
Don't Give Advice If You Haven't Watched the Videos: Coaching a Friend on Money Could Be Hurting Them
A retiring Taiwanese business owner holds mainly U.S. dollar deposits in Hong Kong and asks about buying QQQ or converting the money to New Taiwan dollars for 00662.

Lost 2 Million Day Trading and Wants Family to Foot the Bill? Mercy Toward a Gambler Is Cruelty to Yourself
A family member lost over NT$2 million day trading, including NT$1.5 million borrowed through a personal loan. The speaker discusses repayment responsibility and financial boundaries.

Is a House a Cage or a Safety Net? A Single Mother's Moment of Decision
A 40-year-old who bought a home in 2019 now carries the mortgage alone after her husband lost work. With two daughters, she weighs housing stability against severe cash-flow pressure.

Stop Voluntary Pension Contributions and Buy More 00662? A Tech New Grad's Key Contrarian Call
A technology worker contributing 6%, about NT$3,000 monthly, to Taiwan's labor pension considers stopping and borrowing to buy 00662. The speaker supports the idea but requires stable repayment.

Semi-Retired, No Kids — Can You Still Draw 5? How Should You Allocate Assets After a Retinal Detachment?
After retinal-detachment surgery, a 53-year-old and a 60-year-old spouse enter semi-retirement. Their questions cover roughly NT$15 million in stocks, a home, 5% withdrawals, and rebalancing.

Can 00864B Fall Too? How Should Working Professionals Set Their Asset Allocation and Beta?
A 50-year-old worker planning to retire at 65 asks about a currency-driven decline in 00864B and an appropriate portfolio beta. The response compares 00864B, 00865B, and short-term cash.

Stop Being Easy Prey! The Truth About Investment Scams and the Right Money Mindset
The video warns about accounts impersonating the speaker to charge for investment guidance, then reviews currency effects, leverage, market indicators, and securities-backed borrowing.

Raising a house is not as good as raising children: the truth about housing for retirement and retirement cash flow
The video discusses money as a tool, housing for retirement cash flow, long-term borrowing and spending trade-offs, cash in accounts, asset characteristics, rebalancing, and verifying cross-border tax questions.

VOO vs. QQQ? Does Missing One Great Company Matter? Focus Is the Key to Building Wealth
An investor holding QQQ and QLD asks whether a Nasdaq-100 focus could miss the next major company if it lists on the NYSE. The speaker argues for accepting omissions and maintaining direction.

Should You Sell TQQQ After It Doubles? Three Mindset Mistakes in Roth IRA Leverage
After a TQQQ position bought with $2,500 shows a 100% gain inside a retirement account, the writer considers selling and buying back lower. The speaker opposes that timing plan.

Is Borrowing More to Invest OK? Can Selling the House Fund a Secure Retirement? A Two-Generation Asset Decision for Young People and Their Parents
A 35-year-old and his partner consider borrowing NT$1.5 million against their home for a 433 portfolio, while his near-retirement parents face a separate housing and cash-flow decision.

Does Retirement Securities-Backed Borrowing Fall Apart? After Dropping From 50 Million to 25 Million, Can I Still Borrow to Live On?
A retiree asks whether borrowing can continue after a hypothetical fall from NT$50 million to NT$25 million. The response also covers cash reserves, currency hedging, and pledge providers.