00438 October 21, 2023

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The Market Only Rises Over the Long Term: Casual Investment Talk on Clubhouse

We have a pinned comment on YouTube where you can download the handout and find related links.

• Or email me:

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We Have Kept All of Our Videos on YouTube Since 2018

• We keep these videos available so everyone can learn investing in chronological order. Some guidance was appropriate at the time but is no longer suitable now; these are all learning materials.

• Viewers should consider the market environment at the time when thinking about the video content. These are all materials for learning investing; viewers should think independently and use their own judgment.

• In 2018, some of our investment suggestions included individual stocks and general funds. Those were good investment targets at the time and had strong returns. After the market reversed, from late 2021 to early 2022 we gradually recommended leaving individual stocks and general funds entirely and investing only in the QQQ index fund.

• When watching older videos, pay attention to the conditions at that time. Individual stock analysis is only for learning reference. Past general funds and ARKK are no longer good investments and are not recommended; we only recommend the QQQ index fund.

• We have pinned updated guidance in the comment sections of older videos: please use judgment when watching past content. You may ask questions about older videos. All videos remain available only for investment learning and reference, not as investment advice.

Watch on YouTube: "Investment 101, a $100 Million Investment Life Lecture, 8, 2022, CLEC Investment and Financial Education Academy."

• Watch on YouTube: "00398 2023 Annual $100 Million Investment Lecture, 27, 2023, CLEC Investment and Financial Education Academy."

Investors stay extremely optimistic!

Investors always face the sunshine!

The market will ultimately rise!

Investment needs patience!

Wealth is worth waiting for!

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The Market Keeps Rising Over Time

What's taking you so long to make it your own time?

• One. YouTuber "I don't remember what my father and I did." When Dad left, I had a lot to say to him, but he was gone. The most important thing right now is to tell him I love him. I'm trying to make sure Dad knows I love him!

• What took you time to do last forever is your own time.

• Life is short, not about age and longevity, but about how much time you really have.

• For more than 30 years, for example, if you can't be sure that your loved ones know you love him, what do you do with your time?

• It's a very sobering one.

You should follow our video. Look closely. Don't skip any video.

• It's important to hear every video from the beginning, to listen to everything that you don't understand, and to take back what you've heard.

• If you miss an important element, you'll probably never know again, and it'll affect your investment.

• Come on! Stay close! Don't lose your line!

During the 1970-85 period of high interest rates, the United States share was also a broad-banded shock, with no significant increase effect.

• Teacher's class has benefited. Thank you. There's a problem. higher forlonger There is also a high voice, assuming that interest rates and prices remain relatively high over the next few years. QQQ Is it likely that there will be a significant slowdown in the increase in the slope? For special risk-averse investors, should a certain proportion of the dollar be allocated at a low price?

• During the 1970-85 period of high interest rates, the United States share was also a broad-banded shock, with no significant increase effect.

• During the outbreak FED It's a lot of money. QT, After all, the balance is much higher than before the epidemic and the scale is not too fast, so it is still relatively loose; High interest rates will also lead to the return of foreign United States dollars, partially offset. QT, Prices may not be easily declining quickly. Thank you, sir!

• No predictions, no knowledge of the economy, world situation, inflation, interest rates, bonds, and stock market in the short term

Economists say the headline is that analysts are accurate, but no one can predict the future for a long time. These comments are "a seemingly precise error". Every once in a while the correct prediction was just an accident.

• "The price of goods remains relatively high over time. QQQ The long-term long-synthesis rate should be reduced. “It was also a broad shock between 1970 and 1985, when interest rates were high, and the increase in efficiency was not evident. It's supposed to be easy to perjury. The fact that high-interest stock markets continue to rise in history proves that these two words are wrong. It's called logical testimony. Look at the following two periods. So, the market boom is not a simple cause.

• Central Bank interest rate increased by 9.85 per cent in three years 11.8 per cent per annum * Central Bank interest rate increased by 6.5 per cent in 1993-2000 and by six times 32 per cent per annum in seven years)

• Too many years of rising interest rates are still in the stock market. So the two words are perjury and not "real."

• "The so-called risk-resatisfied need to be matched with bonds. It's also a popular saying that sounds reasonable. But it's not right either. In many cases, bonds fell far more than the stock market.

• We have to learn that "it's usually the right money and financial common sense that we're all wrong." Of course, many of the messages that sound reasonable are often misdirected.

• TLT It's been down 50% from the heights to the present, and it's down 2.05% today (19 October 2023), and it's worse than the stock market, and it's not enough for the risk-averse. It's not like it's going to fall.

If you hate the risks, there is no alternative to saving the money. There is no loss in investment. It's impossible to say that I just get what I want. In addition to fraud, it would guarantee high profitability and security.

• And now there is a chance that US foreign debt will continue to fall, especially long-term bonds that are dangerous. Central bank interest rates have remained high, with the last long-day interest rate having the opportunity to catch up with short-day interest rates until long-term interest is attractive to investors. So long-term interest rates end up higher than short-day rates, and long-term bonds have the chance of falling and falling for a long time until short-day interest. You should be careful that the risk is far from any bond and bond fund.

• You know, bonds are much more complicated than stock markets, you just have to study a company, investment numbers, nothing. Investment bonds are to study the economy in general, corporate financials, research conditions and cash flows. Debt ratio fifi There are far more to be studied by the bonds, and it is not true that they were done.

• If an investment company's debt and corporate debt and a high-income (spam) fund were to study hundreds of companies, and there were hundreds of companies in the bond fund, even a rating agency could not analyze the equity of the bond fund. How can ordinary people be able to invest in bonds?

• So it is important to know that, apart from short-term bonds of less than a year’s US national debt, the rest of you take them as a risk, as long as you hear them, which is a risk to ordinary people.

Trying to predict any future is for nothing. Good

"Inflation and interest rates" are not something that we can predict when we think about it. It is impossible to predict future inflation and interest rates, let alone short-term bonds and stock market booms.

None of the economists can predict inflation and interest rates for a long time, and even the central bank doesn’t know, so let’s not be too paranoid.

• Attempting to predict any future is futile.

• We human beings are trapped not by our ignorance, but by what we believe in.

Watch CLEC Investment and Financial Education Academy on YouTube: https://youtu.be/QkBTUQVA0IE

The market rises over time; that is beautiful and encouraging.

Invest with calm conviction.

• Market volatility has nothing to do with me!

• International affairs have nothing to do with me!

• Market analysis has nothing to do with me!

• Financial statements have nothing to do with me!

• Economic conditions have nothing to do with me!

• Everything has nothing to do with me!

• Ignore market noise and volatility!