00548
Market Volatility Isn't Risk, It's a Mirror: Only the Right Mindset Gets You Through the Darkest Hour
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Market Volatility Isn't Risk, It's a Mirror: Only the Right Mindset Gets You Through the Darkest Hour
A writer reflects on switching between QLD and QQQ and the drawdowns of leverage. The video defines risk as being forced to sell and uses cash reserves and stress tests to discuss discipline.
3:56
00549
Is an Insurance Policy an Investment—or a Trap? One Mother's Real Turnaround
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Is an Insurance Policy an Investment—or a Trap? One Mother's Real Turnaround
A postal savings policy received NT$750,000 after NT$713,000 in premiums over 20 years. The video compares its stated internal return with a hypothetical 40-year investment in 00662.
4:54
00549
A Daughter's Master's Degree, a Father's Investments: From a Pegatron Job Interview to an Asset Allocation Strategy Using Inherited Property as Collateral
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A Daughter's Master's Degree, a Father's Investments: From a Pegatron Job Interview to an Asset Allocation Strategy Using Inherited Property as Collateral
The video covers a daughter's part-time master's degree and a father's NT$10 million loan against inherited property. The speaker rejects putting it all in long-duration bonds and compares three allocations.
6:24
00549
Life's Headwinds Push You in the Right Direction: From Workplace Bullying to a New Life in Index Investing
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Life's Headwinds Push You in the Right Direction: From Workplace Bullying to a New Life in Index Investing
A 34-year-old writer recounts workplace bullying, chasing market signals from 2019, exiting in 2024, and then losing about 30% after a leveraged reentry. The video stresses ending margin use.
4:17
00549
Don't Hold On to Overseas Real Estate: A Mother's Asset Overhaul and Steady Retirement Strategy
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Don't Hold On to Overseas Real Estate: A Mother's Asset Overhaul and Steady Retirement Strategy
A retired mother owns two Istanbul properties; one cost about NT$2.2 million and rents for NT$10,000–15,000 a month. The speaker favors selling and reallocating to 0056 and 00662.
3:46
00547
Borrow First, Then Invest: How Should You Plan Retirement at 60 with a HELOC and HXQ?
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Borrow First, Then Invest: How Should You Plan Retirement at 60 with a HELOC and HXQ?
A 60-year-old woman in Canada plans to retire in five years with a C$1.8 million mortgage-free home, a C$600,000 HELOC, two rentals, and C$700,000 available. The video discusses HXQ and 703.
6:12
00547
Withdrawing Is Rebalancing: The Practice and Mindset of Retirement Withdrawals
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Withdrawing Is Rebalancing: The Practice and Mindset of Retirement Withdrawals
The video explains retirement withdrawals under a 6:1:3 allocation and a 2% estimate: withdraw and rebalance annually, or take quarterly spending from money-market funds and rebalance yearly.
2:49
00547
Forget the Exchange Rate! The Core Mindset of Long-Term Index Fund Investing
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Forget the Exchange Rate! The Core Mindset of Long-Term Index Fund Investing
The writer earns and holds U.S. dollars and has 00662 and 00865B while preparing a 30% leveraged sleeve. The video compares buying QLD through sub-brokerage with converting for 00670L.
2:37
00546
High Dividends Aren't the Answer! The Right Asset Allocation Logic for a 90K Monthly Salary and 14 Million in Assets
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High Dividends Aren't the Answer! The Right Asset Allocation Logic for a 90K Monthly Salary and 14 Million in Assets
An employee earning about NT$90,000 per month has NT$14.11 million in assets and several dividend and leveraged ETFs but still feels cash pressure. The video reviews debt repayment and reallocation.
4:29
00546
Learn Beta Before You Buy QQQ! An Asset Allocation Primer for a Chinese Student
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Learn Beta Before You Buy QQQ! An Asset Allocation Primer for a Chinese Student
A 30-year-old student in mainland China has stable income, no mortgage, and a RMB300,000 loan but little cash. Before buying QQQ, the video explains 424, 433, 505, and beta.
4:22
00546
Which Account Are Your Assets In? Making the Most of Roth and Brokerage Transfer Strategies
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Which Account Are Your Assets In? Making the Most of Roth and Brokerage Transfer Strategies
The writer asks how to divide assets between a Roth IRA and brokerage account and whether QLD belongs in Roth while QQQ remains pledgeable in brokerage. The video discusses account roles.
3:02
00546
The Tax Code Isn't Fair or Unfair—It's About Whether You Understand It
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The Tax Code Isn't Fair or Unfair—It's About Whether You Understand It
Beginning with a comment about a typhoon night and reflections on taxation, the video connects financial education, cash flow, allocation, and the use of money to preserve time and choice.
3:22