00548
How Do You Allocate After Emigrating? An Investment Reset Plan from Canada to Texas
Short
How Do You Allocate After Emigrating? An Investment Reset Plan from Canada to Texas
After moving from Canada to Texas in late 2023, Ms. Luo retains Canadian pension, property, and education assets while opening a U.S. Roth IRA. The video covers 403(b), QLD, pledging, and tax questions.
4:31
00548
Mindless Rebalancing Doesn't Mean You're Not Smart: Practice and Mindset for an 80/20 Allocation with Leveraged Funds
Short
Mindless Rebalancing Doesn't Mean You're Not Smart: Practice and Mindset for an 80/20 Allocation with Leveraged Funds
A couple borrows NT$5.46 million, reserves NT$460,000 for emergencies, and invests the rest 80% in 00662 and 20% in 00865B. The video covers mechanical rebalancing and a daughter's first allocation.
4:50
00547
Forget the Exchange Rate! The Core Mindset of Long-Term Index Fund Investing
Short
Forget the Exchange Rate! The Core Mindset of Long-Term Index Fund Investing
The writer earns and holds U.S. dollars and has 00662 and 00865B while preparing a 30% leveraged sleeve. The video compares buying QLD through sub-brokerage with converting for 00670L.
2:37
00547
Withdrawing Is Rebalancing: The Practice and Mindset of Retirement Withdrawals
Short
Withdrawing Is Rebalancing: The Practice and Mindset of Retirement Withdrawals
The video explains retirement withdrawals under a 6:1:3 allocation and a 2% estimate: withdraw and rebalance annually, or take quarterly spending from money-market funds and rebalance yearly.
2:49
00547
Borrow First, Then Invest: How Should You Plan Retirement at 60 with a HELOC and HXQ?
Short
Borrow First, Then Invest: How Should You Plan Retirement at 60 with a HELOC and HXQ?
A 60-year-old woman in Canada plans to retire in five years with a C$1.8 million mortgage-free home, a C$600,000 HELOC, two rentals, and C$700,000 available. The video discusses HXQ and 703.
6:12
00532
The choice of retirement cash flow: Use your home to support your retirement; only investment genes that evolve into advanced DNA can survive in harsh market environments
Long
The choice of retirement cash flow: Use your home to support your retirement; only investment genes that evolve into advanced DNA can survive in harsh market environments
The video covers long-term holding, cash planning, securities-backed borrowing, concentration, teaching children about compounding, community involvement after retirement, and criticism of academic investment education.
2:12:28
00546
The Tax Code Isn't Fair or Unfair—It's About Whether You Understand It
Short
The Tax Code Isn't Fair or Unfair—It's About Whether You Understand It
Beginning with a comment about a typhoon night and reflections on taxation, the video connects financial education, cash flow, allocation, and the use of money to preserve time and choice.
3:22
00546
Which Account Are Your Assets In? Making the Most of Roth and Brokerage Transfer Strategies
Short
Which Account Are Your Assets In? Making the Most of Roth and Brokerage Transfer Strategies
The writer asks how to divide assets between a Roth IRA and brokerage account and whether QLD belongs in Roth while QQQ remains pledgeable in brokerage. The video discusses account roles.
3:02
00546
Learn Beta Before You Buy QQQ! An Asset Allocation Primer for a Chinese Student
Short
Learn Beta Before You Buy QQQ! An Asset Allocation Primer for a Chinese Student
A 30-year-old student in mainland China has stable income, no mortgage, and a RMB300,000 loan but little cash. Before buying QQQ, the video explains 424, 433, 505, and beta.
4:22
00546
High Dividends Aren't the Answer! The Right Asset Allocation Logic for a 90K Monthly Salary and 14 Million in Assets
Short
High Dividends Aren't the Answer! The Right Asset Allocation Logic for a 90K Monthly Salary and 14 Million in Assets
An employee earning about NT$90,000 per month has NT$14.11 million in assets and several dividend and leveraged ETFs but still feels cash pressure. The video reviews debt repayment and reallocation.
4:29
00545
How Do You Pair SWVXX with QLD? A Safe Asset Allocation for Paying Rent with Borrowed Money
Short
How Do You Pair SWVXX with QLD? A Safe Asset Allocation for Paying Rent with Borrowed Money
Using a hypothetical mix of a SWVXX-like cash fund and QLD, the video compares portfolio return with borrowing cost and discusses a $3,300 monthly loan for rent plus a 30% cash target.
3:07
00545
Learning Begins at the Edge of What You Know: From Taking Notes and Repeated Review to Truly Understanding Asset Allocation
Short
Learning Begins at the Edge of What You Know: From Taking Notes and Repeated Review to Truly Understanding Asset Allocation
A learner's review process shows why passive listening is not enough for investment education. Building a framework first, then watching, taking notes, and revisiting ideas reveals gaps in understanding.
3:01