00642
Can I retire now?
Short
Can I retire now?
A 47-year-old manager with annual household spending of about NT$2 million compares a NT$100 million estimate with a case model built around NT$60 million and cash reserves.
7:04
00551
Three fatal problems with Pre Tax IRA: RMD, high tax rate, and double taxation
Long
Three fatal problems with Pre Tax IRA: RMD, high tax rate, and double taxation
This Q&A covers a market-independent investing stance, emergency medical spending, Social Security timing, financial independence, work stress, AI, and pledged accounts.
2:26:46
00641
Practical Guide to Investment: Family Financial Management Cases
Short
Practical Guide to Investment: Family Financial Management Cases
A 53-year-old shop owner weighs a NT$2 million loan at 4.5%, rising mortgage payments, different allocations for himself and his daughter, and when to rebalance.
6:32
00641
8 million dream or high risk bet
Short
8 million dream or high risk bet
A 26-year-old considers combining NT$5.5 million of assets with a NT$2.5 million loan, exposing a monthly cash-flow gap and simultaneous employment and market risks.
8:05
00641
Summary of tax strategies for Taiwanese parents to pass assets to U.S. children
Short
Summary of tax strategies for Taiwanese parents to pass assets to U.S. children
A 77-year-old Taiwan father considers property, trusts, gifts, inheritance, Taiwan exemptions, and Form 3520 for a son becoming a U.S. citizen; tax advice is required.
7:07
00640
How to live off your investment portfolio without having to sell your assets
Short
How to live off your investment portfolio without having to sell your assets
A 56-year-old with about $1.9 million invested considers annual borrowing of 2%, or $38,000, alongside cash-weighted withdrawal models and a reserve holding 15 years of living expenses.
8:21
00640
An Investor's Journey: The True Cost of Timing Trades
Short
An Investor's Journey: The True Cost of Timing Trades
An investor sold all 00662 at the end of August 2024 to avoid an expected September decline, missed an approximately 4% rise, and later moved from a leveraged 523 allocation to unleveraged 70/30.
6:07
00640
Retirement Case Study: The Road to $60 Million Investment
Short
Retirement Case Study: The Road to $60 Million Investment
A woman leaving a 23-year marriage reviews more than NT$61 million in stocks, over NT$14 million in debt, and NT$135,000 in monthly passive income while considering index funds and a 15-year cash reserve.
8:58
00639
From day trading to index investing: A mother’s awakening and asset restructuring
Short
From day trading to index investing: A mother’s awakening and asset restructuring
A former brokerage employee moves from day trading, derivatives, margin, and policy loans to 00662 while planning education costs, a home sale, insurance, and 70/30.
8:10
00639
If you want to grow, you must be able to sleep: 433, the three iron rules of 30% pledge and cash
Short
If you want to grow, you must be able to sleep: 433, the three iron rules of 30% pledge and cash
A NT$3 million investor who already used personal credit to buy 00662 considers 433 and pledged borrowing under rules requiring at least 30% cash, leverage caps, beta no higher than 1.0, and small annual loans.
5:25
00639
Too many houses? Not as good as 00662
Short
Too many houses? Not as good as 00662
The video reviews rent, vacancy, repairs, and mortgage costs on non-owner-occupied property, then presents selling rentals and using 00662 and 00865B in either 70/30 or 613 as the speaker’s preferred path.
1:59
00639
Don’t wait for the market direction: 433 + pledge 2% now, and the accumulation will be the largest in ten years
Short
Don’t wait for the market direction: 433 + pledge 2% now, and the accumulation will be the largest in ten years
A worker with about NT$17 million in a 541 allocation compares waiting to build cash with immediately moving to 433 and borrowing 2% annually, while pursuing greater job freedom over ten years.
2:30