![[Personal Finance Basics] - Is Your Retirement Money Enough? [Personal Finance Basics] - Is Your Retirement Money Enough?](/_next/image?url=%2Fimages%2Fblog%2Ffb-posts%2Fen%2Ffb-post-0021-cover.png&w=3840&q=75)
[Personal Finance Basics] - Is your retirement money enough? Think about how to face the retirement funds you may need if you live to 90 or 100. Many investing friends are interested in this question.

![[Investing Mindset] - Buying at the Takeoff Point! [Investing Mindset] - Buying at the Takeoff Point!](/_next/image?url=%2Fimages%2Fblog%2Ffb-posts%2Fen%2Ffb-post-0020-cover.png&w=3840&q=75)
Over the past few decades of investing, I cannot say my results were brilliant, but I did roughly beat the market. The performance looked decent, yet I missed many key opportunities to build wealth.

![[Investing Mindset] - So-Called Market Analysts: Can You Tell Who the Monkeys Are? [Investing Mindset] - So-Called Market Analysts: Can You Tell Who the Monkeys Are?](/_next/image?url=%2Fimages%2Fblog%2Ffb-posts%2Fen%2Ffb-post-0019-cover.png&w=3840&q=75)
[Investing Mindset] So-called market analysts: can you tell who the monkeys are? Warren Buffett once told a story about so-called market analysts. In a wager with 250 million people, each person flips a coin every morning and guesses heads or tails.

![[Investing Mindset] - In a Bull Market, Hold On Tight. The Right Way to Build Wealth Through Investing! [Investing Mindset] - In a Bull Market, Hold On Tight. The Right Way to Build Wealth Through Investing!](/_next/image?url=%2Fimages%2Fblog%2Ffb-posts%2Fen%2Ffb-post-0018-cover.png&w=3840&q=75)
If you can invest NT$10,000 every month in a U.S. index or Taiwan index at a 10% annual return, after twenty years you would have NT$7 million, adding NT$700,000 in investment returns each year. The longer you invest, the more you receive. After forty years, you would have NT$46 million.

![[Investment Philosophy] - Happy Economics (1) [Investment Philosophy] - Happy Economics (1)](/_next/image?url=%2Fimages%2Fblog%2Ffb-posts%2Fen%2Ffb-post-0017-cover.png&w=3840&q=75)
If you are so rich, why are you unhappy? "Okay, if you can't give me a raise, how about you take a pay cut for Jack?" A rich man is someone who makes a hundred dollars more a year than his brother-in-law. ─ American linguist and well-known journalist H. L. Mencken Suppose you are asked to choose to live in one of two imaginary worlds, and the prices in the two worlds are the same: # In the first world, you earn $50,000 a year, while others earn $25,000

![[Investment Philosophy (12)] - Judgment of the four seasons of the investment market [Investment Philosophy (12)] - Judgment of the four seasons of the investment market](/_next/image?url=%2Fimages%2Fblog%2Ffb-posts%2Fen%2Ffb-post-0016-cover.png&w=3840&q=75)
Common investors have a misunderstanding, that is, the stock market will rise only when the economy is good. If the economy is not good, the stock market will not rise, or it should not rise. It is because of this misunderstanding that people do not accept the fact that the market will rise psychologically, and use practical actions to resist the rise of the market, thus missing opportunities. The universe is huge and the market is huge. Investors can only survive if they humbly learn the operation of the universe, the alternation of the four seasons, and the cyclical laws of the market. If you accept the market and learn the cycle of the market, investing will become very simple and making money is inevitable.
