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00547 [The real risk is not a downturn; only asset allocation that passes stress tests can survive.]00548 [Why can QQQI dividends feel stable and reassuring? The key is asset allocation and managing human nature, not the payout itself.]00549 [Investing is about choosing a system, not a ticker: non-U.S. tax residents should avoid U.S. accounts, stop worshiping bargain hunting, and young investors should avoid high dividends.]00550 [Not everyone is suited to getting rich with borrowed money; temperament matters more than returns.]00551 [Three fatal problems with Pre-Tax IRA accounts: RMD, high tax rates, and double taxation.]00552 [The fatal risks you may not know: without this, investing is hollow; taxes, inheritance, and misallocation.]00553 [How to use a QQQI + 433 allocation to build retirement cash flow with assets equal to 15 times annual expenses.]00554 [Born into capitalism: people trapped in the maze, and people with a map.]00555 [From worker to capitalist: boarding the ark of capitalism.]00556 [Why not repay stock-backed loans? The larger your assets, the more money you can use each year.]00557 [If the market falls 80%, can you still hold on? The key is asset allocation.]00558 [Investing is not trading; it is risk management: upgrading your cycle thinking.]00559 [The essence of dollar hegemony; when retirement savings are insufficient, how can you build stable cash flow for retirement?]00560 [You are not losing to the market; you are losing to your emotions: the truth about retail investing.]00561 [The market is not hard; the problem is human nature: the harsh truth about investment cycles.]00562 [Buy whenever you have money and never sell: why most people cannot get back in once they sell.]00563 [There is no standard answer in investing: from change to awakening, find your own path in life.]00564 [The greatest risk in life is not volatility, but living your whole life without assets.]00565 [Waiting is the dumbest investment strategy. You are not a god; buy at the market price now.]00566 [What makes PAL powerful: if you can avoid repaying the debt, do not repay it, so assets can pass from generation to generation.]00567 [Wealth is a gift: QQQ will eventually reach one thousand, ten thousand, and even one million.]00568 [Those who can change themselves are extraordinary; those who try to change others are deluded: after financial freedom, stop trading your life for trash.]00569 [Once you have assets worth 15 times annual expenses, stop selling your life for money; the broom of a Tibetan monk woke up countless lives.]00570 [Investing can make you wealthy, but relationships are what truly determine whether you are happy.]00571 [The truth about financial freedom: early retirement does not come from pinching pennies. In the AI boom, you need a Han Xin troop-counting starter-capital strategy.]00572 [The Investor's Declaration of Financial Independence]00573 [Only One Thing Truly Made Me Wealthy: Buy, Hold, and Never Sell!]00574 [Consumption Is the Mother of the Economy; Spending by the Wealthy Is a Virtue!]00575 [What Truly Teaches You Is Not the Result, but the Process!]00576 [Waiting Is Not a Strategy; Buying and Holding for the Long Term Is the True Path to Investing!]00577 [It Is Not Too Late to Invest in Your Sixties or Seventies: From 17 Times Annual Expenses and Pre-Retirement Credit Loans to QQQI Asset Allocation]00578 [In Education, Parents Shape Their Children by Example; In Investing, Why Do We Not Follow Buffett?]00579 [Children Become Adults, Parents Become Children: On Retirement Withdrawals, Slow Breathing, and the Rising Taiwan Dollar]00580 [Nvidia's Strong Earnings: Do Not Get Off the QQQ Train Too Easily—A Full Analysis of Retirement Allocation and the Investor Mindset]00581 [Do Not Blindly Trust AI or Neglect Your Partner: Give Yourself a Break and Rediscover Happiness and Freedom]00582 [Borrow Early to Get Ahead? Use Low-Interest Capital to Build Wealth While Young]00583 [Why Are You Still Afraid to Retire When You Have Enough Money? Think Through Life After Financial Freedom]
2026 Files
Hundred-Million Investment Life Lecture
X (Twitter)
Presentations2026

00557 [If the market falls 80%, can you still hold on? The key is asset allocation.]

00557 [If the market falls 80%, can you still hold on? The key is asset allocation.]

00557 [The market's going to drop by 80. How are you holding up? The key is asset allocation.] cover
Number: 00557
Published: 2026-03-21
Pages: 24
Source filename: 00557【市場會跌80_你還撐得住嗎？關鍵在資產配置】日期：2026年3月21日簡報資料 .pptx.pdf
Original file: Open file

Related Materials

  • Previous presentation: 00556 [Why not repay stock-backed loans? The larger your assets, the more money you can use each year.]
  • Next presentation: 00558 [Investing is not trading; it is risk management: upgrading your cycle thinking.]

Document Text

The market only rises over the long term

Clubhouse, easy talk about investing in CLEC, YouTube, March 21, 2026, video number 00557.

  • https://docs.google.com/presentation/d/1SbSt6n1A_nxY9LFZs5zLeIQnd-gvFCmw/edit?usp=drivesdk&ouid=113923943543023279904&rtpof=true&sd=true

Market volatility has nothing to do with me!

  • Market volatility has nothing to do with me!

  • International affairs have nothing to do with me!

  • Market analysis has nothing to do with me!

  • Financial statements have nothing to do with me!

  • Economic conditions have nothing to do with me!

  • None of it has anything to do with me!

  • Ignore the noise and swings of the market!

Disclaimer

Our videos and related content are for educational purposes only and are not for profit. We do not have any discussion groups or communities. If anyone invites you to join one, please beware of scams.

For more than twenty years, we have been committed to volunteer teaching and have never profited from it. Do not trust any paid investment advice. Although ads may appear on YouTube videos, that is outside our control and we do not profit from it.

All information we provide is only a sharing of personal experience and is not advice from a Certified Financial Advisor/Planner. Investment decisions should be based on personal research and should not rely only on video content.

Investing carries high risk and may lead to significant losses. If you cannot tolerate a loss of more than 10% in the short term or a decline of more than 20% over several years, we recommend that you do not invest. Please protect your cash flow and act only after fully understanding our investment philosophy. Invest carefully; every decision is your own responsibility.

My pinned comment in the YouTube comments section provides the handout download and related links.

Investors are always extremely optimistic!

Investors always face the sunlight!

The market will ultimately rise!

Investing requires patience!

Wealth is worth waiting for!

Subscribe, leave a comment, tap 👍, and share. On Apple Podcasts, remember to give five ⭐. Subscribe to receive timely market updates.

The market keeps rising forever; it only rises and does not fall

Beware of this scammer on Clubhouse

This ID is a scam account; they often change IDs.

Beware of this scammer on Clubhouse

This is a new scam account. The ID is fraudulent, and they often change IDs.

It's a fraud. Be careful. I won't contact you directly unless you ask me something.

If you're not in more than one crowd, you don't need my channel!

  • I don't have anything to do with the market, it's for the ignorant, the comprehensible, the self-righteous. If you don't know who you are, you're included in it!

  • If you're not in more than one crowd, you don't need my channel!

  • I told you before, there's a chance to find a date!

  • So the market has something to do with me, it's not everyone's relationship with the market!

  • At the investment level, the view is different!

  • And you can still do nothing, and if the market falls 80%, and the market comes back, but I said I'd give you a week, so I hope we don't get past the bottom of 2022. You can take the bridge across the river.

We'll do the asset allocation, and we'll do whatever it takes!

  • If you hesitate, you may miss the moment!

  • The asset allocation is not appropriate. It should be adjusted immediately!

So when the time is uncertain, they buy it in instalments. So, better than a single purchase.

  • One, relative costs can be controlled, and in this six-month period, it happens to be cheap buy. It will not be the lowest, but it will not be the highest.

  • 2 and remains on the market in less stressful circumstances, as the current situation is one in which the market moves - high/low is like a roller coaster. If you're configured, you don't have to build a market!

  • But it's important to keep enough cash, long-term, not to sell.

00557 [If the market falls 80%, can you still hold on? The key is asset allocation.] - figure 15-1: QQQ one-year daily candlestick chart with a yellow circle highlighting the price breaking below its 50-day moving average 00557 [If the market falls 80%, can you still hold on? The key is asset allocation.] - figure 16-1: The same QQQ daily candlestick chart with a horizontal blue line drawn across to mark a support level 00557 [If the market falls 80%, can you still hold on? The key is asset allocation.] - figure 17-1: QQQ daily candlestick chart on a wider percentage scale with a horizontal blue line at the moving average and a vertical marker at 11/20/2025 00557 [If the market falls 80%, can you still hold on? The key is asset allocation.] - figure 18-1: QQQ daily candlestick chart with hand-drawn blue and yellow arrows sketching a projected sharp drop and V-shaped recovery

All you have to do is pay the price.

  • Even if you want to move, I'll pay you to pack all your bags.

  • There's no way to solve it with money! Why would hundreds of thousands of dollars?

  • If you sell a house and invest in it for a long time, you won't be able to rent a house, let alone get out of the house. The point is, you have to spend money, money can fix everything.

  • It's clear to me that investment makes more money, and if you just look at short-term flowers and ignore the long-term gains, you can never go around.

Everything has to feel comfortable with itself and the family!

  • If you buy a house, your daughter-in-law wants you to get married. Unless you really don't have any investment, the house and investment should go hand in hand, but the investment is necessary, the house is for now, the investment is for old people to live!

  • Family and peace are the most important!

CLEC Investment and Wealth Management Education Academy 00451, 2024 Edition, The First Investment Lesson: Investment Life Lecture Worth 100 Million. December 29, 2023. CLEC Investment and Wealth Management Channel https://youtu.be/4FMjmyBpTzw

The market rises every day. It is wonderful and joyful 🍂🌷🌹🌸🌼🌺🌻 🌞💫✨🌟🌈🌈❤

Our pinned comment in the YouTube comments section provides the handout download and other related links.

  • or email me.

  • [email protected]

  • [email protected]

00556 [Why not repay stock-backed loans? The larger your assets, the more money you can use each year.]

00556 [Why not repay stock-backed loans? The larger your assets, the more money you can use each year.]

00558 [Investing is not trading; it is risk management: upgrading your cycle thinking.]

00558 [Investing is not trading; it is risk management: upgrading your cycle thinking.]

Table of Contents

Related MaterialsDocument TextThe market only rises over the long termMarket volatility has nothing to do with me!Investors are always extremely optimistic!The market keeps rising forever; it only rises and does not fallBeware of this scammer on ClubhouseBeware of this scammer on ClubhouseIf you're not in more than one crowd, you don't need my channel!We'll do the asset allocation, and we'll do whatever it takes!All you have to do is pay the price.Everything has to feel comfortable with itself and the family!