00507
Where to Hold Cash and How 401(k) Contributions Relate to the Employer Match
Short
Where to Hold Cash and How 401(k) Contributions Relate to the Employer Match
A couple reviews their Traditional IRAs, 401(k)s, cash, and brokerage assets before a possible job change. They ask where cash should sit and whether 401(k) contributions should stop at the employer match.
2:50
00507
Asset-Backed Borrowing: Five Scenarios on Liquidity and Market Declines
Short
Asset-Backed Borrowing: Five Scenarios on Liquidity and Market Declines
A US writer has an asset-backed line but feels uneasy borrowing while cash remains available. James uses five hypothetical comparisons to explain his views on returns, liquidity, leverage, and market declines.
3:37
00507
Cash Flow After a Mortgage Increase: 00865B and Year-End Rebalancing
Short
Cash Flow After a Mortgage Increase: 00865B and Year-End Rebalancing
A 53-year-old writer reviews cash flow after a proposed mortgage increase and asks whether large family expenses can come from 00865B or whether to borrow less. James discusses the loan, allocation, and annual spending.
3:26
00507
Dollar Depreciation, Demographic Crash Claims, and a Fully Financed Home Purchase
Short
Dollar Depreciation, Demographic Crash Claims, and a Fully Financed Home Purchase
A writer asks about dollar purchasing power, a forecast linking population aging to an asset crash, and an offer to buy his rented home. James addresses all three and emphasizes testing claims before acting.
5:51
00506
Public or Private School? Parental Choice, Family Boundaries, and Time Together
Short
Public or Private School? Parental Choice, Family Boundaries, and Time Together
A family weighs a nearby public school against private school while facing opposition from older relatives and tuition pressure. James says parents should decide and prioritize stability, happiness, and time together.
3:51
00506
What If Everyone Becomes a Capitalist? Capital Building and Choice at Work
Short
What If Everyone Becomes a Capitalist? Capital Building and Choice at Work
After reporting progress on an investment-property sale, a writer asks who would work if everyone sought to become a capitalist. James calls that premise unrealistic and defines freedom as having a choice about work.
4:37
00506
Retiring at 60: Social Security, an 80/20 Allocation, and Tax Conversions
Short
Retiring at 60: Social Security, an 80/20 Allocation, and Tax Conversions
A 60-year-old writer lists retirement spending, Social Security, and account balances and asks about retiring at 62. James discusses the projected gap, an 80/20 allocation, and account conversions.
3:47
00506
From Retirement Anxiety to a Roth 401(k): A 90% Salary Contribution and Emergency Reserves
Short
From Retirement Anxiety to a Roth 401(k): A 90% Salary Contribution and Emergency Reserves
After retirement anxiety gives way to continued work, a writer asks about contributing 90% of salary to a Roth 401(k). The speaker makes an emergency reserve a condition of his response.
2:34
00524
Knowledge is our revolution: escape from poverty and reverse your destiny on your own
Long
Knowledge is our revolution: escape from poverty and reverse your destiny on your own
The discussion covers anti-fraud statements, information gaps, delegation, leveraged-position adjustments, moving-average trades, and the role of cash needs and emergency reserves in household planning.
2:30:05
00505
Gold or Cash? Portfolio Safety Under Bubble Concerns
Short
Gold or Cash? Portfolio Safety Under Bubble Concerns
A viewer worried about a stock-market bubble asks whether physical gold should supplement cash. The speaker rejects gold and instead discusses cash levels, leverage limits, and rebalancing.
3:04
00505
From 703 to 523 or 613: Balancing Allocation, Health, and Work Hours
Short
From 703 to 523 or 613: Balancing Allocation, Health, and Work Hours
A worker adds details about 10 million available to invest, cash, household costs, and a possible move from a 703 allocation to 523 or 613 while considering shorter hours for health.
3:28
00505
From Financial Dependence to Asset Autonomy: A Homemaker’s Securities-Backed Borrowing Journey
Short
From Financial Dependence to Asset Autonomy: A Homemaker’s Securities-Backed Borrowing Journey
A homemaker traces a path from early investing losses and financial dependence toward building personal assets and considering a 10% securities-backed loan. The speaker responds to that case-specific plan.
6:22