X Posts
Just Because AI Can Write a Book Does Not Mean You Are Qualified to Publish One: Speak for 32 Hours First
James says AI-assisted publishing needs real understanding: if you cannot teach the investing philosophy for 32 hours, do not rush to write a book.
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Do Not Waste Your Life on Company Politics: Real Freedom Is Turning Salary Into Assets
James advises a Hsinchu software engineer to ignore workplace noise, focus on income, buy Nasdaq 100 assets, and seek better opportunities.
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A Risk-Resistant Portfolio Is Not About How Much Cash You Hold, but Whether Your Cash Flow Can Survive the Worst 15 Years
Your free cash flow should be able to withstand the market's harshest tests, whether you are still working or already retired.
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AI Backtesting Overturned My Investing Intuition: A 20-Year Simulation Reveals Low-Ratio Financing
A reader uses Codex and historical QQQ data to compare 20-year strategies, then asks James how to think about low-ratio financing, cash flow, and stress tests.
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Australia's Financial Freedom Playbook: NDQ Plus IBKR Stock Pledging for Cash Without Selling
A post shares Australia-focused notes on NDQ, SMSF accounts, IBKR investor status, SBLOC-style borrowing, margin risk, tax treatment, and source links.
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From Uber Driver to the Road of Financial Freedom: A-Liang Says CLEC Changed His Life
A-Liang shares how CLEC helped him rebuild from zero, reduce beta, use financial tools, and escape the rat cage through investing and life philosophy.