00536
Ten Million From Selling the House — How Should You Allocate for Retirement? A 70/30 Life, From Inner Wealth to Asset Allocation
Short
Ten Million From Selling the House — How Should You Allocate for Retirement? A 70/30 Life, From Inner Wealth to Asset Allocation
After a 7.3 million home sale, the household has about 12.9 million in investable assets including Nasdaq holdings and deposits. The speaker models retirement cash flow with a 70/30 allocation.
4:27
00536
With a Securities-Backed Loan in Place, Should You Sell SWVXX? Account Types and Growth Priority, Seen Through Asset Allocation
Short
With a Securities-Backed Loan in Place, Should You Sell SWVXX? Account Types and Growth Priority, Seen Through Asset Allocation
The writer holds one year of expenses in SWVXX inside a brokerage account and uses money market funds elsewhere. The speaker explains why a pledged portfolio retains SWVXX and how Traditional and Roth accounts differ.
2:57
00536
Should You Have a Third Child? How to Choose When Life and Personal Finance Intersect
Short
Should You Have a Third Child? How to Choose When Life and Personal Finance Intersect
A two-income household with two children has about $1,500 left monthly after housing and living costs and is considering a third child. The discussion weighs job security, caregiving, cash flow, and regret.
4:28
00535
Assets Split After Divorce: How Do You Solve the Cash-Is-Air Problem, Heavy Single-Stock Bets, and PAL Risk?
Short
Assets Split After Divorce: How Do You Solve the Cash-Is-Air Problem, Heavy Single-Stock Bets, and PAL Risk?
After dividing marital assets, the writer has about $20,000 in cash, $700,000 in taxable stocks, and $1.1 million in retirement accounts. The response covers PAL debt, cash reserves, concentration, and Roth planning.
5:45
00535
How Do You Invest a 2 Million Mortgage? Drop Sub-Brokerage and Switch to an Asset Allocation With 00662 and 00865B
Short
How Do You Invest a 2 Million Mortgage? Drop Sub-Brokerage and Switch to an Asset Allocation With 00662 and 00865B
A 45-year-old couple has NT$1.52 million available after a NT$2 million mortgage increase and asks about a 00662 and 00865B allocation plus the difference between 00865B and 00864B.
5:52
00535
Can Freelancers Get a Loan Too? The Capitalist Mindset and Positioning Playbook Behind the 6 63 Loan
Short
Can Freelancers Get a Loan Too? The Capitalist Mindset and Positioning Playbook Behind the 6 63 Loan
A self-employed worker in Taiwan who is paid in cash receives a proposed NT$690,000 personal loan for 84 months at 6.63%. The speaker discusses acceptance and later comparison.
3:34
00535
Missed Yang Ming, Bet Big on VIX, Then Turned It Around With a Mortgage! The Road From Heavy Losses to Belief in Index Investing
Short
Missed Yang Ming, Bet Big on VIX, Then Turned It Around With a Mortgage! The Road From Heavy Losses to Belief in Index Investing
A 48-year-old reviews losses around the financial crisis, Yang Ming Marine, and a liquidated VIX ETF, then asks about using a mortgage and the speaker's 604 allocation.
7:46
00534
Sell or Wait? From ESPP to Roth IRA: The Golden Window for Tax Savings and Securities-Backed Loans
Short
Sell or Wait? From ESPP to Roth IRA: The Golden Window for Tax Savings and Securities-Backed Loans
The writer asks about selling employer shares after one year, Roth IRA contribution and earnings withdrawals, selling pledged stocks for QQQ, and arranging a PAL before school starts.
4:49
00534
Roth, PAL, and QQQ — A Three-Pronged Plan: The Complete Asset Allocation Guide After Selling Your House
Short
Roth, PAL, and QQQ — A Three-Pronged Plan: The Complete Asset Allocation Guide After Selling Your House
The writer coordinates Roth 401(k), Roth, brokerage, home-sale, and PAL plans. The speaker discusses balancing retirement assets with collateral and moving individual stocks to QQQ.
4:24
00534
442 Becomes 433? How Asset Allocation Evolved, and the Rules for Avoiding Situation Eight and Situation Nine
Short
442 Becomes 433? How Asset Allocation Evolved, and the Rules for Avoiding Situation Eight and Situation Nine
The writer uses the 442 allocation and invests monthly surplus, but asks when to switch to 433 and how the speaker distinguishes two scenarios involving pledged borrowing.
4:08
00534
What Is 433 Asset Allocation? Decoding the Three Keys to Long-Term Investing
Short
What Is 433 Asset Allocation? Decoding the Three Keys to Long-Term Investing
The video decodes the 433 allocation: 40% in QQQ or 00662, 30% in QLD or 00670L, and 30% in 00865B, with a distinct role assigned to each sleeve.
3:19
00533
The Price of Emigrating to New Zealand? A Test of the Soul: A Comfortable Life vs. Your Children's Future
Short
The Price of Emigrating to New Zealand? A Test of the Soul: A Comfortable Life vs. Your Children's Future
A couple expects to divide retirement between Taiwan and New Zealand while holding 00662 and local funds. The speaker argues for making Taiwan their primary home base.
3:55