00564
A New Car at No Net Cost While Assets Grow: The 433 Allocation and Securities-Backed Borrowing
Short
A New Car at No Net Cost While Assets Grow: The 433 Allocation and Securities-Backed Borrowing
A case combines NT$500,000 cash, a NT$600,000 personal loan, and NT$1.4 million invested to model a 4-3-3 portfolio and car financing. All tax, return, and safety claims are case assumptions.
3:36
00564
Tax-free strategy × asset allocation: borrow money to buy 00662, sell US stocks to live a life
Short
Tax-free strategy × asset allocation: borrow money to buy 00662, sell US stocks to live a life
A Taiwan-based writer spends about NT$30,000 monthly and may borrow NT$500,000; the video proposes buying 00662 and selling U.S. stocks for expenses. All tax, return, and safety claims are case assumptions.
3:42
00563
Diet is not a religion, health is not torture: find a lifestyle that you can stick to for a lifetime
Short
Diet is not a religion, health is not torture: find a lifestyle that you can stick to for a lifetime
A learner reports improved lab results through diet, while the speaker describes long-term medication, lower carbohydrate intake, testing, and medical supervision. The rules and projections remain case-specific.
4:22
00563
Stepping Out of the Market Briefly for Long-Term Goals: Flexible Mortgages and Asset Rebalancing
Short
Stepping Out of the Market Briefly for Long-Term Goals: Flexible Mortgages and Asset Rebalancing
A 36-year-old considers replacing a 2.5% amortizing mortgage with a 3.4% interest-only facility, requiring two weeks out of the market. The rules and projections remain case-specific.
3:39
00563
Legal early withdrawal: smart use of SEPP_72t and Rule55
Short
Legal early withdrawal: smart use of SEPP_72t and Rule55
The video outlines SEPP 72(t) and the Rule of 55 for retirement-account withdrawals before age 59½, including account and duration limits. The rules and projections remain case-specific.
3:57
00563
Legal tax-saving balance: smart application of individual stock tax burden and 4_3_3 asset allocation
Short
Legal tax-saving balance: smart application of individual stock tax burden and 4_3_3 asset allocation
Children received $550,000 from a home sale; the video covers staged stock sales, capital-gains tax, PAL borrowing for taxes, and a 4-3-3 allocation. All tax, return, and safety claims are case assumptions.
4:53
00562
The student period is not a training ground for speculation: stand firm first, and then talk about flying further
Short
The student period is not a training ground for speculation: stand firm first, and then talk about flying further
A college sophomore holds two lots of 00662 after losses in short-term stocks; the video postpones 00670L and prioritizes experience. The rules and projections remain case-specific.
4:25
00562
It’s not a matter of trusting everything, but a correct concept: How should the petty bourgeoisie plan for generational inheritance?
Short
It’s not a matter of trusting everything, but a correct concept: How should the petty bourgeoisie plan for generational inheritance?
The video asks whether modest households need trusts, mentioning beneficiaries and TOD deeds alongside cases involving complex families or minors. The rules and projections remain case-specific.
3:38
00562
Early Retirement Is Possible: The Right Accounts and Allocation Can Make a 3 Million Retirement Fund Last 15 Years
Short
Early Retirement Is Possible: The Right Accounts and Allocation Can Make a 3 Million Retirement Fund Last 15 Years
A couple aged 49 and 46 plans a 2026 retirement with about $3.3 million and $60,000 yearly spending, using a 60/40 model and 72(t). The rules and projections remain case-specific.
4:08
00562
Leaving the rat cage is a confession of financial freedom in life
Short
Leaving the rat cage is a confession of financial freedom in life
A 46-year-old manager with 22 years of service, over NT$17 million, and more than 50 times annual spending weighs leaving early. The rules and projections remain case-specific.
3:58
00561
Switch accounts and put them in the right place: A 43-year-old working mother’s QLD and IRA restructuring plan
Short
Switch accounts and put them in the right place: A 43-year-old working mother’s QLD and IRA restructuring plan
A 43-year-old working mother inventories her Traditional 401(k), Traditional IRA, Roth IRA, QLD, and cash. The video proposes retaining the IRA, staged Roth conversions, and placing growth assets in Roth.
3:29
00561
Securities-Backed Lending as a Wealth-Building Tool: Patience Makes the Difference
Short
Securities-Backed Lending as a Wealth-Building Tool: Patience Makes the Difference
A $1 million portfolio case uses 2% annual pledged borrowing at 2% interest to discuss cash flow and rolled-up interest. The rules and projections remain case-specific.
3:35