-Tech Fund" than to buy SPY and QQQ directly with an entrustment. "Franklin High-Tech Fund" performs better than QQQ and is a long-term stable fund. Usually in a long market, the sooner funds enter the market, the better.


【The "poor" disease! 】- Writing date: July 26, 2018 There are many diseases in the world, most of which can be cured medically, but there is one disease that few people pay attention to and care about. They may not even know that it is a disease, which is "poverty's disease"! "Poverty" is a disease because it can cause many side effects and pains. Some people have lost their families and lives because of it! So it is a serious disease that cannot be ignored! The "poverty disease" in the past was caused by insufficient production, which caused many people to starve.


[Forex is not a good investment! 】- Writing date: July 25, 2018 Our recent strong US dollar, the US dollar has been so strong recently, and few people really know it in advance. In fact, exchange rate prediction is not that simple. Many banks or financial institutions in Taiwan recommend investors to invest in foreign exchange and buy Australian dollars and euros. If you don't live in Australia, why do you need Australian dollars? If you want to make exchange difference, it is better to buy American index funds and earn more. The exchange rate only fluctuates by 3% to 5% every year. According to the U.S.

![[Successful examples of young people investing with outstanding performance over the past 5 years] [Successful examples of young people investing with outstanding performance over the past 5 years]](/_next/image?url=%2Fimages%2Fblog%2Ffb-posts%2Fen%2Ffb-post-0025-cover.png&w=3840&q=75)
At the end of 2014, a friend once wrote to me "How to teach young people to invest." Mention how he encouraged his daughter to save money and develop long-term investment concepts. Time flies so fast, and now he tells me that the past few years have proven that the correct investment method is effective investment! I believe that if you manage your finances with the concept of long-term investment, you can get rich in the future! The following is the full text of his letter: My daughter started investing in her investment account. In addition to a fixed monthly deposit of $200 in the first year, from 2014 to 20

![[Are you optimistic about the United States in the long term?] [Are you optimistic about the United States in the long term?]](/_next/image?url=%2Fimages%2Fblog%2Ffb-posts%2Fen%2Ffb-post-0023-cover.png&w=3840&q=75)
[Are you bullish on the United States in the long term?] - Date of writing: July 24, 2018 Please watch the following YouTube first: [ https://youtu.be/2_lZnp21yUE](https://youtu.be/2_lZnp21yUE?fbclid=IwZXh0bgNhZW0CMTAAYnJpZBExQTlTY1JUekpiV3BPR2lQ


[Wealth is a gift, happiness is a human right. 】 - Date of writing: July 23, 2018 I use my experience as someone who retired early for your reference! This is my personal verification that Buffett's suggestion of investing only in U.S. index funds is still the easiest to implement and the success rate is guaranteed. There are hundreds of ways to invest. Investing in US index funds is a proven and successful way. You can have different investment methods (if they have been proven successful for 20 or 30 years.) Buying the US Index
