00181
The problem is not the length of life, but whether there are enough funds?
Short
The problem is not the length of life, but whether there are enough funds?
A writer in their seventies asks whether holdings of more than 70 units of 00662 and about 1.5 million in cash still require rebalancing.
2:53
00180
Asset allocation and rebalancing
Short
Asset allocation and rebalancing
A working investor asks how to buy and rebalance 00662, 00670L, and 00864B; the speaker describes monthly contributions and two year-end ratios.
2:55
00179
The emptiness of emptiness, nothing has anything to do with me, nothing has anything to do with others
Short
The emptiness of emptiness, nothing has anything to do with me, nothing has anything to do with others
A writer struggles with family differences over money and lifestyle; the speaker suggests replacing criticism with a visible example of wealth, freedom, and happiness.
5:18
00178
Can you invest at any age?
Short
Can you invest at any age?
A 57-year-old banana farmer describes past stock losses, insurance funds, plans to buy 00662, and proposed borrowing; the speaker discusses the risks.
4:52
00177
Are you worried that long-term investment in the Nasdaq 100 Index Fund will turn out to be nothing?
Short
Are you worried that long-term investment in the Nasdaq 100 Index Fund will turn out to be nothing?
A senior product manager describes family responsibilities, savings of about NT$5 million, and buying 00662, then asks about 15-to-20-year Nasdaq-100 returns.
5:15
00176
The best buying strategy is to buy immediately at the market price if you have money.
Short
The best buying strategy is to buy immediately at the market price if you have money.
Two comments address borrowing risk and missed purchases while waiting for a dip; the speaker favors risk controls and immediate market-price buying.
4:21
00175
You can do as many things as you have money, and those who don’t have enough money will not be able to retire safely.
Short
You can do as many things as you have money, and those who don’t have enough money will not be able to retire safely.
A retired writer asks how to allocate deposits, stocks, and a debt-free home; the speaker compares three cash-flow cases and annual-expense multiples.
4:42
00174
If you don’t have enough funds and haven’t started staking yet, don’t watch the video carefully or do research in Excel. Don’t ask about staking.
Short
If you don’t have enough funds and haven’t started staking yet, don’t watch the video carefully or do research in Excel. Don’t ask about staking.
The speaker says questions about pledged-asset borrowing should follow study of the risk videos and spreadsheet and focus on a real implementation issue.
4:02
![[If you don’t understand the risks of staking, you will go bankrupt]](https://cdn.clec168.com/video/short/00173.jpg "[If you don’t understand the risks of staking, you will go bankrupt]")
00173
[If you don’t understand the risks of staking, you will go bankrupt]
Short
[If you don’t understand the risks of staking, you will go bankrupt]
A writer with over NT$12 million in assets and an NT$5 million pledged loan asks about adding an NT$7 million mortgage and managing liquidation risk.
4:19
00172
High assets may not guarantee a secure retirement. Stable cash flow is a stable asset for retirement.
Short
High assets may not guarantee a secure retirement. Stable cash flow is a stable asset for retirement.
A writer in their fifties asks how to manage family assets and spending when household costs depend on uncertain portfolio and private-equity income.
3:26
00171
Those with stable and high income can make loans and pledges, and use stable and safe asset allocation.
Short
Those with stable and high income can make loans and pledges, and use stable and safe asset allocation.
A semiconductor employee asks about borrowing against a home to buy 00662; the speaker discusses allocation ideas and safeguards for pledged-asset borrowing.
3:25
00170
How to invest for retirement if you don’t have enough money
Short
How to invest for retirement if you don’t have enough money
A retiree provides home-loan, securities-loan, liquid-asset, and annual-expense figures. The speaker responds about borrowing risk and asset-based retirement examples.
5:27