
Easily embark on the road to wealth, freedom, happiness and wealth
A commenter compares long-term U.S. index investing with running a company and shares personal views on startup costs, insurance, and financial products.

The risk of investment is very high. Don’t use your own imagination to blindly imitate the elephant. Otherwise, you will either be bankrupt or on the way to bankruptcy.
A writer asks about bond ETFs, reinvesting stock-backed loans, and 00670L. The speaker stresses historical testing, extreme-risk preparation, and a sample allocation.

Is it possible to predict the high and low points?
A writer asks whether moving averages can identify bear markets and guide selling and rebuying a leveraged fund. The speaker stresses the risk of being wrong.

Will the United States go into debt? What money should not be invested?
A writer worries that a U.S. debt default could undermine the resolve to hold QQQ, then asks about government finances and how to treat 300,000 that will not be needed for several years.

Investing in assets with a strong U.S. dollar should eliminate the need to worry about exchange rate risks
Using an NT$8 million purchase of 00864B as an example, a writer asks about U.S. dollar exchange-rate risk. The speaker distinguishes long-term dollar assets from short-term Taiwan-dollar needs.

Breaking the rule that hard work is not a virtue, it is enslavement
A commenter in the United Kingdom discusses labor, taxes, and investing. The speaker uses the message to explain his views on capitalism, work, service, frugality, and wealth.

You can still collect enough pension if you retire later
A couple in their fifties asks whether 160,000 in retirement accounts, US$2,000 in monthly contributions, and Social Security could support retirement in 15 to 20 years.

If you have any questions about our investment philosophy and investment suggestions, you can ask them. If I am within the scope of our suggestions, please do your own research.
A writer asks whether 00757 merits reconsideration and whether a high-dividend ETF could support retirement cash flow. The speaker explains why he does not recommend 00757 and warns about pledged-stock borrowing.

A young man from Hangzhou who retired at a very young age is really great
A writer compares keeping 5 million in reserves with investing through 513100. The speaker gives different case-specific options depending on income and retirement status.

Don’t believe the words of the outside financial industry, and don’t believe the devilish words of the financial media.
A viewer asks whether the speaker's “smart rebalancing” generally outperforms fixed rebalancing and whether leveraged funds explain the difference.

All in is the best buying strategy, most of the investment information outside is scammers
One viewer asks whether assets equal to 33 years of NT$800,000 annual spending can be invested entirely in 00662 for retirement; another asks about bonds and SPY.

No matter what investments you make, as long as your assets steadily increase in value and your cash flow is fine, you can retire.
A writer with property, SPY, QQQ, and dividend investments asks whether roughly US$3,500 in monthly passive income is enough to retire and stop adding leverage.