00643
A big question before retirement: Simplify your investment portfolio
Short
A big question before retirement: Simplify your investment portfolio
A 50-year-old U.S. resident planning to retire in five to ten years examines the burden of nearly US$2 million across several accounts and three properties in Taiwan and the U.S.
7:51
00643
Investors’ dilemma: When is the “good time” to invest?
Short
Investors’ dilemma: When is the “good time” to invest?
An investor using a 433 allocation sees NT$11 million grow to about NT$13 million, then confronts whether to invest another NT$2 million while the market is at a record high.
6:15
00643
Retirement Asset Revitalization: The Cash Flow Revolution from Houses to Index Funds
Short
Retirement Asset Revitalization: The Cash Flow Revolution from Houses to Index Funds
A 65-year-old with forty years of investing and about NT$11 million considers selling a home, moving into an unused unit, and adopting a 70/10/20 ETF allocation.
8:20
00643
The Plumbing Principle of Personal Finance: Manage Cash Flow and Asset Growth Separately
Short
The Plumbing Principle of Personal Finance: Manage Cash Flow and Asset Growth Separately
A plan to replace 0056 income with 00864B distributions exposes a mismatch between variable income and fixed loan payments, leading to a two-bucket cash-flow model.
6:40
00642
Can I retire now?
Short
Can I retire now?
A 47-year-old manager with annual household spending of about NT$2 million compares a NT$100 million estimate with a case model built around NT$60 million and cash reserves.
7:04
00642
The job is unstable and the assets are less than 30 times: use 523 allocation and backup plan to survive
Short
The job is unstable and the assets are less than 30 times: use 523 allocation and backup plan to survive
A 50-year-old with US$800,000, US$60,000 in annual spending, and an uncertain job considers a 30-times-spending target, a 523 allocation, and career backup plans.
5:44
00642
Study, family and choice: investing is actually a metaphor for life
Short
Study, family and choice: investing is actually a metaphor for life
Student Bierlin connects learning, character, career choices, and investing, arguing that strategy reflects personal views of risk, growth, responsibility, and resilience.
5:39
00640
Retirement Case Study: The Road to $60 Million Investment
Short
Retirement Case Study: The Road to $60 Million Investment
A woman leaving a 23-year marriage reviews more than NT$61 million in stocks, over NT$14 million in debt, and NT$135,000 in monthly passive income while considering index funds and a 15-year cash reserve.
8:58
00640
An Investor's Journey: The True Cost of Timing Trades
Short
An Investor's Journey: The True Cost of Timing Trades
An investor sold all 00662 at the end of August 2024 to avoid an expected September decline, missed an approximately 4% rise, and later moved from a leveraged 523 allocation to unleveraged 70/30.
6:07
00640
How to live off your investment portfolio without having to sell your assets
Short
How to live off your investment portfolio without having to sell your assets
A 56-year-old with about $1.9 million invested considers annual borrowing of 2%, or $38,000, alongside cash-weighted withdrawal models and a reserve holding 15 years of living expenses.
8:21
00641
Summary of tax strategies for Taiwanese parents to pass assets to U.S. children
Short
Summary of tax strategies for Taiwanese parents to pass assets to U.S. children
A 77-year-old Taiwan father considers property, trusts, gifts, inheritance, Taiwan exemptions, and Form 3520 for a son becoming a U.S. citizen; tax advice is required.
7:07
00641
8 million dream or high risk bet
Short
8 million dream or high risk bet
A 26-year-old considers combining NT$5.5 million of assets with a NT$2.5 million loan, exposing a monthly cash-flow gap and simultaneous employment and market risks.
8:05