00442 November 11, 2023

Related Materials

• Previous presentation: 00440 November 4, 2023
• Next presentation: 00443 November 18, 2023

Document Text

The Market Only Rises Over the Long Term: Casual Investment Talk on Clubhouse

We have a pinned comment on YouTube where you can download the handout and find related links.

• Or email me:

• [email protected]

• [email protected]

We Have Kept All of Our Videos on YouTube Since 2018

• We keep these videos available so everyone can learn investing in chronological order. Some guidance was appropriate at the time but is no longer suitable now; these are all learning materials.

• Viewers should consider the market environment at the time when thinking about the video content. These are all materials for learning investing; viewers should think independently and use their own judgment.

• In 2018, some of our investment suggestions included individual stocks and general funds. Those were good investment targets at the time and had strong returns. After the market reversed, from late 2021 to early 2022 we gradually recommended leaving individual stocks and general funds entirely and investing only in the QQQ index fund.

• When watching older videos, pay attention to the conditions at that time. Individual stock analysis is only for learning reference. Past general funds and ARKK are no longer good investments and are not recommended; we only recommend the QQQ index fund.

• We have pinned updated guidance in the comment sections of older videos: please use judgment when watching past content. You may ask questions about older videos. All videos remain available only for investment learning and reference, not as investment advice.

Watch on YouTube: "Investment 101, a $100 Million Investment Life Lecture, 8, 2022, CLEC Investment and Financial Education Academy."

• Watch on YouTube: "00398 2023 Annual $100 Million Investment Lecture, 27, 2023, CLEC Investment and Financial Education Academy."

Investors stay extremely optimistic!

Investors always face the sunshine!

The market will ultimately rise!

Investment needs patience!

Wealth is worth waiting for!

Subscribe, Comment, Like, and Share. Remember to Give Apple Podcast Five Stars to Receive Timely Market Updates.

The Market Keeps Rising Over Time

I suggest we watch the following video!

• https://youtu.be/lydmOkYSLyE?si=HSxcOz03f-iSCvsC

• One amazing point is that even people who do not know coding can use it to create a GPT APP.

• All I have to do is feed all my past articles and speeches. GPT You can copy one. James Yes. APP Put it on. ChatGPT APP store To answer the question of investment, I'll have a double!

• A lot of professionals in the future can be simple. Writing or talking, teaching yourself. GPT Make your own business. GPT APP Get on board.

• It's so exciting!

• Some of the existing companies should be nervous!

• Some of these companies are fishy!

• Some of the new companies are going to be so hot!

CLEC James Investing in financial channels is the answer to investing in wealth. GPT APP:: Need to order GPT-4 Plus We can use ours. GPT APP

• https://chat.openai.com/g/g-Q8Y2TmEcq-clec-james-tou-zi-li-cai-pin-dao-jie-da-tou-zi-li-cai-zhi-fu-zhi-dao

Is this safe?

• The following question will be answered: CLEC James The teacher's response is your knowledge. knowledge base )

• Question:

• If I want to ask my teacher, I live in Taiwan, I can borrow 80% of the loan, at an interest rate of 2.1%, on the assumption that I can borrow 10 million, because the terms of this deal are not to pay the principal, but only interest, so I pay 210,000 a year.

And then I invested $7 million,0662, 1.5 million,0670. L 1.5 million, 00,864 B.

7 million, 00662, loaned 2 million more. B.

Is this safe?

This way, 00864. B It'll be 3.5 million. If the market falls, I'll be 00864. B Switch to 00670. L.

Is that right?

James Teacher replied.

• You need to know how to repay the loan. The interest on the loan is due every month, you cannot sell the stock, you borrow $10 million, at an annual rate of 2.1 per cent, and you pay $210,000 a year. Plus the pledge loan of $2 million, the annual interest rate of 2.4 per cent, the annual payment of $48,000, and the total annual interest payment of $258,000.

• You can't pay 258,000 dollars a year for interest, you can pay 258,000 dollars a year for interest, and you can pay 258,000 dollars a year for interest.

• 00864 B It's 5% interest a year, but it's also possible to get 00864 because of the appreciation of the Tai dollar. B Falling, unable to rely on 00864. B To pay interest. The price of their shares is not stable.

• Take care of the risks, that's fine.

• Your holdings are at the securities firm, while the issuer and the bank are behind the securities firm. Your pledge works more like a securities-backed credit line. All shares remain in the securities account, but when you need cash you can draw it from the linked bank account. B, 00670.L, and 00864B can all be part of the pledged collateral.

James The teacher replied.

• Question:

• In other words, 00662, 00670. L, 00864 B Pack 10 million, but only $2 million. That way, I'll be more sustainable and safer, right?

• James The teacher replied:

• Your assets, whatever you invest, are worth up to 20 per cent.

I've learned more. Knowledge base Questions of proximity.

• Can I borrow from the real estate mortgage and invest in the stock, and then borrow from the stock? It's safer to borrow from the stock mortgage at most. Is there anything else that needs attention?

• CLEC James Investing in financial channels is the answer to investing in wealth. GPT APP Reply: Borrowing into the stock market with real estate collateral and further These stocks are pledged for additional borrowing, and are a high-risk financial operation. This strategy will increase your exposure, but it will also magnify potential risks. Here are the key points you need to consider:

• 1. Secure range of stock pledge borrowing According to the data provided, you can use a higher loan amount when your asset value increases. For example, if you have a million dollars in assets that you can pledge, you can get about 70%, or 700,000 dollars. But in order to reduce risk, you should use only a portion of it, like $100,000. As the value of your assets increases, you can increase the amount of your available borrowing. This will help you maintain a safer maintenance ratio.
• 2. The risk of market fluctuations: both stock and real estate markets may experience dramatic price movements. If the market drops sharply, your value may shrink sharply, which may result in your borrowings exceeding the value of the mortgage, forcing the sale of shares or causing enormous financial pressure.
• 3. ** Interest payments**: You need to consider the cost of interest arising from borrowing. These interest costs should be covered by stable income, not by value added or stock sales.
• 4. ** Unpredictable market factors**: Market analysis, international developments, economic trends, etc. may have a significant impact on your investment mix. These factors are often unpredictable and may invalidate your strategy.
• 5. ** Tax considerations**: Stock sales may involve tax issues such as capital gains taxes, which need to be taken into account in strategy development.

• In any case, while the use of real estate mortgages to reinvest in stocks and the use of stock mortgages may provide additional potential returns, it also increases your financial risk. Therefore, before implementing this strategy, consider your risk tolerance and seek advice from professional financial consultants.

From now on, 100 years is not a dream, 120 is likely, 140 years old. Then it'll be richer.

• Miss, I don't have children. I don't want to leave my assets to anyone. How much can I spend in a year? I know. Stay. QQQ If you give it to someone, it'll cost only 2% a year. Thank you, sir.

• We don't use 2% or 3% of our assets for anyone else, for ourselves, for the money we spend forever, for ourselves, for others.

• From now on, 100 years is not a dream, 120 is likely, 140 years old. It'll be richer.

• It's a big gift to prepare for a long life!

It's gonna be more and more. It's not worth it.

• If the world can't ban more money, it will increase its assets.

• In particular, in addition to inflation and high stock prices, stocks include innovation and real value increases for companies, and stock holdings are certainly the largest in the long run and will continue to rise.

• I'm happy to enjoy the added value of my capital.

We can't change people, we can't stand anything. People

• Independent and happy lives are the best.

It's a nature. It's a quality of a successful person.

• Not to save money, but to delay and enjoy.

• To live a good life, to fulfill your mission.

• The saving and spending of money are both the sun and the pole. It's getting more and less. No nothing, no nothing.

• Life is not about getting old!

• Life spends just as much money!

• Life Week Investment Method

• It's time to spend money.

• I do not know.

• It's like being too dependent.

The revolution hasn't worked yet. We have to keep working.

• We can't build factories and turn over for Europeans and Americans, we can do it with razing and capitalism.

• The revolution has yet to succeed, and we still have to work.

Philosophy's thinking and learning is taking control of life.

• We can't stop learning, we can't keep our money until we get there. Increased wealth is not our goal, but I'm an increase in the company, but I'm part of the study. Live a life without borders.

• Life is not about the memory of life, it is about thinking and happiness, and that part of it belongs to us, so life is not about life, but about how much time it really belongs to us.

• The philosophy of thinking and learning is to take back the time control of life.

I really didn't see a record that was worth listening to. Province

• Because they have no central idea of their investment, they travel around the market, and they move around for the eyeballs.

• We don't make money from the channel, we don't make money from school fees and members, we don't want to.

• When you've increased your knowledge of a lot of financial matters, and the financiers have gone up the stairs, other channels will be unable to listen.

Thank you, teacher. This year everyone says they're buying long-term debt. I don't really have a sub-issue. I have a long-term holding fund.

Invest in funds, keep cash, and buy short-term Treasury funds.

• But people don't like the division, they have to go to the King's master. Get the pills.

• I've been telling people not to touch bonds, not bonds, not bonds.

• People don't like the assignment I gave them, they have to take an exam that they don't know. Of course it's zero.

• Even if interest falls and bonds rise, the stock market will get worse. Why do you want to slow down investment and fall more than stock-bonds?

James The teacher's response

• kevin cheng

• After this bond's test, it's a great risk. Thank you, sir, but people are always stupid once.. Old

• James Teacher's response:

• One person's mistake can become another person's warning.

• Twice, it was my fault.

• Three mistakes, being stupid.

• The external risks are not limited to bonds, but are high risks as long as they exceed index funds and short-term notes and bonds.

• You don't know where the risk is, you keep yourself safe.

• [indicative funds and short-term notes and fixed deposits]

Watch CLEC Investment and Financial Education Academy on YouTube: https://youtu.be/QkBTUQVA0IE

The market rises over time; that is beautiful and encouraging.

Invest with calm conviction.

• Market volatility has nothing to do with me!

• International affairs have nothing to do with me!

• Market analysis has nothing to do with me!

• Financial statements have nothing to do with me!

• Economic conditions have nothing to do with me!

• Everything has nothing to do with me!

• Ignore market noise and volatility!