
Every retired investor only needs to focus on managing their own asset allocation well.


QQQI's distributions are not entirely true dividends. Part of them is return of capital, part is long-term capital gains.


Every era has its opportunities and its tests.


See the world clearly, take back control of your life, and stop handing your fate to others.


I am a complete beginner. I wrote to another email address before, and you said you now only use this one, so I am writing here.


Thank you, James, for your long-term selfless teaching, companionship, and care. It has been almost a year since I last wrote to you.
