00558
Not to help him buy, but to teach him to buy: QLD investment and financial success for children
Short
Not to help him buy, but to teach him to buy: QLD investment and financial success for children
A mother asks whether a $350,000 Roth IRA can be entirely invested in QLD. The speaker limits QLD to 20%, or $70,000, uses QQQ or QQQM for the rest, and emphasizes teaching the child.
3:19
00558
Borrowing Is Not the Problem—Using It Well Is: Three Principles of Securities-Backed Loans
Short
Borrowing Is Not the Problem—Using It Well Is: Three Principles of Securities-Backed Loans
Is securities-backed lending dangerous? Responding to a student, the speaker gives three rules: allocate assets first, keep annual borrowing below 2% of assets, and spend borrowed funds rather than reinvesting them.
3:37
00557
Fuzzy actuarial, clear direction: allocation of retirement funds does not require overcalculation
Short
Fuzzy actuarial, clear direction: allocation of retirement funds does not require overcalculation
A 50-year-old New Taipei resident plans to retire at 60 and invests about NT$1,500 daily in 00662. The video uses 30 times annual spending as the speaker's threshold for lump-sum versus monthly pension choices.
4:06
00557
Prepare your future food money first: An elder’s multi-million retirement asset allocation
Short
Prepare your future food money first: An elder’s multi-million retirement asset allocation
A 65-year-old retiree has NT$10 million and labor-insurance pension income but needs another NT$300,000 annually. The video reserves NT$4.5 million for 15 years, then allocates the remainder.
3:13
00557
Divide the money first, and it will be easier to handle later: a strategy for withdrawing 30 million retirement assets
Short
Divide the money first, and it will be easier to handle later: a strategy for withdrawing 30 million retirement assets
A 65-year-old with NT$30 million wants to withdraw NT$1 million annually for 15 years. The video sets aside NT$15 million in 00865B for spending and allocates the rest to 00662 and 00670L.
3:04
00557
Divide the money first, and it will be easier to handle later: a strategy for withdrawing 30 million retirement assets
Short
Divide the money first, and it will be easier to handle later: a strategy for withdrawing 30 million retirement assets
A 65-year-old single woman has about NT$90 million across several countries and NT$20 million in loans, plus insurance and pledged borrowing. The video separates Taiwan and offshore cash, growth, and leverage.
7:40
00556
From Losses to Conviction: A Mother's Restart with 513100
Short
From Losses to Conviction: A Mother's Restart with 513100
After losses in Chinese concept stocks, a mainland Chinese mother rebuilds with 60% in 513100 and 40% cash. The video covers a move to 70/30, annual rebalancing, and retirement cash.
3:18
00556
From a Narrow Worldview to the Wider World: Escape the Scarcity Mindset and Build a Truly Free Life
Short
From a Narrow Worldview to the Wider World: Escape the Scarcity Mindset and Build a Truly Free Life
Starting with a nearly 50-year-old relative who rejects reading and index investing, the video discusses knowledge gaps, guilt around spending, empty socializing, and personal choice. Its cultural claims are opinions.
4:18
00556
From a Narrow Worldview to the Wider World: Escape the Scarcity Mindset and Build a Truly Free Life
Short
From a Narrow Worldview to the Wider World: Escape the Scarcity Mindset and Build a Truly Free Life
A savings policy begun in 1995 is compared using 20 years of premiums, scheduled payouts, and an estimated 0.54% internal return. The video's 40-year outcomes depend on a fixed 12% return assumption.
4:19
00556
Stable feet support a free home: Learn the true asset allocation mentality from the fluctuations of 00864B
Short
Stable feet support a free home: Learn the true asset allocation mentality from the fluctuations of 00864B
A learner became anxious after a loss of more than NT$400,000 in 00864B. The video explains that short-duration and money-market holdings still face currency effects and should be viewed within the full allocation.
3:42
00555
From U.S. Stocks to Hong Kong Stocks: A Mainland Student Rethinks Cross-Border Asset Allocation
Short
From U.S. Stocks to Hong Kong Stocks: A Mainland Student Rethinks Cross-Border Asset Allocation
A mainland Chinese student describes allocating 2.85 million and opening an HSBC securities-backed credit line. The video covers QQQ, Hong Kong Nasdaq ETFs, U.S. estate tax, and a 2% borrowing rule.
4:33
00555
Splitting Money Across Three Accounts: Diversification or Asking for Trouble?
Short
Splitting Money Across Three Accounts: Diversification or Asking for Trouble?
A student separates mortgage proceeds, family education funds, and salary into three brokerage accounts. The speaker argues that account count does not diversify portfolio-level risk.
3:50