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In-Person Course, Lesson 1: How Much Do You Need for Retirement?
2018 Offline Course Catalog
In-Person Course, Lesson 1: How Much Do You Need for Retirement?
Using a simplified retirement example, the video shows how spending at, above, or below annual investment income can leave savings stable, deplete them over time, or allow them to keep growing.
3:10
00429
How Much of a Flexible Mortgage Credit Line to Use: Household Cash Flow and the Speaker’s Proposal
Short
How Much of a Flexible Mortgage Credit Line to Use: Household Cash Flow and the Speaker’s Proposal
A homeowner weighs using half or all of a flexible mortgage credit line, considering interest, household pressure, a spouse's view, market timing, and the speaker's allocation proposal.
3:02
00429
Sharing Index-Investing Ideas on Instagram: One Writer’s Not-for-Profit Outreach
Short
Sharing Index-Investing Ideas on Instagram: One Writer’s Not-for-Profit Outreach
A letter criticizes costly finance courses and explains using Instagram to introduce index-investing ideas through concise, nonprofit, unofficial educational content.
3:39
00429
Does Where You Live Matter? Reflections on Environment, Fate, and Life Choices
Short
Does Where You Live Matter? Reflections on Environment, Fate, and Life Choices
A letter asks whether distance from an industry center protects independent thinking or sacrifices opportunity. The speaker rejects a universal answer and emphasizes personal aims.
7:27
00429
Leveraged Investing and a Nine-Figure Asset Projection: A Father’s Shift Toward Index Investing
Short
Leveraged Investing and a Nine-Figure Asset Projection: A Father’s Shift Toward Index Investing
A listener discusses leveraged investing, using a 0056 holding toward interest, pledged assets, a new loan, family views on index investing, and staying composed through volatility.
3:18
00428
Being Present Is the Best Investment: A Life Lesson for My Daughter and Me
Short
Being Present Is the Best Investment: A Life Lesson for My Daughter and Me
A mother reflects on learning to swim with her nine-year-old daughter, returning to piano, replacing policing of gaming with companionship, and respecting a child's future choices.
4:07
00428
A Loan Against a Home for High-Dividend ETFs? Distributions, Debt Costs, and Stock Risk
Short
A Loan Against a Home for High-Dividend ETFs? Distributions, Debt Costs, and Stock Risk
A listener asks about borrowing against a home for individual stocks and high-dividend ETFs with staggered distributions; the speaker focuses on borrowing costs, low-return risk, and individual-stock risk.
3:14
00428
Keeping Investing Simple: Lessons From The Financial Bible and Continuous Buying
Short
Keeping Investing Simple: Lessons From The Financial Bible and Continuous Buying
A listener connects lessons from short videos, Huang Peiyuan's The Financial Bible, newer investment books, and research to long-term buying and simpler investing.
4:43
00428
How Can a Family Business Balance Reform and Employee Security? Retirement Trusts, AI, and Estate Planning
Short
How Can a Family Business Balance Reform and Employee Security? Retirement Trusts, AI, and Estate Planning
A family export company's letter connects business renewal, longtime employee protection, retirement trusts, AI-assisted processes, ETF inheritance, and estate planning.
10:20
00427
Can Family Members Handle a Hong Kong Brokerage Account After Death? Legal and Asset-Safety Risks
Short
Can Family Members Handle a Hong Kong Brokerage Account After Death? Legal and Asset-Safety Risks
A listener in China asks whether family could sell US stocks held through a Hong Kong broker after the account holder's death. The speaker prioritizes account safety.
1:58
00427
Retirement Planning at 47 With 15 Million in Assets: Cash Reserves and ETF Choices
Short
Retirement Planning at 47 With 15 Million in Assets: Cash Reserves and ETF Choices
A 47-year-old listener with about 15 million in assets asks how 00646, 00662, a 4-4-2 allocation, cash reserves, and retirement timing might fit together.
3:50
00427
Fully Invested in QQQ or Holding Cash? Allocation and Annual Rebalancing
Short
Fully Invested in QQQ or Holding Cash? Allocation and Annual Rebalancing
The video compares holding only QQQ with an 80% QQQ and 20% cash allocation. The speaker says future performance is unknowable and frames allocation as a way to stay invested comfortably.
2:29