00067
An investment channel that can travel through time and space
Short
An investment channel that can travel through time and space
A viewer revisits a 2020 market video and traces a path from stock research and online discussions to a method that suited them, followed by the speaker's response on long-term consistency.
4:02
00441
GPTs Are Live: A GPT-4 Plus Subscription Is Required for James’s Personal-Finance GPT App
Long
GPTs Are Live: A GPT-4 Plus Subscription Is Required for James’s Personal-Finance GPT App
The speaker demonstrates a no-code custom GPT using existing material, then tests retirement, index funds, real estate, hedging, and borrowing. Access reports and financial judgments remain attributed, not site guidance.
1:11:34
00066
How to accompany and educate children as they grow up
Short
How to accompany and educate children as they grow up
Responding to questions about Bay Area private schools, school districts, and education costs, the speaker discusses individual development, after-school care, college choice, and reading habits.
6:34
00065
How to spend money?
Short
How to spend money?
A listener's reflections on spending and experience lead to the speaker's framework for weighing saving against memories, family time, affordability, and opportunities that cannot be recovered later.
6:34
00440
Leaving the market is extremely risky: failure to earn returns when the market rises is a permanent loss
Long
Leaving the market is extremely risky: failure to earn returns when the market rises is a permanent loss
A discussion of long-term investing, correcting mistakes, stock and structured-product risk, retirement-account conversions, borrowing, withdrawals, and cash-flow pressure.
2:34:50
00064
Only hang out with friends you feel comfortable with
Short
Only hang out with friends you feel comfortable with
The speaker discusses choosing friends, learning from workplace behavior, avoiding draining interactions, and keeping relationships built on comfort, mutual learning, and growth.
3:51
00063
Why is the pension provision 33 times the annual expenses? Its purpose and how to calculate
Short
Why is the pension provision 33 times the annual expenses? Its purpose and how to calculate
The video explains the speaker's rationale for estimating retirement capital at 33 times annual spending, including longevity, historical drawdowns, withdrawal rates, cash reserves, and inflation.
5:24
00062
A Young Person's Financial and Life Challenges
Short
A Young Person's Financial and Life Challenges
A young listener first asks about 00662, 00670L, cash, beta, and rebalancing, then describes family conflict, work stress, retirement anxiety, and doubts about how success should be defined.
10:34
00439
High interest rates are the norm, and bond risks are very high (There is something wrong with the video recording. Please download the briefing to view the briefing materials.)
Long
High interest rates are the norm, and bond risks are very high (There is something wrong with the video recording. Please download the briefing to view the briefing materials.)
Topics include long-term stockholding, bond sales, the U.S. balance sheet, retirement, medical debt, insurance, 401(k)s, securities-backed borrowing, and credit. Views are attributed, not site guidance.
2:14:40
00061
Interest on short-term US dollar bills! Pricing in U.S. dollars is the same as pricing in Taiwan dollars.
Short
Interest on short-term US dollar bills! Pricing in U.S. dollars is the same as pricing in Taiwan dollars.
The video distinguishes the currency in which a U.S.-dollar asset is quoted from its exchange-rate risk, using 00864B, 00662, and QQQ to discuss short-term dollar instruments and performance comparisons.
6:43
00060
Manage money wisely and retire richly
Short
Manage money wisely and retire richly
A U.S.-based couple nearing retirement asks how to coordinate a 401(k), Roth IRAs, Social Security, property, and spending. The speaker models options involving home sales, PAL, and account conversions.
8:43
00059
Find yourself, find your position
Short
Find yourself, find your position
A letter about confusion, drifting, and self-worth prompts a response about looking beyond external labels and developing an inner sense of self through reading and sustained reflection.
3:37