
Investor Mindset (1): Finding Your Own Answers in a Changing Market
A concise discussion of investment mindset, market volatility, risk tolerance, the distinction between investors and speculators, position sizing, and maintaining a multi-decade perspective.

Investment Newsletter (1): December Edition
This December update reviews annual index performance, the role of dividends in total returns, and Franklin growth and technology funds versus the S&P 500 and QQQ across several periods.

[A mortgage of 720,000 a year is too painful! After selling the house, the annual expenses will be reduced to 2
A transcript-based guide to selling a home to reduce NT$720,000 annual mortgage costs, separating reported facts, assumptions, trade-offs, and practical limits; figures require case-specific verification.

Student Question: Can You Borrow to Invest for Retirement? (January 12, 2024)
Using a Taiwan-based learner's planned retirement, the video estimates spending capacity, an emergency reserve, target assets, and a possible housing loan.

A Young Person's Financial Dilemma
A young Taiwan-based listener asks about insurance costs, a U.S. brokerage account, 00662 and 00670L, emergency reserves, local index exposure, and risk capacity for leveraged positions.