00439 October 28, 2023

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The Market Only Rises Over the Long Term: Casual Investment Talk on Clubhouse

We have a pinned comment on YouTube where you can download the handout and find related links.

• Or email me:

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We Have Kept All of Our Videos on YouTube Since 2018

• We keep these videos available so everyone can learn investing in chronological order. Some guidance was appropriate at the time but is no longer suitable now; these are all learning materials.

• Viewers should consider the market environment at the time when thinking about the video content. These are all materials for learning investing; viewers should think independently and use their own judgment.

• In 2018, some of our investment suggestions included individual stocks and general funds. Those were good investment targets at the time and had strong returns. After the market reversed, from late 2021 to early 2022 we gradually recommended leaving individual stocks and general funds entirely and investing only in the QQQ index fund.

• When watching older videos, pay attention to the conditions at that time. Individual stock analysis is only for learning reference. Past general funds and ARKK are no longer good investments and are not recommended; we only recommend the QQQ index fund.

• We have pinned updated guidance in the comment sections of older videos: please use judgment when watching past content. You may ask questions about older videos. All videos remain available only for investment learning and reference, not as investment advice.

Watch on YouTube: "Investment 101, a $100 Million Investment Life Lecture, 8, 2022, CLEC Investment and Financial Education Academy."

• Watch on YouTube: "00398 2023 Annual $100 Million Investment Lecture, 27, 2023, CLEC Investment and Financial Education Academy."

Investors stay extremely optimistic!

Investors always face the sunshine!

The market will ultimately rise!

Investment needs patience!

Wealth is worth waiting for!

Subscribe, Comment, Like, and Share. Remember to Give Apple Podcast Five Stars to Receive Timely Market Updates.

The Market Keeps Rising Over Time

• There's a lot of fakes on the Internet, and you need to be aware that the following is an official connection that's entered or downloaded from a connection APP It'll be safer.

• We can start using it ourselves ChatGPT 3.5 Version ChatGPT No charge. It's enough. You can ask. Chat GPT I'll give you an answer.

• If you want. CHATGPT I'll draw you a picture or I'll call you. CHATGPT It takes a month to pay $19.99 to talk. ChatGPT You can be in 4.0. GPT 4.0 Point selection DALL-E3 Pictures or cell phones. APP There's a headphone on the top right corner and it's in there to talk.

• • There's a lot of fakes on the Internet, and you need to be aware that the following is an official connection that's entered or downloaded from a connection APP It'll be safer.
• • This is a site link to choose Try ChatGPT Don't build your own account. GOOGLE ACOOUNT or other Apple ID Wait, that's you. Google account Yes. ID And the password logs in on it.
• • Introducing ChatGPT
• • https://openai.com/blog/chatgpt •*
• • The following App The link and the web link are the real official sites. App •*
• • Here's what follows: App The link is correct. logo
• • https://apps.apple.com/us/app/chatgpt/id6448311069?l=zh-Hant-TW

[The financial industry is selling goods, not charity, away from business people, away from finance professionals, you're not going to be caught by ghosts. Other Organiser

• Teacher, I went to a securities firm today and the financial advisor promoted a 3- to 8-year A-rated bond fund. The advisor said the difference from 00864.B is mainly government bonds versus corporate bonds, and said it was safe. She also said now is an attractive entry point after the drop. What do you think?

The financial industry is looking for a fund. YouTuber The platform uses robots to introduce and recommend!

• The company sold 202. X The Expiry Market Bond Fund (US$)

• The financial industry is looking for a fund. YouTuber The platform uses robots to introduce and recommend!

Any United States debt over a year or more, and any other debt, are extremely risky.

• Finance professionals and operators are business people whose responsibility is to sell all the products of the company. As for whether it's good for you, it's not healthy, it's not good for him.

• They do not care about product risk; they only recommend products to achieve their own performance targets. Many financial professionals are just salespeople and do not care about client risk.

• Except for our proposed currency market fund, short-term coupons and three months' period. T-Bill ( 00864 B BIL SGOV fififi Away from other bonds.

• Any United States debt of more than one year, and any other, would be extremely risky.

• Bonds fall worse than stocks, and bonds are less understood. And the operator said it was.. A Level bonds, and the Fund's description is clear. So you can see that operators don't know what they're selling, that they can sell in Taiwan, and that the money would fall asleep.

• If it isn't a bank, it's worth believing. It's a mistake. Now, apart from fraud and politicians, the most untrustworthy are banks and insurance agents.

At the time, all the bonds on the US subprime mortgages were still there. A Class bonds, they all turn into wallpaper.

• If you are too young to go through a 2008 subprime mortgage storm, you will have to sell to save your job.

• Even American institutions can't sell the toxic assets to the diaspora and to the Taiwan public. I don't even know if there's a conscience in finance.

• It's a time of high interest rates, a time when many small companies and Xinxiang national companies have dollar debts, and interest rates are so high that they can't pay interest. Do you feel like you can get your principal back from all these rocky companies? A lot of listed corporate debt has gone to zero.

Stay safe. Other Organiser

• It will always be recalled that no financial expert from any bank and no financial sales advice from any securities counter. They want their grades, they want your money, they need jobs, they want to live, and your financial security is beyond their reach.

• Stay safe. Other Organiser

• There may be some, but not many, truly conscientious, financial professionals and operators, and if they do not sell the products submitted by the company, they do not perform well and usually work very quickly and cannot blend.

• Whether you invest or have experience in the market, you better close your ears. Stay away from fraud, do not take phone calls, and do not talk to fraud. It's not cheating.

• A true 100 per cent financial investment is a pure-indicator fund. A lot of funds sell dog meat with sheep head.

• It's hard for everyone to understand the company. It is difficult to understand how it is possible to understand how so many companies around the world have issued bonds and bond funds, which risk much more than stocks. Don't think that bonds are safe. You just have to hear them think of high risks.

• Now America's high interest rates will last for a long time, and long public debt rates will continue slowly. Hightening, long-term public debt has fallen by 50 per cent, and it's continuing to fall, and of course the other bonds will fall. Many companies with high interest rates are shaky, and in the end they have to pay off their debts, and there will be a lot of bonds to keep going.

• The standard answer to your financial expert is no need, or don't answer anything. They can explain that the best strategy is not to be caught by ghosts without contact. Remember, remember!

Kate Tsai

• I'd like to suggest that I borrow it directly from the issuer.

• See the personal experience of one of the following senior students:

• "Taiwans do not really need to renew or send to foreign issuers, and if they really want or already have offers to open foreign issuers for about 5% plus/- of their assets. I've tried both. After that, you'll understand that money is easy to use at all times. fi. It's better now. Beta1.0 Thank you.

• Thank you for reminding me that it's a direct investment of 00662 & amp United States shares ETF A lot easier. In addition to exempting individuals from filing taxes on income from abroad every year, you can also pledge and increase the flow of capital. ETF It is also possible to include personal trust management. If it is a U.S. share that has been invested through domestic firms or overseas, it is not possible to access your trust management in Taiwan.

Watch CLEC Investment and Financial Education Academy on YouTube: https://youtu.be/QkBTUQVA0IE

The market rises over time; that is beautiful and encouraging.

Invest with calm conviction.

• Market volatility has nothing to do with me!

• International affairs have nothing to do with me!

• Market analysis has nothing to do with me!

• Financial statements have nothing to do with me!

• Economic conditions have nothing to do with me!

• Everything has nothing to do with me!

• Ignore market noise and volatility!