00448, December 16, 2023

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The Market Only Rises Over the Long Term: Casual Investment Talk on Clubhouse

CLEC Investment Channel 12 16, 2023.

Invest with calm conviction.

• Market volatility has nothing to do with me!

• International affairs have nothing to do with me!

• Market analysis has nothing to do with me!

• Economic conditions have nothing to do with me!

• Ignore market noise and volatility!

American Retirement Account Management Principles:

• 00001 Theme 12 16 of 2023 United States Retirement Account Management ()

• Regardless of the low income, if after retirement, income is no longer more dynamic, such as social security, and other income such as rent income, the future. When there's no big change, you should start thinking about traditional retirements. distribution

• If it's certain that after retirement the marginal tax rate will be lower than the current earnings margin, then the traditional retirement rate should be raised, and then the lower than the lower tax rate. Distribution

• Distribution Plus social security and other income, it's at the top of the low tax rate. RMD After that, too. Taxes are the key, then time.

I'm a big fan.

Too many people who don't watch movies or learn to trade in the market are actually dangerous.

• It's better to watch our video, and there's a question for me to know which part of the video number you're wondering, starting with the second few minutes at the time.

• It's the best form of learning to see a video that has problems with its content.

We do not run any groups, and CLEC has not authorized anyone to act on our behalf.

• It is not possible to know the members of the group and what they are. It's easy to get mixed up.

Everyone's got it.

• The investment our channel recommends is the Nasdaq 100 index fund, QQQ, or the corresponding local ETF in each country.

• Don't listen to any of the financial experts' suggestions, including what I've introduced. Charles Schwab financial consultant, They drive for you, but don't listen to their advice. Charles Schwab ETF And any property.

• The best long-term investments in the world are Nasdaq 100 and S&P 500 index funds. Apart from these two index funds, avoid individual stocks, other funds, and other assets that can pull you away from investing.

In China, the U.S. government has a zero-one-year bond. ETF Base 00864 B.TW 〉

• We only recommend investing 100% in the world's strongest Nasdaq 100 index fund.

• In the United States: QQQ; smaller accounts can buy QQQM. For cash-like positions, use money market fund SWVXX or short-term Treasury bill ETFs such as BIL and SGOV.

• For investors in Taiwan, we recommend Fubon NASDAQ 00662.

In China, the U.S. government has a zero-one-year bond. ETF Base 00864 B.TW 〉

• Investment in China

• In Hong Kong: HKD 3086; USD 9086; ETF 2834 (US$)/9834 (US$)

• It's in Cana or it's recommended to buy it directly. QQQ Or a coin investment. QQC.TO/ETF ( HXQ.TO )

• Friends in Australia suggested local buying. NDQ;

• Friends in the U.K. may consider iShares VII Public Limited Company - iShares NASDAQ 100 UCITS ETF (CNDX.L, USD-priced). Friends in Europe can buy EQQQ. CSPX.L is the iShares option closest to SPY.

• A recent Nasdaq index option in Brazil is NASD11.

• We could have bought 2568. Hedged )

• You can also open an account with Singapore's POEMS online platform, use POEMS Cash Plus for cash management, and buy U.S.-listed QQQ directly online.

• In Korea. QQQ ETF It's 368590. KS ) (133690. KS ) (367380. KS )

I'm a member of a local branch in West Damascus. West

We Have Kept All of Our Videos on YouTube Since 2018

• We keep these videos available so everyone can learn investing in chronological order. Some guidance was appropriate at the time but is no longer suitable now; these are all learning materials.

• Viewers should consider the market environment at the time when thinking about the video content. These are all materials for learning investing; viewers should think independently and use their own judgment.

• We started investing in 2018 and suggested that some of our shares were good, but the good ones were good investments, and that's what your risk tolerance is about.

Watch on YouTube: "Investment 101, a $100 Million Investment Life Lecture, 8, 2022, CLEC Investment and Financial Education Academy."

• Watch on YouTube: "00398 2023 Annual $100 Million Investment Lecture, 27, 2023, CLEC Investment and Financial Education Academy."

The first day of the month, the first day of the moon.

Investors stay extremely optimistic!

Investors always face the sunshine!

The market will ultimately rise!

Investment needs patience!

Wealth is worth waiting for!

Subscribe, Comment, Like, and Share. Remember to Give Apple Podcast Five Stars to Receive Timely Market Updates.

The Market Keeps Rising Over Time

Capital Gains Tax: Meaning, Rates and Calculator - NerdWallet https://www.nerdwallet.com/article/taxes/capital-gains-tax-rates

But long-term capital will earn 20% of the maximum tax, no like income, and the tax rate will reach 37%.

• Single income Within $492,300. long term capital tax rate 15% • Single income (including long-term capital gains) long term capital tax rate 20%.

• Couple. income $553,850. long term capital gain Tax rate is still 15%.

• Couple. income This is the first time that I've been able to get more than $553,850 in my income. long term capital tax rate 20%

• But long-term capital will earn the most 20 per cent tax, not the same income, and the tax rate will reach 37 per cent.

• In addition, Obama care has an additional 3.8% tax on LTCG for married income over 250k:

• It's best not to sell, not short-line operations. If we had money, we'd buy or sell, we wouldn't have the short-term capital gain, the long-term capital gain.

Capital Gains Tax: Meaning, Rates and Calculator - NerdWallet

• https://www.nerdwallet.com/article/taxes/capital-gains-tax-rates.

• Investment and smoking, as well as violence, drugs and cigarettes are the same for young people who can't touch it, and investment in children who do not understand the base of investment must be under some supervision.

• Children’s accounts should not let their management invest, especially in middle school, bet that they are strong, and do not allow them to invest in dangerous investments until they are certain that they insist on the base. The children's investment fund will become an investment account.

• Some of the parents who have had the experience of investing in children's accounts and learning, and who are not expected to become short-line operators, are now too late to correct.

• Before a child can be sure that he or she is committed to investing, he or she can only see that the account only buys an index base that adds value on a continuous basis and that the investment that he or she makes cannot be managed until he or she has determined that the index base is the target for long-term investments.

He's a kid.

Teacher James

• Hello.

• Would you suggest we buy the stock now?

• Have you watched our videos? CLEC is with you.

• So I'd like to ask you something.

I suggest we watch more of our video.

• All we're saying is, "No, no, no, no, no, no.

• The investment is not a question, it is a question of picking leaves and never finding a forest.

• It doesn't take time to learn, just ask, ask for a name card, it's bad investment and it's very dangerous.

• Investing in money should be careful and careful enough to withstand market movements and leave the market.

Those who don't understand the market are at great risk and should stay away from it.

• In the video, you mentioned that when the interest rate on risk-free assets rises, the valuation of stocks falls. QQQ The price of stock will also fall. I can't understand that. QQQ In order for companies to grow, they need to borrow to expand equipment to improve their capacity. When interest rates rise, the cost of borrowing is raised, the debt overhang is raised, making it a share. EPS Lower, and therefore lower the market value of a joint stock, so.. QQQ The price will fall. On the contrary, if Fed As interest rates began to decline, technology companies reduced the cost of borrowing each share. EPS When the market rises, it gives a larger valuation to the stock. QQQ And the price of the stock will increase. Thank you for spending your time making videos, answering questions, adding to my money!

High

We invest in companies, and we expect to make money in the future, but the money in the future is going to cost us today. Value

• If a company could give you $100 next year, you'd like to make it. How much is it costing? You can buy a hundred dollars next year, and the company has a note that says, "You have $100." The right to pay you $100 for next year's day is a price card. How much would you like to buy this $100 certificate due next year?

• If there's no inflation, and interest is close to zero, then $100 next year is like $100 this year. If you don't get back, you'll get $100 for this.

• Do you want to make more money, if there's no inflation, no interest rate, and you expect to pay back 10% a year, then you should buy the price card 90.9 (100/1.1). You get $100 next year for 10% of your return.

• But if there's inflation, and we're treating the interest rate as inflation, which is 3%, or 3%, then you expect 10%, so the total discount rate for next year would be 13%, 100/1.13 = 88.49, so you get back from inflation 3% and your expectations 10%, which is the value of the certificate because of interest of 3%, which would have cost you $90.9 for 10%, which is now worth 88.49 because of inflation. That's why the lower the interest, the lower the value of $100 next year.

• This also explains why the interest rate on inflation is higher and the stock is lower in every medium, because the discount rate is higher.

Watch CLEC Investment and Financial Education Academy on YouTube: https://youtu.be/QkBTUQVA0IE

The market rises over time; that is beautiful and encouraging.

We have a pinned comment on YouTube where you can download the handout and find related links.

• Or email me:

• [email protected]

• [email protected]