
Investment Newsletter (20) [The next fifteen years of the market, the cost of avoiding risks, when to buy, what to buy, do you have enough money!
A July 2019 investment update on the next fifteen years, index and stock discipline, low rates, asset prices, the cost of holding cash or bonds, correcting mistakes, and reserve-backed digital currency.

Investment Newsletter (19) [As relations between China and the United States ease, buy in batches. Divide the funds into ten equal parts, buy an index every month, and complete the buying plan in ten months to one year.
This June 2019 update covers U.S.-China relations, supply chains, renminbi settlement, U.S. extraterritorial reach, Facebook Libra, reserve currencies, and staged market re-entry.

April 2019 Team-Leader Meeting Supplement: Financial History and The Intelligent Investor
A review of financial bubbles and The Intelligent Investor covers scarcity stories, credit and leverage, defensive and enterprising investors, inflation, indexes, and open-end funds.

2019 Supplement after the sixth lesson (correct audio track) [Learning from the US asset bubble to the formation of bubbles and the judgment of technical analysis
Using the U.S. subprime crisis, this lesson explains MBS, credit expansion, leverage, funding chains, derivatives, bubble conditions, technical analysis, and innovation.

Investment Newsletter (17): “Wealth Is a Gift” and “Happiness Is a Human Right” | CLEC
This April 2019 investment update covers financial responsibility, cash-flow risk, market timing, long-term index investing, defensive and enterprising approaches, and retirement planning.
![Industry information (1) [Characteristics between individual stocks and indexes and individual stock industry information. ]CLEC Investment Industry information (1) [Characteristics between individual stocks and indexes and individual stock industry information. ]CLEC Investment](https://cdn.clec168.com/video/long/00086.jpg)
Industry information (1) [Characteristics between individual stocks and indexes and individual stock industry information. ]CLEC Investment
An industry review compares QQQ with technology stocks, then covers Apple Arcade, Card and Pay, Amazon ads and payments, NVIDIA autonomous-driving chips, and Square's Cash App.

Investing and personal finance instructions (28) SPY’s investment value and expected rate of return; economic and financial operations
A Keynote Live demo leads into an SPY cash-flow and IRR model, expected returns, acceptable purchase prices, bubbles, economic data, inflation, rates, and market-timing limits.

Investment Newsletter (16) Volatility is not a risk, low returns in the long term are the biggest risk. CLEC Investment
This March 2019 review covers index volatility, the long-term risk of low returns, Amazon AWS and Project Zero, NVIDIA networking, Apple Card and Pay, and Square.

A large part of the value of investment communications (15) includes growth. Buy stocks that never need to be sold, buy U.S. indexes that never need to be sold, and make huge profits from long-term investments. CLEC Investment
This February 2019 market review covers U.S. funds available in Taiwan, long-term fees, business quality, the limits of low P/E ratios, company value, Amazon, and Square.

Investing Essentials (27) How to Find Investment Information on the Internet
This Yahoo Finance tutorial covers ETF expenses, fund data, chart comparisons, moving averages, dividends, stock fundamentals, economic calendars, and filtering reliable information.

The First Investing Lesson of 2019 (1/2): “Wealth Is a Gift; Happiness Is a Human Right”—Making Sound Financial Decisions (Revised)
This course connects wealth, happiness, and purpose with learning, health, and family, then uses a market decline, leveraged products, and retirement spending to explain financial risk.

The First Investing Lesson of 2019 (2/2): Risk Control and Retirement Account Allocation (Revised)
This 2019 class stress-tests retirement assets against the 2000 and 2008 bear markets and covers spending, fixed withdrawals, Roth conversion tax brackets, capital gains, SPY, cash, Treasuries, and small accounts.