
Don’t invest if you cannot bear the risk of market decline; if you accept getting rich slowly, your life will be rich and happy.
Selected segments examine risk tolerance, leveraged products, shifting risk awareness as markets rise, and fixed-allocation rebalancing. The speaker also links suitable market exposure to whether it disrupts sleep.

Never follow the trend when investing: This is my hometown where you have peace of mind: wealth will come naturally if you have peace of mind
Selected segments cover investment risk, declining emergency reserves and borrowing, holding periods, self-directed investing, leveraged ETFs, short puts, and evidence for long-term asset claims.

Index Investing Across Ages and Genders: Building Wealth Gradually Instead of Chasing Overnight Riches
Q&A segments discuss custody after share pledges or lending, high-return claims, scams, insurance, return calculations, and dividend reinvestment. The examples and views are the speaker's, not investment advice.

Economists and stock market prognosticators are dead wrong: The devil who predicts markets thinks he is a god: Central banks have unlimited power to create liquidity
Segments cover education, staying invested, duration mismatches, rate-driven bank stress, custody, and single-stock volatility. Market and allocation views are the speakers' own.

The risk of random accidents: long-term investors make huge contributions to society
Selected segments discuss the limits of short-term market forecasts, a long-term mindset, preparation for job loss, cash access, bank liquidity, and starting early.

SPY QQQ U.S. Index Fund is still the fund with the best long-term performance over a period of more than 20 years: buy U.S. Index Funds if you have money, buy them at any time, don’t sell them
Selected segments cover investment risk, insurance questions, investor behavior during declines, brokerage-account protection, index rebalancing, concentrated holdings, and time in the market.

Short-Term Investing Is All or Nothing: Building Wealth Through Long-Term Index Investing
Selected segments examine impatience after a market rebound, long-term holding, index funds, volatility, financial contagion, structured debt, and Roth conversion questions.

How to face market ups and downs; treat index fund investing like real estate
Selected segments cover ETF access in China, retirement-account accumulation, leveraged and individual-stock decisions, staying invested through volatility, and cash buffers.

Lifelong learning "books" are the cheapest investment: reverse thinking: wait patiently
Selected segments cover investment risk and cash reserves, valuing stocks through total market capitalization, index-fund holding, learning through teaching, and the speaker's view of de-dollarization.

Life requires freedom in all aspects: being able to be alone is true freedom: index investing is self-driving and there is no need to work for Wall Street
Selected segments cover value-investing resources, market volatility, Traditional and Roth 401(k) records, QLD risk, retirement-plan funds, and impersonation scams.

Wealth is a tool in life, not an end: life can reject unhappy people and things
Selected segments connect long-term investing, company valuation, and funding limits with refusing unhappy situations, reframing necessary relationships, and continued learning.

The First Investing Lesson of 2023: An Investment-and-Life Lecture Valued at 100 Million
This annual investing lecture connects independent thinking, wealth and happiness, consumer debt, savings, drawdown risk, cash reserves, retirement planning, and currency conversion.