00103
Investing and Personal Finance (9) Comparison of SPY QQQ AAPL dividend growth rates. Note that the graph is not logarithmic. Taking the logarithmic chart, the growth rate is AAPL11.39% > QQQ9.7% > SPY8.65%. CLEC
Long
Investing and Personal Finance (9) Comparison of SPY QQQ AAPL dividend growth rates. Note that the graph is not logarithmic. Taking the logarithmic chart, the growth rate is AAPL11.39% > QQQ9.7% > SPY8.65%. CLEC
A practical demonstration of downloading SPY, QQQ, and AAPL dividend histories from Yahoo Finance, converting quarterly payments into annual data, aligning periods, and comparing growth curves.
12:24
00102
Investing and Personal Finance (8): Sequence-of-Returns Risk for Retirees | CLEC, October 3, 2019
Long
Investing and Personal Finance (8): Sequence-of-Returns Risk for Retirees | CLEC, October 3, 2019
An explanation of sequence-of-returns risk for retirees, contrasting accumulation with withdrawals and using withdrawal rates, cash buffers, and time-based retirement buckets to manage early losses.
14:06
00101
Investing and Personal Finance (7) Stock index investment, the long-term return is much higher than that of bonds, and the risk of stock index is much lower than that of bonds
Long
Investing and Personal Finance (7) Stock index investment, the long-term return is much higher than that of bonds, and the risk of stock index is much lower than that of bonds
A 2019 comparison of SPY dividend yield, US Treasury yields, and historical return ranges for stocks and bonds, showing how the holding period changes the risk comparison in the video.
5:51
00100
Investing and Personal Finance (6) How to avoid market risks; don’t predict the market; don’t leave the market
Long
Investing and Personal Finance (6) How to avoid market risks; don’t predict the market; don’t leave the market
A video on the risk of leaving the market after forecasting a peak, the cost of missing a few strong days, frequent switching, impatience, stock-backed leverage, and emotions that disrupt long-term ownership.
10:42
00099
Investing and Personal Finance (5) Investment success formula; time is investors’ friend; be patient and become rich; don’t operate; don’t leave the market
Long
Investing and Personal Finance (5) Investment success formula; time is investors’ friend; be patient and become rich; don’t operate; don’t leave the market
An investment lesson on time, compounding, regular saving, starting early, patient index ownership, passive defense, reducing trades, and avoiding unnecessary exits from the market.
17:48
00098
Investing and Personal Finance (4) Expected return on investment in US Index Fund SPY
Long
Investing and Personal Finance (4) Expected return on investment in US Index Fund SPY
A 2019 walkthrough of a simple SPY return model based on dividend yield plus dividend growth, with P/E valuation and purchase price used to explain why expected returns may be harder to realize.
14:58
00097
Investing and Personal Finance (3): QQQ Annualized 22.45% from 2009–2019 and How Annualized Returns Are Calculated
Long
Investing and Personal Finance (3): QQQ Annualized 22.45% from 2009–2019 and How Annualized Returns Are Calculated
A practical guide to calculating annualized return from ending value, starting capital, and years invested, using a 100-to-250 example and two historical QQQ holding periods.
7:37
00096
Investing and Personal Finance (2) Interest rates, asset bubbles, central-bank money printing, money games, how investors can avoid the risks of money games
Long
Investing and Personal Finance (2) Interest rates, asset bubbles, central-bank money printing, money games, how investors can avoid the risks of money games
A financial update on low rates, asset prices, inequality, bonds, gold, property and stocks, a thatched-house credit parable, productive government borrowing, bubbles, and reserve currencies.
39:50
00095
Investing and Personal Finance (1) Good investment targets and a good book. Are you suitable for investing in individual stocks? Risk, survival is everything
Long
Investing and Personal Finance (1) Good investment targets and a good book. Are you suitable for investing in individual stocks? Risk, survival is everything
A financial education video comparing Taiwan funds with QQQ and SPY, explaining ten-year holding horizons, cash and living-expense reserves, index and stock risk, and priorities beyond replaceable assets.
26:49
![Investment Newsletter (21) [Time to invest in individual stocks; key to long-term profits; are US index funds expensive! ][If your YouTube cannot view our videos. Please uninstall the Youtube APP and download it again to solve this problem.](https://cdn.clec168.com/video/long/00093.jpg "Investment Newsletter (21) [Time to invest in individual stocks; key to long-term profits; are US index funds expensive! ][If your YouTube cannot view our videos. Please uninstall the Youtube APP and download it again to solve this problem.")
00093
Investment Newsletter (21) [Time to invest in individual stocks; key to long-term profits; are US index funds expensive! ][If your YouTube cannot view our videos. Please uninstall the Youtube APP and download it again to solve this problem.
Long
Investment Newsletter (21) [Time to invest in individual stocks; key to long-term profits; are US index funds expensive! ][If your YouTube cannot view our videos. Please uninstall the Youtube APP and download it again to solve this problem.
An investment update on when to buy individual stocks, business quality, market resilience, staying invested through volatility, and a twenty-year dividend and bond-yield framework for valuing SPY.
35:28
00091
Investing Essentials (30) [How to buy good funds in Taiwan, and what you should pay attention to when buying funds in Taiwan.
Long
Investing Essentials (30) [How to buy good funds in Taiwan, and what you should pay attention to when buying funds in Taiwan.
A Taiwan-focused fund-selection lesson covers fund-company scale, switching costs, sector and holdings analysis, Nasdaq benchmarks, multi-period performance, accumulation shares, and MoneyDJ.
26:44
00090
Investing Essentials (29): Lump-Sum vs. Staged Purchases and the Primacy of a Long-Term Strategy
Long
Investing Essentials (29): Lump-Sum vs. Staged Purchases and the Primacy of a Long-Term Strategy
This lesson compares lump-sum and staged investing through investor psychology, index funds, a hypothetical ten-year return model, deployment periods, and price-based purchase intervals.
34:39