00448
Retirement Cash-Flow Shortfall: The Home, Family Support, and Selling Options
Short
Retirement Cash-Flow Shortfall: The Home, Family Support, and Selling Options
A retired homeowner has more annual spending than income and most assets tied up in a home. The speaker discusses family support, housing alternatives, ownership protection, and sale proceeds.
2:53
00447
Retirement Withdrawals With or Without Borrowing: 80/20, 433, and Rebalancing
Short
Retirement Withdrawals With or Without Borrowing: 80/20, 433, and Rebalancing
A viewer asks how allocation should change before and after retirement when withdrawals may or may not use collateral-based borrowing. The speaker separates flexible, 80/20, and 433 paths.
3:08
00446
Stock-Bond Allocation, Rebalancing, and Long-Term Risk
Short
Stock-Bond Allocation, Rebalancing, and Long-Term Risk
A commenter questions whether stock-bond allocation reduces long-term risk. The speaker discusses bond volatility, passive rebalancing versus market timing, cycles, and long-term returns.
6:30
00018
The Meaning of Life
2018 Offline Course Catalog
The Meaning of Life
The video examines wealth and life's purpose, uses a workplace example to explain service and mission, and presents the speaker's personal beliefs about spirituality, shared learning, and following nature.
4:08
00445
Retirement Planning for a Small-Business Owner: Allocation and Account Consolidation
Short
Retirement Planning for a Small-Business Owner: Allocation and Account Consolidation
A small-business owner nearing retirement outlines Taiwanese and U.S. investments, property, insurance, and education costs, then asks about collateral-based allocation and account consolidation.
4:33
00017
Will the U.S. Stock Market Keep Rising?
2018 Offline Course Catalog
Will the U.S. Stock Market Keep Rising?
The speaker models SPY dividend growth, cumulative cash flow, holding periods, and regular contributions, then compares dividend income with rental property. Future values and returns are assumptions, not guarantees.
7:19
00444
Cash Flow After a Home Sale: PAL, Car Loans, and Asset Allocation
Short
Cash Flow After a Home Sale: PAL, Car Loans, and Asset Allocation
A Southern California family describes cash-flow and tuition pressures after selling a home, then asks about car loans, PAL timing, securities-backed borrowing, and allocation.
8:05
00016
What Is Money? Understanding Its Power
2018 Offline Course Catalog
What Is Money? Understanding Its Power
The video reflects on how money serves life by contrasting forgotten material purchases with memorable experiences, then explores delayed buying, needs versus wants, and learning as part of a positive cycle.
3:39
00443
QLD Allocation When Roth Funds Are Limited: Roth vs. Brokerage Placement
Short
QLD Allocation When Roth Funds Are Limited: Roth vs. Brokerage Placement
A viewer asks whether to add QLD in a brokerage account when the Roth allocation remains too small. The speaker responds through account placement, total risk, and personal tolerance.
2:01
00015
How Dividend Growth Relates to Stock Prices
2018 Offline Course Catalog
How Dividend Growth Relates to Stock Prices
The video shows the speaker's approach to analyzing SPY through historical comparisons, payout ratios, assumed dividend growth, earnings estimates, IRR calculations, holding periods, and terminal-price assumptions.
12:56
00442
HSBC Hong Kong Securities-Backed Lending: A Viewer’s Account-Opening and Transfer Experience
Short
HSBC Hong Kong Securities-Backed Lending: A Viewer’s Account-Opening and Transfer Experience
A viewer describes opening an HSBC Premier account and researching securities transfers and portfolio lending, then asks about consolidating accounts, positions at a loss, emergency funds, and borrowing for expenses.
5:32
00014
U.S. Index Dividend Growth and the Long-Term Rise of U.S. Markets
2018 Offline Course Catalog
U.S. Index Dividend Growth and the Long-Term Rise of U.S. Markets
The video contrasts long-term growth with short-term volatility and presents the speaker's views on dividends, company value, index funds, diversification, costs, and frequent trading in the U.S. stock market.
10:11