00611
Cash flow first saves lives: Rules for the number of years to live in a house for retirement, sell when you need to
Short
Cash flow first saves lives: Rules for the number of years to live in a house for retirement, sell when you need to
A family approaching ages 65–70 reports an old townhouse, a vacant commercial building, a newer Hualien home, NT$140,000 monthly income, NT$170,000–$200,000 outflow, and about NT$3 million cash.
5:02
00610
Individual stock conversion and tax decisions: Why AAPL is not as stable as QQQ in the long term
Short
Individual stock conversion and tax decisions: Why AAPL is not as stable as QQQ in the long term
Using a hypothetical US$5 million Apple position, the video discusses capital-gains tax on an ETF switch and the speaker's preference for QQQ over SPY; every rate needs verification.
3:32
00610
Long-term low returns are the biggest risk
Short
Long-term low returns are the biggest risk
The speaker calls low long-term returns a risk, cites unsourced 25% QQQ and 12% SPY annualized figures, and extends the argument to cash, retirement accounts, and yearly rebalancing.
4:06
00610
Investment allocation and life choices: listen to your heart and move towards a happy future
Short
Investment allocation and life choices: listen to your heart and move towards a happy future
The video treats 5:2:3 and 5:1:4 allocations as workable if they support calm, consistent investing, then applies the same idea to career choices, happiness, and personal growth.
3:02
00610
Missing and Relieving: Wisdom from Family Relationship to Investment
Short
Missing and Relieving: Wisdom from Family Relationship to Investment
The video links grief after a parent’s death with investment planning for two daughters, NT$9 million of capital, a NT$7 million home loan, and allocations using 00662, 00670L, and 00865B.
3:52
00609
Read books to get in shape and stay away from ineffective social interactions: investing in yourself is the most cost-effective long-term solution
Short
Read books to get in shape and stay away from ineffective social interactions: investing in yourself is the most cost-effective long-term solution
A reader responds to criticism by changing environments and reading biographies and major works, prompting a discussion of low-value socializing, attention, and long-term learning.
2:56
00609
Surrender the insurance and switch to QQQ: US$3,667 per year, how much can it be rolled over in 30 years?
Short
Surrender the insurance and switch to QQQ: US$3,667 per year, how much can it be rolled over in 30 years?
A 55-year-old considers stopping two life-insurance and annuity arrangements, redirecting US$3,667 yearly to QQQ, and modeling thirty years at 15% and 18%.
3:53
00609
Surrender to 70_30 instead: Redeem first, then get on board, don’t rush to talk about leverage
Short
Surrender to 70_30 instead: Redeem first, then get on board, don’t rush to talk about leverage
A Taiwan beautician with five savings-insurance policies worth over NT$7 million asks about surrendering them, using a 70/30 fund mix, and postponing leverage.
4:02
00609
From real estate to liquid capital: inspiration from 4.16 million investable assets
Short
From real estate to liquid capital: inspiration from 4.16 million investable assets
A 39-year-old single worker owns two homes worth about NT$21.63 million but has roughly NT$4.16 million in liquid investable assets, prompting 433 and 424 comparisons.
3:44
00608
Steady Yet Flexible: The Nasdaq-100 and the Power of Solitude for Salaried Workers
Short
Steady Yet Flexible: The Nasdaq-100 and the Power of Solitude for Salaried Workers
A 52-year-old salaried worker in China describes four years of recurring Nasdaq-index investing, then asks how solitude, workplace interaction, and family priorities can coexist.
3:47
00608
Flexible Mortgages, Asset Allocation, and Trust Oversight for Single Retirees
Short
Flexible Mortgages, Asset Allocation, and Trust Oversight for Single Retirees
For an older single retiree without children, the video covers consolidating scattered holdings, a 613 allocation, revolving home-equity credit, and supervision of a bank trust.
4:22
00608
613 vs 433: What do 1 and 3 represent? Young people use 433 and only use Roth for leverage.
Short
613 vs 433: What do 1 and 3 represent? Young people use 433 and only use Roth for leverage.
The video defines 613 as 60% QQQ, 10% QLD, and 30% cash or very short bills, then compares 433 and discusses FTEC, Roth placement, collateral, and adult children.
6:35