00196
Can retirement preparations be accelerated after middle age?
Short
Can retirement preparations be accelerated after middle age?
A midlife business owner asks how to prepare for retirement with 10 million in cash, farmland worth about 7 million, and monthly income that is offset by household and medical costs.
3:20
00195
How to prepare for retirement asset allocation?
Short
How to prepare for retirement asset allocation?
A writer with about 19 million in stocks, 25 million in cash, and annual spending of 1 million asks about retiring in five years. The speaker outlines three cases.
3:09
00194
Is it that simple to be rich?
Short
Is it that simple to be rich?
A commenter describes learning stock-backed borrowing with small steps, reallocating mortgage funds and stocks to 00662 and 00670L, and sharing index investing with friends.
4:13
00476
A conspiracy between the government and the wealthy; a must-have tool for converting a traditional IRA to a Roth IRA
Long
A conspiracy between the government and the wealthy; a must-have tool for converting a traditional IRA to a Roth IRA
Selected segments discuss market uncertainty and fraud risk, transaction charges and capital-gains taxes, the speaker's views on stock selection and long-term holding, plus observations about education and work culture.
1:52:20
00193
Easily embark on the road to wealth, freedom, happiness and wealth
Short
Easily embark on the road to wealth, freedom, happiness and wealth
A commenter compares long-term U.S. index investing with running a company and shares personal views on startup costs, insurance, and financial products.
2:14
00192
The risk of investment is very high. Don’t use your own imagination to blindly imitate the elephant. Otherwise, you will either be bankrupt or on the way to bankruptcy.
Short
The risk of investment is very high. Don’t use your own imagination to blindly imitate the elephant. Otherwise, you will either be bankrupt or on the way to bankruptcy.
A writer asks about bond ETFs, reinvesting stock-backed loans, and 00670L. The speaker stresses historical testing, extreme-risk preparation, and a sample allocation.
7:52
00191
Is it possible to predict the high and low points?
Short
Is it possible to predict the high and low points?
A writer asks whether moving averages can identify bear markets and guide selling and rebuying a leveraged fund. The speaker stresses the risk of being wrong.
2:23
00190
Will the United States go into debt? What money should not be invested?
Short
Will the United States go into debt? What money should not be invested?
A writer worries that a U.S. debt default could undermine the resolve to hold QQQ, then asks about government finances and how to treat 300,000 that will not be needed for several years.
3:58
00189
Investing in assets with a strong U.S. dollar should eliminate the need to worry about exchange rate risks
Short
Investing in assets with a strong U.S. dollar should eliminate the need to worry about exchange rate risks
Using an NT$8 million purchase of 00864B as an example, a writer asks about U.S. dollar exchange-rate risk. The speaker distinguishes long-term dollar assets from short-term Taiwan-dollar needs.
3:35
00188
Breaking the rule that hard work is not a virtue, it is enslavement
Short
Breaking the rule that hard work is not a virtue, it is enslavement
A commenter in the United Kingdom discusses labor, taxes, and investing. The speaker uses the message to explain his views on capitalism, work, service, frugality, and wealth.
4:15
00475
In extreme market conditions, you have to have cash to survive. You don’t have to pay back your debts. It’s okay.
Long
In extreme market conditions, you have to have cash to survive. You don’t have to pay back your debts. It’s okay.
An excerpt-based Q&A on cash reserves, asset assessment, ETFs, market noise, market timing, and investment-linked policy loans. The speaker presents personal experience, not investment advice.
1:55:20
00187
You can still collect enough pension if you retire later
Short
You can still collect enough pension if you retire later
A couple in their fifties asks whether 160,000 in retirement accounts, US$2,000 in monthly contributions, and Social Security could support retirement in 15 to 20 years.
3:31