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00547 [The real risk is not a downturn; only asset allocation that passes stress tests can survive.]00548 [Why can QQQI dividends feel stable and reassuring? The key is asset allocation and managing human nature, not the payout itself.]00549 [Investing is about choosing a system, not a ticker: non-U.S. tax residents should avoid U.S. accounts, stop worshiping bargain hunting, and young investors should avoid high dividends.]00550 [Not everyone is suited to getting rich with borrowed money; temperament matters more than returns.]00551 [Three fatal problems with Pre-Tax IRA accounts: RMD, high tax rates, and double taxation.]00552 [The fatal risks you may not know: without this, investing is hollow; taxes, inheritance, and misallocation.]00553 [How to use a QQQI + 433 allocation to build retirement cash flow with assets equal to 15 times annual expenses.]00554 [Born into capitalism: people trapped in the maze, and people with a map.]00555 [From worker to capitalist: boarding the ark of capitalism.]00556 [Why not repay stock-backed loans? The larger your assets, the more money you can use each year.]00557 [If the market falls 80%, can you still hold on? The key is asset allocation.]00558 [Investing is not trading; it is risk management: upgrading your cycle thinking.]00559 [The essence of dollar hegemony; when retirement savings are insufficient, how can you build stable cash flow for retirement?]00560 [You are not losing to the market; you are losing to your emotions: the truth about retail investing.]00561 [The market is not hard; the problem is human nature: the harsh truth about investment cycles.]00562 [Buy whenever you have money and never sell: why most people cannot get back in once they sell.]00563 [There is no standard answer in investing: from change to awakening, find your own path in life.]00564 [The greatest risk in life is not volatility, but living your whole life without assets.]00565 [Waiting is the dumbest investment strategy. You are not a god; buy at the market price now.]00566 [What makes PAL powerful: if you can avoid repaying the debt, do not repay it, so assets can pass from generation to generation.]00567 [Wealth is a gift: QQQ will eventually reach one thousand, ten thousand, and even one million.]00568 [Those who can change themselves are extraordinary; those who try to change others are deluded: after financial freedom, stop trading your life for trash.]00569 [Once you have assets worth 15 times annual expenses, stop selling your life for money; the broom of a Tibetan monk woke up countless lives.]00570 [Investing can make you wealthy, but relationships are what truly determine whether you are happy.]00571 [The truth about financial freedom: early retirement does not come from pinching pennies. In the AI boom, you need a Han Xin troop-counting starter-capital strategy.]00572 [The Investor's Declaration of Financial Independence]00573 [Only One Thing Truly Made Me Wealthy: Buy, Hold, and Never Sell!]00574 [Consumption Is the Mother of the Economy; Spending by the Wealthy Is a Virtue!]00575 [What Truly Teaches You Is Not the Result, but the Process!]00576 [Waiting Is Not a Strategy; Buying and Holding for the Long Term Is the True Path to Investing!]00577 [It Is Not Too Late to Invest in Your Sixties or Seventies: From 17 Times Annual Expenses and Pre-Retirement Credit Loans to QQQI Asset Allocation]00578 [In Education, Parents Shape Their Children by Example; In Investing, Why Do We Not Follow Buffett?]00579 [Children Become Adults, Parents Become Children: On Retirement Withdrawals, Slow Breathing, and the Rising Taiwan Dollar]00580 [Nvidia's Strong Earnings: Do Not Get Off the QQQ Train Too Easily—A Full Analysis of Retirement Allocation and the Investor Mindset]00581 [Do Not Blindly Trust AI or Neglect Your Partner: Give Yourself a Break and Rediscover Happiness and Freedom]00582 [Borrow Early to Get Ahead? Use Low-Interest Capital to Build Wealth While Young]00583 [Why Are You Still Afraid to Retire When You Have Enough Money? Think Through Life After Financial Freedom]
2026 Files
Hundred-Million Investment Life Lecture
X (Twitter)
Presentations2026

00559 [The essence of dollar hegemony; when retirement savings are insufficient, how can you build stable cash flow for retirement?]

00559 [The essence of dollar hegemony; when retirement savings are insufficient, how can you build stable cash flow for retirement?]

00559 [The essence of dollar hegemony; the lack of a pension; how to get a stable cash stream to retire!] cover
Number: 00559
Published: 2026-04-04
Pages: 24
Source filename: 00559【美元霸權的本質;退休金不足,如何取得安穩現金流退休 !】日期:2026年4月4日簡報資料.pptx.pdf
Original file: Open file

Related Materials

  • Previous presentation: 00558 [Investing is not trading; it is risk management: upgrading your cycle thinking.]
  • Next presentation: 00560 [You are not losing to the market; you are losing to your emotions: the truth about retail investing.]

Document Text

The market only rises over the long term

Clubhouse, easy talk about investing in CLEC, YouTube, April 4, 2026.

  • https://docs.google.com/presentation/d/1SbSt6n1A_nxY9LFZs5zLeIQnd-gvFCmw/edit?usp=drivesdk&ouid=113923943543023279904&rtpof=true&sd=true

Market volatility has nothing to do with me!

  • Market volatility has nothing to do with me!

  • International affairs have nothing to do with me!

  • Market analysis has nothing to do with me!

  • Financial statements have nothing to do with me!

  • Economic conditions have nothing to do with me!

  • None of it has anything to do with me!

  • Ignore the noise and swings of the market!

Disclaimer

Our videos and related content are for educational purposes only and are not for profit. We do not have any discussion groups or communities. If anyone invites you to join one, please beware of scams.

For more than twenty years, we have been committed to volunteer teaching and have never profited from it. Do not trust any paid investment advice. Although ads may appear on YouTube videos, that is outside our control and we do not profit from it.

All information we provide is only a sharing of personal experience and is not advice from a Certified Financial Advisor/Planner. Investment decisions should be based on personal research and should not rely only on video content.

Investing carries high risk and may lead to significant losses. If you cannot tolerate a loss of more than 10% in the short term or a decline of more than 20% over several years, we recommend that you do not invest. Please protect your cash flow and act only after fully understanding our investment philosophy. Invest carefully; every decision is your own responsibility.

My pinned comment in the YouTube comments section provides the handout download and related links.

Investors are always extremely optimistic!

Investors always face the sunlight!

The market will ultimately rise!

Investing requires patience!

Wealth is worth waiting for!

Subscribe, leave a comment, tap 👍, and share. On Apple Podcasts, remember to give five ⭐. Subscribe to receive timely market updates.

The market keeps rising forever; it only rises and does not fall

Beware of this scammer on Clubhouse

This ID is a scam account; they often change IDs.

Beware of this scammer on Clubhouse

This is a new scam account. The ID is fraudulent, and they often change IDs.

It's a fraud. Be careful. I won't contact you directly unless you ask me something.

Bloggers -- Debt for Wealth: Wall Street's top financial advisor teaches you how to overturn traditional debt management.

  • https://www.books.com.tw/products/0010800817
00559 [The essence of dollar hegemony; when retirement savings are insufficient, how can you build stable cash flow for retirement?] - figure 12-2: books.com.tw product page for the book The Value of Debt in Building Wealth (舉債致富) by Thomas J. Anderson, showing the book cover and price

QDF (QDII) (513530)

  • Dividends 7.6%

  • It's not bad. It's a high-equity arrangement.

You don't have to release the funds.

  • https://drive.google.com/file/d/1oUX5vvwCBA7jWz9-a-Q0sIK3U4AH1Q3M/view?usp=drivesdk

  • More than 4%, less than 25 times the cost of the capital, and suggest that the cash flow be replaced by high dividends QQQI!

  • If the rate is 7 per cent, 1 million 70,000 a year, 7.12 per cent = 58.333 million QQQI, leaving 100-58 = 42 million, 42 x 70 per cent = 294,000 QQQ 00662; 42 x 30 per cent = 12.6 million cash 0086B (BOXX)

QQQ/QLD Asset Allocation Backtester

  • https://docs.google.com/presentation/d/1wyELtWLl4_ReEo5y34JGadjU_uB1lb8b/edit?usp=drivesdk&ouid=113923943543023279904&rtpof=true&sd=true

  • QQQ/QLD Asset Allocation Backtester

  • https://clec-strategy-backtest.vercel.app/

  • You don't have to release the funds.

  • https://drive.google.com/file/d/1oUX5vvwCBA7jWz9-a-Q0sIK3U4AH1Q3M/view?usp=drivesdk

  • 80/20 asset allocation without margin loans

  • https://drive.google.com/file/d/1I96qJBdfyvfL4V2d_JhjTLXlcFrR9km4/view?usp=drivesdk

  • Taiwan's capital allocation program 2025-12-30

  • https://drive.google.com/file/d/1UZzv1lGiPwjGhixHc7XNYUrtoF5F-q2e/view?usp=drivesdk

QQQI, no inheritance tax! Tax refund!

  • Non-United States, non-Taiwan, like Hong Kong, Singapore can use JPQ.L Ireland, which has no tax deduction and no inheritance tax.

  • Hong Kong, China, can use the local high-equity fund, which we all offer!

https://docs.google.com/presentation/d/1SbSt6n1A_nxY9LFZs5zLeIQnd-gvFCmw/edit?usp=drivesdk&ouid=113923943543023279904&rtpof=true&sd=true

I'd really like to teach you, but I'll say it again.

  • So, read a lot, read the 2022 teaching playlist, and know why the atmosphere is revolving:

  • On YouTube, watch "Invest in 2022."

  • https://youtube.com/playlist?list=PLiskER8xug1fszrTbYT3Xw5Zx8tgyzWjn&si=cYIyt6nHf4UaIjio

  • Three to five years of consumption.

  • It's five to seven years old.

  • Seven to ten years of investment.

  • Ten to fifteen years of credit.

  • It's been around 20 years.

  • Market IPO, corporate debt, industry bubbles, capital spending, unemployment, inflation, credit crunch, central bank interest rates, ten years of national debt rate movement is a market temperature measure! Plus global finance, because money is moving!

  • It's all technical, it's not ready to be used in the market, it's important to be comprehensible, and it's possible to make some progress in the analysis of market data and the climate and multi-layered thinking, and to begin to diagnose the market's diagnosis as a drug and a countermeasure!

The market is awesome!

  • The market is kind, but it is cruel to people who don't know the risks!

So what the United States did was ultimately to safeguard the supremacy of the United States dollar. lipid

  • U.S. sanctions on Russia’s exports of energy and materials, controls Venezuela’s oil, controls the Middle East oil, controls Iran’s destruction of its oil-energy lifeline, and ultimately controls the global energy lifeline. Make sure you trade in dollars.

  • It used to be oil dollars, but now that America doesn't need the world's oil and energy, the oil and natural gas produced by the United States itself, besides being self-sufficient. It's possible to sell, and it's enough to guarantee dollar hegemony when the world's resources are under US control.

  • So what the United States did ultimately was to safeguard the dollar’s hegemony, and other reasons were to hide its true purpose.

  • The U.S. dollar is no longer valuable, even if it is a high-debted building, but you don’t have it, you can’t buy energy or natural resources. This will guarantee a single dollar for global resource dominance.

  • The United States can do this, and the world can't agree more than a little "meow" because of the heavy military force behind it!

On YouTube, look at Trump's desperate attempt to get into Iran and finally have to swallow it!

  • https://youtu.be/reUTI0Etsgw?si=yH_lt8i6X3Xu75Zx

CLEC Investment and Wealth Management Education Academy 00451, 2024 Edition, The First Investment Lesson: Investment Life Lecture Worth 100 Million. December 29, 2023. CLEC Investment and Wealth Management Channel https://youtu.be/4FMjmyBpTzw

The market rises every day. It is wonderful and joyful 🍂🌷🌹🌸🌼🌺🌻 🌞💫✨🌟🌈🌈❤

Our pinned comment in the YouTube comments section provides the handout download and other related links.

  • or email me.

  • [email protected]

  • [email protected]

00558 [Investing is not trading; it is risk management: upgrading your cycle thinking.]

00558 [Investing is not trading; it is risk management: upgrading your cycle thinking.]

00560 [You are not losing to the market; you are losing to your emotions: the truth about retail investing.]

00560 [You are not losing to the market; you are losing to your emotions: the truth about retail investing.]

Table of Contents

Related MaterialsDocument TextThe market only rises over the long termMarket volatility has nothing to do with me!Investors are always extremely optimistic!The market keeps rising forever; it only rises and does not fallBeware of this scammer on ClubhouseBeware of this scammer on ClubhouseQDF (QDII) (513530)You don't have to release the funds.QQQ/QLD Asset Allocation BacktesterQQQI, no inheritance tax! Tax refund!I'd really like to teach you, but I'll say it again.The market is awesome!