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From Not Daring to Spend to Retiring Early: In the AI Era the Capsule Hatch Is About to Close
Episode eleven of CLEC James Talks: a student goes from not daring to spend, to buying a car on credit and speaking up at work, and now wants to retire; plus how to handle a spouse's insecurity. It closes with a rocket-and-capsule analogy: the door to investing is slowly shutting.
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From a Hail of Bullets to Taking the Elevator: Forty Years of Investing and the Survival Rule of Never Selling
Episode ten of CLEC James Talks: three sentences from a Beijing barbecue restaurant owner turn out to match CLEC's long-term philosophy exactly. James looks back on twenty years of full margin and day trading as permanent warfare, until stock-backed borrowing in 2018 finally put him on the elevator.
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Do Not Pass Your Own Regrets On to Your Children: On Aging, Family Ties, and Real External Economy
Episode nine of CLEC James Talks: a friend wants to hold 2 million in cash to send his child abroad, which opens up the separation of the parents' lesson from the child's; plus a hard look at the true cost of American nursing homes, and the case for living near your children but never with them.
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The Capacity for Empathy: Starting from Listening, Catching the Other Person's Soul
Episode eight of CLEC James Talks: listening absorbs nourishment while speaking is only output; catch the feelings first and only then does advice mean anything. Hand out an answer before catching the emotions and the other person will only feel brushed off.
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From "I Do" to the Aha Moment: The Ability to Maintain a Family and Love
Episode seven of CLEC James Talks: starting from CLEC's four guiding purposes, having love is only "I do," while maintaining love is an ability. From "thank you, I am sorry, I love you" to "listen, do not interrupt" and catching emotions, until at one moment a thousand years of darkness is lit by a single lamp.
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Leaving Behind the Adviser Myth and the Herd Culture: On Real Retirement Planning and Independent Thinking
Episode six of CLEC James Talks: a finance-industry wealth professional discovers after being laid off that he had no retirement plan at all; asking a bank adviser to plan your retirement is like looking for healthy food at a night market. Plus the educational roots of Asia's herd culture, and a real calculation for someone with 1.6 million in assets who wanted to borrow 8 million and retire.