00437, October 14, 2023

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The Market Only Rises Over the Long Term: Casual Investment Talk on Clubhouse

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We Have Kept All of Our Videos on YouTube Since 2018

• We keep these videos available so everyone can learn investing in chronological order. Some guidance was appropriate at the time but is no longer suitable now; these are all learning materials.

• Viewers should consider the market environment at the time when thinking about the video content. These are all materials for learning investing; viewers should think independently and use their own judgment.

• In 2018, some of our investment suggestions included individual stocks and general funds. Those were good investment targets at the time and had strong returns. After the market reversed, from late 2021 to early 2022 we gradually recommended leaving individual stocks and general funds entirely and investing only in the QQQ index fund.

• When watching older videos, pay attention to the conditions at that time. Individual stock analysis is only for learning reference. Past general funds and ARKK are no longer good investments and are not recommended; we only recommend the QQQ index fund.

• We have pinned updated guidance in the comment sections of older videos: please use judgment when watching past content. You may ask questions about older videos. All videos remain available only for investment learning and reference, not as investment advice.

Watch on YouTube: "Investment 101, a $100 Million Investment Life Lecture, 8, 2022, CLEC Investment and Financial Education Academy."

• Watch on YouTube: "00398 2023 Annual $100 Million Investment Lecture, 27, 2023, CLEC Investment and Financial Education Academy."

Investors stay extremely optimistic!

Investors always face the sunshine!

The market will ultimately rise!

Investment needs patience!

Wealth is worth waiting for!

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The Market Keeps Rising Over Time

00437, October 14th, 2023.

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• 00864 B If it's in US dollars, it's equivalent to saving accounts in US dollars. But in Chinese dollars, it's like 00662, 00864. B It'll follow the dollar and drop or decrease the damage. The US dollar has risen even more with the appreciation of the dollar.

• For a short period of more than 5 per cent of the current United States dollar, if the exchange rate of the dollar remains unchanged, the interest rate is 0.01 per cent per day and 0.4 per cent per month.

If the U.S. dollar falls by 0.2%, the monthly TWD price of 00864.B rises by 0.6%: 0.4% interest plus a 0.2% exchange-rate gain.

• If the U.S. dollar rises by 0.2%, the monthly TWD price of 00864.B rises by 0.2%: 0.4% interest minus a 0.2% exchange-rate loss.

• If the U.S. dollar falls by 0.4%, the monthly TWD price of 00864.B rises by 0.8%: 0.4% interest plus a 0.4% exchange-rate gain.

• If the U.S. dollar rises by 0.4%, the monthly TWD price of 00864.B rises by 0.0%: 0.4% interest minus a 0.4% exchange-rate loss.

• If the U.S. dollar falls by 0.6%, the monthly TWD price of 00864.B rises by 1.0%: 0.4% interest plus a 0.6% exchange-rate gain.

• If the U.S. dollar rises by 0.6%, the price of 00864.B falls by 0.2%: 0.4% interest minus a 0.6% exchange-rate loss.

Buffett says he can't handle the waves, he can't afford the losers, he can't invest.

The dollar-to-dollar rate has increased by 18 per cent in 2009 and 13 per cent in 2015 and 12 per cent in 2020. This will have an impact on the decline in dollar-denominated assets in Taiwan.

• With the current interest rate of 5%, two to three years of holding should be able to deal with the rate. We put it in 00864. B It is a long-term investment. Even if it is balanced, not all of the money will leave short-term debt. If there is no place for wave and loss, such as the cost of living should be kept in a living account.

• If you're still worried about the market, don't invest twice as much in 00670. L There's no need for cash, and emergency money is saved. It is better to think about the suitability of investment.

Buffet says he can't afford the waves, he can't afford the losers, he can't invest.

People who are worried about this rate, who can't bear a little of the lost money, should not invest, and should not invest in 00662 (00662), too. I don't want to invest in funds. If you just want to understand, 00864, B There's no chance of loss in the short term. All investments will fall. I'll tell you to make money.

• If you're worried about falling investment, you'll have to wonder if you're not suitable for investment. B It's more important if you fall. Those who fear falling should leave the market immediately, and any investment risk falling.

• If you're worried, it's 00670. L Down, 00864. B What if you fall and balance? Then you should leave the market, and all investments will fall if they are not held in their own currency, and only fraud will tell you how to make money.

• If you worry whenever an investment falls, your risk tolerance is not enough. You should leave the market and first understand how markets work, rather than entering blindly as a beginner.

China’s Leng Acolytes Decline

You know you don't know what you're doing, you don't do anything.

• Selling is the beginning of trouble. It's stupid not to know about it, to see where it comes from.

• It is only when you admit that you have no knowledge of the next second, the next hour, the market tomorrow, the next month and the next season that you can be faithful to the market.

• You know you don't know what you're doing, you don't do it, you don't do it.

• I know that I do not know.

Sell it higher, try to fall lower, but usually sell.

• When the market goes down, the market goes up.

• This is how markets always teach ignorant investors to be arrogant.

When you get bigger, you can fully understand the teacher's philosophy. Let's go.

• Take an example of that. NTD1 Ten thousand dollars for a new car, 25,000 dollars for a year.

• Think of the stock you've got around you. You'll split the loan or the cash car.

• That's why teachers teach our rich heads. I hope everyone benefits.

• I used to be one of those 32% as well.

• The financial sector has decided on the high level of wealth. I don't understand. I lost most of my assets.

• And those who know the merchants, and eat the chickens that kill them with money, and their chickens are full of wild animals, and they continue to grow.

• In the absence of financial agents, only chickens that do not lay eggs in their homes are left to eat.

Investing is risky, but not more.

• It is the best way to avoid risks, not to avoid them, to promote financial agents.

• It continues to raise the number of traders, and it goes up the stairs.

Watch CLEC Investment and Financial Education Academy on YouTube: https://youtu.be/QkBTUQVA0IE

The market rises over time; that is beautiful and encouraging.

Invest with calm conviction.

• Market volatility has nothing to do with me!

• International affairs have nothing to do with me!

• Market analysis has nothing to do with me!

• Financial statements have nothing to do with me!

• Economic conditions have nothing to do with me!

• Everything has nothing to do with me!

• Ignore market noise and volatility!